Welcome to wheat-state, a trusted financial institution proudly serving the community since 1963. With our headquarters nestled in the heart of Wichita, KS, we are dedicated to empowering our members through exceptional service and a commitment to financial well-being. Under the leadership of CEO Doug Cheatum and Board President Leland Bittle, we strive to create a welcoming environment where individuals and families can achieve their financial goals.

As an NCUA-insured credit union since 1/2/1976 0:00, we prioritize the safety and security of your deposits. We offer modern banking tools designed for convenience and accessibility, including robust online banking options, a user-friendly mobile app, person-to-person transfer capabilities, e-statements for easy account management, and more. At wheat-state, we understand that each member's journey is unique, and we are here to provide personalized support every step of the way. Discover how we can help you thrive by visiting our website at https://www.wheatstatecu.com/ or reaching out to us at (316) 687-4170.

At Wheat State Credit Union, we understand that managing your finances is not just about having a place to store your money; it's about providing the tools and support you need to navigate life's milestones, from purchasing your first car to growing your small business. Our comprehensive range of services includes personal banking solutions such as checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing options, and personal loans for debt consolidation. We also cater to business needs with merchant services and business loans, ensuring that both individual members and businesses can thrive with our financial products.

In today's fast-paced world, we know that convenience is key. That's why we offer robust digital access through our online banking platform and mobile application, allowing you to manage your accounts anytime, anywhere. With features like Person-to-Person transfers and e-statements, you can easily handle everyday transactions without the hassle of paper clutter. Although we currently do not provide mobile payments or electronic signatures, our commitment to member satisfaction means that we're always looking for ways to enhance your banking experience. For those interested in joining our community, eligibility details can be found at https://www.wheatstatecu.com/about/who-can-join/ , ensuring that everyone who qualifies can benefit from our services. If you're exploring loan options or want to compare rates, visit https://www.lendmesh.com/loans/personal_loans for a straightforward way to find what suits you best. Should you have any questions or require personal assistance, feel free to reach out via fax at (316) 687-4170; we’re here to help!

At Wheat State Credit Union, we pride ourselves on being a trusted financial partner for our community. With a total membership of 3,460, we have cultivated a strong and supportive network of individuals who rely on us for their banking needs. Our commitment to service is reflected in our robust financial health, boasting total assets of 22,750,061 and a net worth of 2,156,141. Despite facing challenges, our dedication remains unwavering, as evidenced by our focus on member services and community involvement.

Our financial metrics highlight our resilience and capacity to serve. While we experienced a net income of -214,061, we continue to nurture growth with total deposits reaching 746,715 and total loans and leases amounting to 2,178. This demonstrates our ability to provide essential financial products while maintaining the trust placed in us by our members. We understand that financial stability is paramount, which is why we maintain a net worth ratio of 948, ensuring that we are well-positioned to support our members through various economic climates.

With a dedicated team of 10 employees, we are committed to providing personalized service that caters to the unique needs of every member. Our offerings include credit card loans totaling 546 and an impressive auto loan volume of 1,688, showcasing our ability to facilitate important life decisions for our members. Although we currently do not engage in commercial loans, this allows us to concentrate on serving individual members and families with tailored financial solutions.

Wheat State Credit Union’s transparency in operations and commitment to community impact set us apart as a reliable choice for your banking needs. We encourage you to explore your options further, as performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . Compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs.