WHEAT STATE CREDIT UNION - Wichita, KS

Welcome to Wheat State, your trusted partner in financial services located at 1400 S Oliver Ave, Wichita, KS 67218. Since our establishment in 1963, we have been dedicated to serving our community and providing exceptional banking solutions tailored to meet the unique needs of our members. With a robust membership of 3,460 and total assets amounting to an impressive $22,750,061, we are proud to be a cornerstone of financial support in the Wichita area. At Wheat State, we believe in building lasting relationships with our members. Our commitment is reflected in our total deposits of $746,715 and a solid net worth of $2,156,141. We understand that every member's financial journey is different, which is why we offer a variety of products and services, including personal banking accounts, auto loans, mortgages, and credit cards with rewards. Whether you're looking to finance a new vehicle or consolidate debt, we are here to help you navigate your options. Our CEO, Doug Cheatum, along with Board President Leland Bittle, leads a dedicated team of 10 employees who are always ready to assist you with personalized service. We strive to maintain a welcoming environment where you can feel confident about your financial decisions. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 1400 S Oliver Ave, Wichita, KS 67218. We invite you to explore what Wheat State has to offer by visiting our website at wheatstatecu.com. For any questions or assistance, don't hesitate to call us at (316) 687-4101. Join us today and experience the difference that comes from being part of a member-focused credit union!

Wheat State has a proud legacy that began in 1963, rooted in the heart of Wichita, Kansas. Since its inception, our mission has been simple yet powerful: to provide exceptional financial services while fostering a strong sense of community. Over the years, Wheat State has grown significantly, now proudly serving a membership of over 3,460 individuals. With total assets amounting to an impressive $22,750,061, we are dedicated to ensuring that our members have the resources they need for personal and financial growth. Located at 1400 S Oliver Ave in Wichita, our branch is easily accessible for anyone seeking reliable banking services. Just a stone's throw away from the bustling streets of Sedgwick County, we invite you to stop by and experience the warmth and dedication of our team. If you need to send us official correspondence, please use our mailing address: 1400 S Oliver, Wichita, KS 67218. At Wheat State, we believe that banking is about more than just transactions; it's about building relationships. Our mission statement reflects this commitment: we strive to empower our members through personalized financial solutions while actively contributing to the community's wellbeing. Whether it's through auto loans, mortgage refinancing, or business banking services, our goal is to meet the diverse needs of those we serve. As we continue to evolve with technology, we prioritize accessibility and innovation. Our branch offers convenient online and mobile banking options that allow members to manage their finances easily. With both ATM availability and drive-thru services at your fingertips, banking with us fits seamlessly into your busy lifestyle. We take pride in being more than just a credit union; we're an integral part of the Wichita community. Through various outreach programs and partnerships with local organizations, Wheat State aims to uplift and support those around us. We understand that when our community thrives, so do our members. In closing, we invite you to join Wheat State and become part of a family that values trust, transparency, and service above all else. Visit us at 1400 S Oliver Ave or give us a call at (316) 687-4101 to learn more about how we can help you achieve your financial goals. Together, let's build a brighter future!

At Wheat State, we believe that everyone deserves to be part of a caring community where their financial needs are understood and met. Joining us as a member is not just about opening an account; it's about becoming part of a family that supports one another. If you live, work, or worship in Sedgwick County or have a family member who is already a member, you're likely eligible to join our credit union! This means you can access personalized financial services tailored to your needs, whether it's savings accounts, auto loans, or even mortgages. For more details on eligibility criteria, feel free to check out our website at Wheat State Eligibility. Becoming a member is easy! Just visit us at our branch located at 1400 S Oliver Ave in Wichita, KS, or give us a call at 316-687-4101. Our friendly staff is here to guide you through the simple account opening process and answer any questions you may have. We look forward to welcoming you into the Wheat State family!

At Wheat State, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength reflects our commitment to serving you, our valued members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $2,156,141, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $948 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $6,338,346 in share certificates and $627,883 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,370,202 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports your financial goals with $844 in used auto loans and $20,329,166 in total loans and leases. Our $-214,061 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 9 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 5,576, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wheat State is your trusted partner. Visit us at 1400 S Oliver Ave Wichita Ks 67218 or call (316) 687-4101 to learn more about how we can help you achieve your financial goals.