Veridian Credit Union Johnston IA | Affordable Auto Loans & Personal Banking

Introduction

At Veridian, we believe that banking should be more than just transactions; it should be about building relationships and supporting our community. Nestled in the heart of Johnston, Iowa, at 5401 NW 86th St, Johnston, IA 50131, our branch is committed to providing exceptional service to our members. Established in 1934, we've grown alongside our members, now proudly serving over 354,920 individuals with a strong focus on personal and business financial needs. While you can visit us at our Johnston location for all your banking needs, official correspondence should be sent to our mailing address: PO Box 6000, Waterloo, IA 50704-6000. As a member-owned credit union, we are dedicated to ensuring your financial success. With total assets exceeding $7.7 billion, we offer a range of services designed to empower you be it through checking and savings accounts, auto loans, or business banking solutions. Our total deposits currently stand at an impressive $396,228,784, reflecting the trust our members place in us. Our leadership team, led by CEO Renee Christoffer and Board President Stephanie Atkin, is passionate about fostering a supportive environment for both employees and members alike. With 1,033 dedicated staff ready to assist you, we're here to help you navigate your financial journey. We invite you to explore what Veridian can do for you! Whether you're looking for personal loans or want to learn more about our mortgage options, we encourage you to visit us or give us a call at (319) 236-5600. Together, let's build a brighter financial future! For more information about our services and membership eligibility, please check out our website at Veridian Credit Union.

Branch History & Mission

At Veridian, we take pride in our rich history and the mission that drives us every day. Founded in 1934, our branch has been a cornerstone of the Johnston community for nearly nine decades. Located at 5401 NW 86th St, Johnston, IA 50131, our branch has evolved significantly since its inception, growing from a small credit union into a thriving institution with over 354,000 members and total assets reaching an impressive $7.7 billion. From the beginning, our mission has always been clear: to provide financial services that enhance the lives of our members while supporting the communities we serve. We believe that everyone deserves access to quality financial services, and we strive to create an inclusive environment where all members feel valued and supported. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans, mortgages, or business financing, Veridian is here for you. Over the years, we've embraced advancements in technology to better serve our members. Our commitment to customer-centric initiatives means that you can access online and mobile banking at your convenience. Plus, our ADA-compliant facilities ensure that all members can enjoy their banking experience comfortably. While members can visit us at our Johnston location for all their banking needs including drive-thru services we also encourage them to reach out via phone at 319-236-5600 for any questions or assistance. Official correspondence should be sent to our mailing address: PO Box 6000, Waterloo, IA 50704-6000. As we continue to grow and adapt to changing times, we remain dedicated to giving back to our community through partnerships and outreach efforts. From financial literacy programs to local sponsorships, Veridian is committed to making a positive impact beyond just banking. Join us at Veridian and experience the difference of being part of a community-focused credit union. Together, we can build a brighter financial future! For more information about membership eligibility or to open an account today, please visit our website or click on this link.

Branch Location & Accessibility

Get in Touch!

If you have any questions or need assistance, don't hesitate to call us at 319-236-5600. Our team is ready to help you with whatever you need. We invite you to stop by our branch today your financial journey starts here at Veridian!

Local Landmarks and Accessibility

When you come by, you'll notice we're just a short drive from the Johnston Town Center and close to scenic parks where you can enjoy a stroll. We take pride in our accessible facilities that comply with ADA standards, ensuring everyone can easily access our services. There's plenty of parking available for our members, making your visit hassle-free.

Operating Hours and Services

Our friendly team is here for you during convenient hours: Monday through Thursday from 8:30 AM to 5:00 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 8:30 AM to noon. For those on the go, we offer a drive-thru service open Monday through Thursday from 7:30 AM to 6:00 PM, so you can complete simple transactions without leaving your vehicle. At Veridian, we provide a wide range of services designed to meet your needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, with an ATM on-site, accessing cash or checking your balance is quick and easy.

Member Eligibility

Becoming a member of Veridian is like joining a warm and welcoming family where your financial well-being matters. If you're looking to join us, you'll be pleased to know that eligibility is designed to be inclusive. Generally, anyone who lives or works in the communities we serve can become a member. This includes individuals and their immediate family members, making it easy for you to share the benefits with those you care about. For more specific details on eligibility criteria, feel free to explore this resource: http://www.veridiancu.org/belong/membership. Once you're ready to take the next step, opening an account at Veridian is straightforward. We offer a variety of services tailored to meet your needs, from personal banking options to loans and credit cards. You can find all the information you need to get started at https://www.veridiancu.org/registration. If you have any questions or need assistance, don't hesitate to give us a call at (319) 236-5600. We're here to help!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $304 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $736,859,745, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make everyday transactions easier for business owners. Imagine this: you own a bustling café and need a quick way to accept payments from your customers. With our merchant services, you can seamlessly process card transactions, manage inventory, and even track sales trends all from your mobile device. This practical support helps streamline operations so you can focus on what truly matters: serving your customers. Explore how Veridian can help take your business to new heights! Visit us at 5401 Nw 86Th St Johnston Ia 50131 or call us at (319) 236-5600 for more information on our business banking solutions.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, look no further than our auto loans and vehicle financing options. We understand that purchasing a car is a significant investment, which is why we offer competitive rates and flexible terms to fit your budget. Picture driving off in your new car while knowing you secured an affordable loan that suits your financial situation.

Business Banking

We also cater to small businesses through our business banking services, including merchant services and business loans. If you're an entrepreneur looking for support as you grow your venture, our team is ready to assist with tailored solutions that align with your business goals.

Convenient Access

Accessing all these services is simple at Veridian. With an ATM on-site, along with drive-thru banking for quick deposits and withdrawals, we ensure convenience is always at your fingertips. Need assistance? Just call us at (319) 236-5600, and our friendly staff will be happy to help! In today's fast-paced world, having reliable financial services is essential. At Veridian, we strive to provide everything you need under one roof, ensuring that managing your finances is as smooth as possible. Ready to explore what we can offer? Visit us at 5401 Nw 86Th St Johnston Ia 50131, or check out more details on our website at Johnston. Let's take this journey together!

Credit Cards with Rewards

For those who love rewards, our credit cards with rewards allow you to earn points on everyday purchases. Think about how those points can add up whether it's for travel, cash back, or gift cards making each transaction rewarding.

Home Financing Solutions

For those looking to buy or refinance their homes, our mortgage loans come with various options to fit different lifestyles and budgets. We work closely with you throughout the process, making it easier for you to navigate the often complex world of home financing. You'll have peace of mind knowing that we're here to assist every step of the way.

Personal Banking

Starting with our personal banking options, we offer various checking and savings accounts designed for everyday use. Whether you're saving for a vacation or managing daily expenses, our accounts come with features that can help you reach your financial goals. Imagine having easy access to your funds through our user-friendly online and mobile banking platforms. You can check balances, transfer money, and even pay bills all from the comfort of your home or on the go.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. Our personal loans are here to help you tackle those surprises or consolidate existing debts into one manageable payment. With straightforward application processes and quick approvals, getting back on track financially has never been easier.

Digital & Online Banking

Key Features

Our online banking platform, accessible at https://www.veridiancu.org/, provides everything you need to manage your finances effectively. You can check balances, transfer funds, and even set up person-to-person transfers with just a few taps. This means sending money to friends or family is quick and hassle-free. For those who prefer using their mobile devices, our mobile application brings the bank right to your pocket. Need to make a payment? Our mobile payments feature allows for easy transactions on the go. Plus, if you opt for e-statements, you'll have your financial statements available digitally no more paper clutter!

Security and Convenience

Security is a top priority at Veridian. We use electronic signature authorization to ensure that all your transactions are safe and secure. You can have peace of mind knowing that your personal information is protected while enjoying the convenience of online banking. Whether you're at home or out and about, managing your accounts has never been easier. With our user-friendly interface, real-time account management is just a click or tap away. Join us today at Veridian and experience the future of banking with our advanced digital services!

Financial Strength

Commitment to Growth

Our commitment to growth is evident with $555,316,810 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We have also financed $125,606 in used auto loans and $6,649,965,066 in total loans and leases, supporting our members' financial goals across various sectors.

Efficient Operations

Our operational efficiency is reflected in our $34,681,707, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,025 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

With a total of 793,311 share accounts, we showcase a strong and growing member base that trusts us with their finances. This trust fuels our ability to serve you better every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Veridian is your trusted partner. Visit us at 5401 Nw 86Th St Johnston Ia 50131 or call (319) 236-5600 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Focused Savings

Members' savings are secured through $2,955,015,613 in share certificates and $655,349,620 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,246,019, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $865,903,737, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.18% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,473,588,841 in used vehicle loans and $645,377,692 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles to fit your budget. Plus, our refinancing options can help lower your monthly payments if you're currently paying more elsewhere.

Business Loans

For business owners, our outstanding commercial loans totaling $736,859,745 provide the capital needed to grow and expand. We understand that running a business comes with its challenges; that's why we work closely with our business members to tailor financing solutions that fit their specific needs. At Veridian in Johnston (5401 Nw 86Th St Johnston IA 50131), we are dedicated to supporting our members' financial journeys through personalized service and transparent lending practices. If you have questions about our loan offerings or want to explore eligibility options further, don't hesitate to reach out at (319) 236-5600. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $148,974,018 in loans helping members manage their finances effectively. These cards come with rewards and benefits designed to make everyday spending easier while keeping your finances in check.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $608,576,439, make buying or refinancing simple. Whether you're looking for your first home or want to refinance your existing mortgage for better rates or terms, our team is here to guide you through every step of the process.

Loan Aggregator

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VERIDIAN CREDIT UNION - Johnston, IA

Type of Loan Offerings

Home Equity Loans

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Loan rates in Johnston, IA (50131)