United Community Credit Union University Austin TX | Cheap Mortgage Refinance & Quick Personal Loans

Introduction

Welcome to University, your trusted partner in financial services located at 2244 Guadalupe St, Austin, TX 78705. Established in 1936, we have proudly served our community for over 85 years, building strong relationships with our 391,419 members. With total assets amounting to a solid $4,100,757,196, we are dedicated to offering tailored financial solutions that meet your unique needs. At University, we believe in empowering our members through exceptional service and comprehensive banking options. Our offerings include everything from personal banking accounts to auto loans and business financing. We currently hold a total of $210,923,091 in deposits and have issued over 169,021 loans, showcasing our commitment to supporting you every step of the way. Our leadership team is devoted to maintaining a member-first philosophy. Under the guidance of CEO Michael Crowl and Board President Laura Kilcrease, we strive to create an environment where everyone feels valued and supported. Our team of 770 employees is here to assist you with any questions or concerns you might have. While members can visit us at our branch location, official correspondence should be sent to PO Box 9350, Austin, TX 78766. For more information about our services or to become a member today, call us at 512-467-8080 or explore our website at ufcu.org. Join us at University Credit Union where your financial success is our priority!

Branch History & Mission

At University, we take pride in our rich legacy that began in 1936. Nestled in the heart of Austin, TX, our branch at 2244 Guadalupe St has been a cornerstone for the community, providing essential financial services and building lasting relationships with our members. As we look back on nearly nine decades of service, we celebrate our growth from a small credit union to a trusted financial institution with over 391,000 members and total assets exceeding $4.1 billion. Our journey has seen significant milestones that reflect our commitment to excellence and community support. From humble beginnings, we have expanded our offerings to include personal banking, auto loans, mortgage financing, and business banking solutions. Our mission is simple yet profound: to empower our members by providing accessible financial services while nurturing the communities we serve. While members can visit us at 2244 Guadalupe St, official correspondence should be sent to PO Box 9350, Austin, TX 78766. Our branch is conveniently located near the University of Texas campus, making it easily accessible for students and residents alike. At University, we believe in creating a welcoming environment for everyone. We prioritize customer service and strive to meet the needs of our diverse membership base. Our operating hours are Monday through Friday from 8:30 AM to 6 PM, ensuring that you have ample opportunity to connect with us. We understand the importance of staying connected in today's digital world. That's why we've embraced advancements like online banking and mobile applications to make managing your finances easier than ever. Additionally, we offer ATM services for quick access to your funds. Community outreach is at the heart of what we do. We actively engage in partnerships and initiatives aimed at uplifting those around us. Whether it's supporting local events or providing resources for financial education, we're dedicated to making a positive impact. Join us at University and experience firsthand how we can help you achieve your financial goals. Together, let's build a brighter future for you and your community! For more information or to open an account today, visit us at www.ufcu.org or call us at 512-467-8080.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch is ADA compliant, ensuring that everyone can access our services comfortably. If you're driving, you'll find plenty of parking available nearby, making your visit hassle-free.

Get in Touch

Have questions or need assistance? Don't hesitate to give us a call at 512-467-8080. We're here to help! While members can visit us at 2244 Guadalupe St., official correspondence should be sent to PO Box 9350, Austin, TX 78766. Come see us today at the University branch where your financial journey begins!

Operating Hours and Services

Our lobby hours are welcoming too! We're open Monday through Friday from 8:30 AM to 6 PM, allowing you ample time to come in for your banking needs. While we don't have a drive-thru service, we do offer an ATM on-site for quick cash withdrawals and balance checks. At the University branch, we provide a wide range of personal banking services including checking and savings accounts, auto loans, mortgage loans, and even credit cards with rewards. Plus, if you're a member of another participating credit union, you can enjoy basic shared transactions like deposits and withdrawals right here!

Member Eligibility

Becoming a member of University feels like joining a warm and welcoming community, where your financial needs are our priority. If you're interested in becoming part of our family, you'll be pleased to know that membership is open to individuals who live, work, or attend school in the area. We also welcome immediate family members of current members, making it easy to share the benefits of membership with loved ones. Our members enjoy personalized service, lower loan rates, and a variety of financial products tailored just for you. To get started on your journey with us, simply visit us at 2244 Guadalupe St Austin Tx 78705 or give us a call at (512) 467-8080. For more detailed information about eligibility requirements, feel free to check out our resource page at http://www.ufcu.org/personal/loans/ut-golf-club-membership . When you're ready to open an account, you can find all the details you need at http://www.ufcu.org/open-account . Joining University is quick and easy we can't wait to welcome you!

Business Banking & Commercial Services

Financing Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $110 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $142,289,128, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your customers. Imagine a local bakery accepting payments seamlessly through various methods be it credit cards or mobile wallets making each transaction smooth and hassle-free. This not only enhances customer satisfaction but also supports your business's cash flow. Explore how University can be your partner in success at our branch located at 2244 Guadalupe St Austin Tx 78705 in Austin, TX. Together, let's build the future of your business!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing solutions make it easier than ever. We provide competitive rates that can help you get behind the wheel without breaking the bank. Imagine driving off in your dream car, knowing you've made a smart financial choice!

Business Banking

For entrepreneurs and business owners, we provide robust Business Banking solutions including merchant services and business loans. Running a business comes with its challenges, but we're here to help lighten the load so you can focus on what matters most growing your business.

Credit Cards with Rewards

With our Credit Cards with Rewards, every purchase brings you closer to exciting benefits. Earn rewards on everyday spending while enjoying competitive rates and great customer service. It's an easy way to get more from your purchases!

Mortgage Loans & Refinancing

For those considering home ownership or refinancing their existing mortgage, our Mortgage Loans & Refinancing services are just what you need. We understand that buying a home is one of the biggest decisions you'll make, and our experts are here to guide you through the process with personalized assistance.

Personal Banking

Managing your finances can be simple with our Personal Banking services. We offer various checking and savings accounts tailored to fit your lifestyle. Need quick access to cash? Our ATM services allow for easy withdrawals and balance checks right when you need them. Plus, with our online and mobile banking options, you can monitor your accounts anytime from anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our Personal Loans & Debt Consolidation options come in handy. Whether you're managing medical bills or planning a big purchase, we offer flexible terms that can suit your needs perfectly.

Shared Branch Transactions

As part of our commitment to convenience, we also offer Basic Shared Branch Transactions for members of partner credit unions. This means you can conduct deposits and withdrawals even when you're away from your home branch. At University, we believe in making banking as easy as possible for all our members. From personal banking needs to complex business solutions, we have everything covered under one roof. If you're ready to take the next step towards better financial management or if you have any questions about our services, don't hesitate to reach out! You can call us at (512) 467-8080 or visit us in person we're here for you! Explore all that we offer at https://www.ufcu.org/ , and let's work together towards achieving your financial dreams!

Digital & Online Banking

Mobile Convenience

For those who prefer managing their finances on their smartphones, our mobile application is here to help! You can download it today and enjoy all the features of online banking right in your pocket. From person-to-person transfers to checking your account balance in real-time, everything is just a tap away. While mobile payments aren't currently offered, our commitment to providing a user-friendly experience remains strong. With our app, you can still easily access all essential services without any fuss. At University, we believe that banking should be simple and accessible for everyone. Explore our digital offerings today and discover how we can help you manage your money with ease!

Online Banking Made Easy

With our 24/7 online banking services available at https://www.ufcu.org/ , you can check balances, transfer funds, and pay bills anytime you need to. This means no more waiting in long lines or rushing to the bank before it closes. Instead, you can handle everything from the comfort of your home or wherever life takes you.

Secure and User-Friendly Features

Your security is our top priority. Our online platform uses advanced technology to keep your information safe. Plus, with electronic signature authorization available, you can sign documents quickly and securely without the hassle of printing or mailing them. Want to go paperless? E-statements are available for easy access and management of your financial documents.

Financial Strength

A Trusted Partner

Total Share and Deposit Accounts: 706,304, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University is your trusted partner. Visit us at 2244 Guadalupe St Austin Tx 78705 or call (512) 467-8080 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Commitment to Growth

With $363,477,269 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is evident as we support your financial goals with $54,041 in used auto loans and $3,073,049,909 in total loans and leases.

Member-Centric Approach

Members' savings are secured through $492,140,513 in share certificates and $641,307,695 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,930,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 758 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $372,973,611, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $925 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $980,445,268 in used vehicle loans and $318,757,723 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find the right fit for your budget. Plus, if you're considering refinancing your current auto loan, we have options available to potentially lower your monthly payments.

Business Loans

For business owners, our outstanding commercial loans totaling $142,289,128 provide the capital needed to grow and expand. We understand the challenges faced by local businesses and are dedicated to supporting their financial needs through tailored lending solutions. Our team at University, located at 2244 Guadalupe St Austin Tx 78705, Austin, TX, is committed to helping you navigate your borrowing options. If you have questions about eligibility or need assistance with refinancing any existing loans, don't hesitate to reach out to us at (512) 467-8080. We're here Monday through Friday from 8:30 AM to 6 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Credit Cards and Personal Loans

For those looking for flexibility in managing their finances, we also offer unsecured credit card loans with a total of $166,181,125 helping members effectively manage their expenses. These cards come with various benefits tailored to help you make purchases without the burden of high-interest rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $157,315,348, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through the process and find a solution that works for you.

Loan Aggregator

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Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to regulatory compliance guarantees fair and transparent offers for consumers seeking loans.

UNIVERSITY FEDERAL CREDIT UNION