Universal 1 Credit Union | Auto Loans, ATM & Mobile Banking

Introduction

At Universal, established in 1935, our commitment to serving the financial needs of our members and community is at the heart of everything we do. Under the leadership of CEO Jason Hutchinson and Board President William Smith, we strive to empower individuals and families with the tools they need to achieve their financial goals. Our headquarters, located in Huntington, WV, serves as a hub for delivering exceptional service and innovative banking solutions tailored to meet the diverse needs of our membership. As a federally insured institution since January 4, 1971, by NCUA, our members can trust that their deposits are secure.

We understand that modern banking demands convenience and accessibility, which is why we offer a range of online services including Online Banking and a user-friendly Mobile App. Members can enjoy features like person-to-person transfers, e-statements for streamlined communication, and electronic signature authorization for added efficiency. While mobile payments are not available at this time, we remain committed to providing accessible financial solutions that prioritize your experience. For more information about our offerings or to connect with us directly, visit our website at https://www.universalfcu.com/ or reach out via fax at 3045223177. With Universal, you are not just a member; you are part of a community that values trust, support, and financial well-being.

Financial Services

At Universal Federal Credit Union, we understand that financial needs vary greatly among our members, which is why we offer a diverse range of services designed to support your everyday banking and help you achieve your financial goals. Whether you're looking for personal banking solutions like checking and savings accounts, or planning for major life milestones with our mortgage loans and refinancing options, we've got you covered. Our competitive auto loans and vehicle financing can help you get on the road with ease, while our credit cards with rewards provide additional benefits for your everyday purchases. For small business owners, our business banking services—including merchant services and business loans—are tailored to facilitate growth and operational success.

In today's digital age, managing your finances has never been easier. With our online banking platform and mobile app, you can access your accounts anytime, anywhere. Features such as person-to-person transfers allow seamless money movement between friends and family, while e-statements and electronic signatures simplify transactions and keep your information organized. Although mobile payments are not currently available, our commitment to technology ensures that members can navigate their finances efficiently. At Universal Federal Credit Union, we strive to make banking accessible to all; find out more about membership eligibility at . If you're considering a loan or want to compare rates, visit https://www.lendmesh.com/loans/mortgage_loans for valuable insights. Should you have any questions or need personalized assistance, feel free to reach out at (304) 522-3177—we're here to help!

Financial Highlights

At universal, we pride ourselves on being a trusted and valuable financial partner for our members. With a robust Total Membership of 6,192, we have built a strong community that relies on us for their financial needs. Our commitment to service excellence is reflected in our impressive Total Assets of 92,277,937, showcasing our stability and ability to support our members' aspirations.

Our financial health is further underscored by a Net Worth of 12,312,738 and a remarkable Net Worth Ratio of 1,334. These figures speak volumes about our capacity to safeguard your deposits, which currently stand at 3,367,326. Trust is essential in the financial world, and our well-managed Total Loans and Leases of 1,697 demonstrate our dedication to helping members achieve their goals, whether that’s buying a new car or securing a mortgage.

With 22 dedicated employees at your service, we are committed to providing personalized support tailored to your unique financial situation. We understand that every member's needs are different; hence, we offer various services, including Auto Loans with a volume of 1,342 and Credit Card Loan Volume reaching 464. Our focus on transparency and ethical practices ensures you know exactly what you're getting when you partner with us.

It's also worth noting that we have maintained a strong position without any reliance on Total Borrowings, reinforcing our independence and sound management practices. At universal, we believe in empowering our members through financial education and access to the resources they need for informed decision-making.

For performance insights and comprehensive financial data, you can trust the information sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov.

Take control of your financial future today! Compare real-time loan offers at https://www.lendmesh.com/loans/mortgage_loans and find the best rates tailored to your needs.

Universal CU

Introduction

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