Universal Credit Union WV | Statewide Auto Loans & ATM Services

Universal CU

Universal Credit Union proudly serves members across West Virginia with a full range of financial services designed to empower individuals, families, and businesses statewide. As a member-focused institution, Universal offers convenient ATM and cash withdrawal services, making access to your funds simple wherever you are in West Virginia. Whether you're financing a new vehicle or refinancing your home, their competitive auto loans and mortgage solutions help turn your goals into reality.

West Virginians enjoy easy drive-thru banking for deposits, withdrawals, and everyday transactions, along with comprehensive personal banking options like checking and savings accounts tailored for daily use. Universal’s credit cards come with rewarding benefits, while flexible personal loans support debt consolidation and unexpected expenses. Business members benefit from merchant services and customized business loans that foster local growth throughout the state.

With secure online and mobile banking platforms, managing your finances is effortless anytime, anywhere in West Virginia. Beyond banking, Universal is deeply committed to community programs that promote financial education and economic empowerment across the state. Experience the value of membership with Universal Credit Union—where personalized service meets statewide dedication to helping West Virginians thrive financially.

Introduction

At Universal Credit Union, our mission is to empower our members and enrich the communities we serve across WV. Under the leadership of CEO Jason Hutchinson and Board President William Smith, we are dedicated to providing a member-first experience that prioritizes your financial well-being. We understand the importance of modern banking conveniences, which is why we offer innovative services such as electronic signature authorization, e-statements, and mobile payment capabilities—all designed to make managing your finances easier. With our dedicated mobile app and comprehensive online banking features, you can conduct transactions anytime, anywhere, while our person-to-person payment support ensures quick and easy money transfers between friends and family. We invite you to explore all that Universal Credit Union has to offer by visiting our website at https://www.universalfcu.com/ or reaching out to us via fax at 3045223177. Join us today and experience the difference of a truly community-focused financial institution!

Services & Financial Solutions

At Universal Credit Union in West Virginia, we understand that managing your finances is an essential part of everyday life. That’s why we offer a comprehensive suite of personal banking services designed to meet your needs, whether you’re opening your first checking account or planning for your dream home. With options like savings accounts and personalized credit cards that reward your spending, our members can easily manage daily expenses while building a secure financial future. Our online banking platform provides the flexibility to handle transactions anytime and anywhere, ensuring you can stay on top of your finances with ease.

When it comes to larger financial commitments, such as buying a home or financing a new vehicle, Universal Credit Union has you covered with competitive mortgage and auto loan options. We believe in making the borrowing process as straightforward as possible, which is why we provide electronic signatures for quick approvals and person-to-person payment features for seamless transfers between friends and family. Business members also benefit from tailored support, including merchant services and business loans, helping local enterprises thrive in the community. With our user-friendly mobile application, you can access all these services at your fingertips—making banking not just convenient but truly accessible for everyone in West Virginia.

Why Choose Us

Choosing universal in means becoming part of a financial community built on trust and personalized service. We understand that opening an account should be a seamless experience, which is why we've made membership easy and accessible. Prospective members can quickly review their eligibility at: . Our commitment to community engagement ensures that we not only serve our members but also give back to the neighborhoods we call home. With reliable financial products and services tailored to your needs, you'll find that universal prioritizes your well-being. We're here to guide you every step of the way, offering a range of banking solutions from checking and savings accounts to loans and credit cards. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. Join us today and experience the difference!

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Universal CU

Introduction

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Why Choose Us

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Branch Address

Services Offered

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