Welcome to twin-oaks, where we have been proudly serving our community since our establishment in 1977. Located in the heart of Apple Grove, WV, our mission is to empower individuals and families with reliable financial services that foster growth and security. Under the leadership of CEO Shelbie Vance and Board President Dwayne Kelly, we are committed to providing a member-first approach that prioritizes your needs and aspirations.

As a federally insured credit union by NCUA since 3/28/1977 0:00, you can trust that your deposits are safe with us. While we may not currently offer online banking, mobile applications, or electronic statements, our dedicated team is always ready to assist you with personal banking solutions tailored to your financial goals. From auto loans and mortgage refinancing to personal loans and business banking services, we strive to be your trusted partner in navigating life's financial journey. For more information about our offerings, visit us at http://www.twinoaksfcu.com or reach out via fax at (304) 576-2447. Join us today and experience the difference of community-focused banking at twin-oaks.

At Twin Oaks, we understand that banking is more than just transactions; it's about building a strong financial foundation for our members. Our comprehensive range of services includes everything from Personal Banking, which encompasses Checking and Savings Accounts, to Auto Loans and Vehicle Financing, Mortgage Loans and Refinancing, as well as Personal Loans and Debt Consolidation. We also offer Credit Cards with Rewards, and Business Banking solutions tailored to meet the needs of small businesses, including Merchant Services and Business Loans. Each service is designed to help our members manage their everyday banking needs effectively while also planning for significant life milestones.

In today's fast-paced world, having access to your finances at your fingertips is essential. While we currently do not offer Online Banking or a Mobile App, we are committed to providing a seamless banking experience through our friendly staff who are always ready to assist you with any inquiries. Although features like Person-to-Person Transfers and Mobile Payments are not available at this time, we encourage members to reach out for personalized support via our fax line at (304) 576-2447. Whether you're looking to grow your small business or simply need guidance on managing personal finances, our dedicated team is here to help you explore all the possibilities available through Twin Oaks. Membership eligibility details can be found at , ensuring that everyone has a chance to benefit from our services. For those considering loans or wanting to compare rates, visit https://www.lendmesh.com/loans/personal_loans for valuable insights into your options. Join us today and let Twin Oaks be your trusted partner in achieving your financial goals.

Twin Oaks Credit Union stands as a trusted and valuable financial partner in the community, exemplifying a commitment to its members through sound financial practices and personalized service. With a robust Total Membership of 1,240, Twin Oaks has cultivated a strong community presence since its inception in 1977. The union boasts impressive Total Assets amounting to 6,528,621, which reflects its stability and ability to serve its members effectively.

The foundation of trust is further reinforced by a solid Net Worth of 742,404 and a remarkable Net Worth Ratio of 1,137. These metrics not only underscore Twin Oaks' financial health but also indicate its dedication to safeguarding members' deposits while promoting growth opportunities. With Total Deposits reaching 228,103 and Total Loans and Leases at 545, the credit union continues to facilitate significant financial transactions that benefit both the individual member and the broader community.

Additionally, Twin Oaks employs a dedicated team of just 5 employees, ensuring that each member receives personalized attention and expert guidance tailored to their unique financial needs. In terms of lending capabilities, the Credit Card Loan Volume stands at 229 while Auto Loan Volume reflects an impressive 236, showcasing the credit union's diverse offerings that cater to various financial goals.

In an era where transparency and accountability are paramount, Twin Oaks remains committed to providing clear insights into its operations and performance metrics, which are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . This commitment enhances confidence among existing members while attracting new ones who seek a reliable financial institution.

Discover how Twin Oaks can support your financial journey today. Compare real-time loan offers at https://www.lendmesh.com/loans/personal_loans and find the best rates tailored for your needs.