Twin Oaks Credit Union Point Pleasant WV | Affordable Auto Loans & Business Banking

Introduction

Welcome to Twin Oaks, your trusted financial partner located at 2411 Jackson Ave, Point Pleasant, WV 25550. Since our establishment in 1977, we have been dedicated to serving our community with a personal touch and unwavering commitment. Our members are at the heart of everything we do, and we take pride in offering a range of financial services designed to meet your unique needs. With a robust membership of 1,240, we understand the importance of being there for you during every stage of your financial journey. At Twin Oaks, our total assets stand strong at $6,528,621, ensuring that we have the resources to support you effectively. Whether you're looking for auto loans or personal banking solutions, we've facilitated over 545 loans and leases to help our members achieve their goals. While members can visit us at our branch address, official correspondence should be sent to 2411 Jackson Avenue, Point Pleasant, WV 25550. We are proud to hold a net worth of $742,404, showcasing our stability and commitment to maintaining a healthy financial institution. Additionally, with total deposits of $228,103 and cash in hand amounting to $38,259, we are well-positioned to assist you with all your banking needs. Led by our experienced CEO, Shelbie Vance, and Board President, Dwayne Kelly, our team of five dedicated employees is here to provide you with personalized service. We invite you to reach out to us at 304-675-5510 or explore our website at Twin Oaks FCU for more information. Join us today and experience the difference that community-focused banking can make in your life!

Branch History & Mission

Commitment to Innovation

As part of our commitment to serving our members better, we continually look for ways to enhance our services through digital advancements. While we currently do not offer online banking or mobile payments, we recognize their importance and strive toward future implementations for your convenience.

Community Engagement

Community outreach is at the heart of what we do. By partnering with local organizations and participating in charitable events, Twin Oaks aims to give back and make a real difference in Point Pleasant and beyond. We invite you to join the Twin Oaks family today! Experience personalized banking with a community-focused approach that puts your needs first. Visit us at our branch or reach out by phone; we're excited to welcome you!

Mission Statement

Our mission at Twin Oaks is simple yet powerful: we aim to provide exceptional financial services while fostering a sense of community support and trust. We believe that banking should be personal and accessible. That's why we prioritize building relationships with our members and actively participate in local events and initiatives that uplift our community. While members can visit us at 2411 Jackson Ave, official correspondence should be sent to the same address. Our operating hours are Monday through Thursday from 8:30 AM to 4:30 PM and Friday from 8:30 AM to 12:30 PM. Although we do not offer ATM or drive-thru services at this time, our team is always ready to assist you in person or over the phone at 304-675-5510.

Our Evolution

Since our inception, Twin Oaks has been dedicated to serving the financial needs of our members. Our commitment to excellent service and community engagement has been integral to our growth. With total assets now exceeding $6.5 million, we have continuously adapted to meet the evolving needs of our members while maintaining a strong focus on personal banking services such as checking and savings accounts, auto loans, mortgages, and more.

Branch Location & Accessibility

Get in Touch!

While members can visit us at 2411 Jackson Ave Point Pleasant Wv 25550, official correspondence should be sent to 2411 Jackson Avenue, Point Pleasant, WV 25550. If you have any questions or need assistance before stopping by, don't hesitate to give us a call at (304) 675-5510. We invite you to come experience the welcoming atmosphere at Twin Oaks your community credit union where we're dedicated to helping you achieve your financial goals!

Nearby Landmarks and Accessibility

Finding us is simple! We're situated close to several landmarks that are well-known in the area. If you're passing by on Jackson Avenue, look for the vibrant community around us. Parking is readily available right outside our doors, ensuring that you can stop by without any hassle. We also take pride in being ADA compliant, so everyone can enjoy easy access to our services.

Operating Hours and Services

We understand that life can get busy, which is why we offer convenient hours for our members. Visit us Monday through Thursday from 8:30 AM to 4:30 PM and on Fridays until 12:30 PM. Unfortunately, we are closed on Saturdays but rest assured that during operating hours, our team is here to provide a full range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered.

Member Eligibility

Joining the Twin Oaks community is more than just opening an account; it's about becoming part of a supportive family that prioritizes your financial well-being. At Twin Oaks, located at 2411 Jackson Ave, Point Pleasant, WV 25550, we welcome individuals who live, work, worship, or attend school in our local area. This inclusive approach ensures that our membership reflects the vibrant community around us. Plus, when you become a member, you gain access to a range of benefits designed to help you achieve your financial goals. Opening an account with us is straightforward and welcoming. We encourage anyone interested to reach out and learn more about the process by visiting our website or giving us a call at 304-675-5510. For detailed eligibility criteria, check out our resource. Whether you're looking for personal banking services or loans tailored to your needs, we're here to support you every step of the way. Join us today and experience the difference at Twin Oaks!

Business Banking & Commercial Services

Merchant Services that Simplify Transactions

In addition to our loan offerings, we provide merchant services designed to streamline payment processing for your business. Imagine having a reliable system that allows your customers to pay easily, whether they're shopping in-store or online. Our merchant services help you manage transactions smoothly, letting you focus on what you do best running your business. Located conveniently at 2411 Jackson Ave Point Pleasant Wv 25550 in Point Pleasant, WV, our dedicated team is here to guide you through your banking needs. Reach us at (304) 675-5510 to learn more about how we can support your business journey!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For local entrepreneurs and businesses, we provide comprehensive business banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your growth every step of the way.

Connect with Us

If you're ready to experience exceptional service tailored just for you, don't hesitate to reach out! Call us at 304-675-5510 during our lobby hours from 8:30 AM - 4:30 PM Monday through Thursday and 8:30 AM - 12:30 PM on Friday. At Twin Oaks, we are excited to help you achieve all your financial goals! Visit us today at Twin Oaks FCU for more information on how we can assist you further.

Credit Options

We also offer credit cards with rewards, allowing you to earn points on everyday purchases. Picture enjoying cash back or travel rewards just by using your card for groceries or gas it's like getting paid to spend!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we emphasize our online and mobile banking features. With these tools, managing your accounts has never been easier. You can check balances, transfer funds, and pay bills from anywhere no more waiting in line! While we currently do not offer ATM services or drive-thru access at this location, our online platform ensures that you can access your finances anytime.

Personal Banking

When it comes to personal banking, we offer various checking and savings accounts designed for convenience and flexibility. Imagine effortlessly managing your finances while enjoying competitive interest rates that help your money grow. Our accounts are perfect for everyday transactions or saving for that special purchase. If you're thinking about buying a new car or need financing for an existing one, our auto loans and vehicle financing options make it simple. With favorable terms and competitive rates, getting behind the wheel of your dream car is closer than you think. For those considering home ownership or refinancing an existing mortgage, our mortgage loans provide personalized solutions tailored to fit your budget. We understand that every family's situation is unique, which is why we take the time to discuss all available options with you. In addition, if you're facing unexpected expenses or want to consolidate debt, our personal loans can offer the financial relief you need. We work with you to ensure that the terms fit comfortably within your monthly budget.

Digital & Online Banking

At Twin Oaks, we understand that managing your finances should be easy and secure, no matter where you are. Our digital and online banking services are designed to provide you with convenient access to your accounts while ensuring your information is protected. You can explore our online banking options at http://www.twinoaksfcu.com. Here, you'll find tools that help you keep track of your finances with ease. Although we currently do not offer features like e-statements, mobile payments, or a dedicated mobile application, our commitment to security remains strong. We prioritize the safety of your personal information and ensure that any transactions you make are protected. While we do not have person-to-person transfer capabilities or electronic signature authorization available right now, we encourage you to stay tuned for updates as we continually look for ways to enhance our services. Our online banking system allows you to manage your accounts anytime, providing a level of accessibility that fits into your busy life. Even without some advanced features, our aim is to simplify how you handle your banking needs. Whether you're checking balances or looking for account details, you'll find it user-friendly and straightforward. At Twin Oaks, we're here to support you every step of the way on your financial journey.

Financial Strength

Commitment to Growth

With $571,669 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1,185,076 in used auto loans and a total of $6,198,519 in loans and leases.

Member Trust

Total Share Accounts stand at 1,213, showing a strong and growing member base that trusts us with their finances. Furthermore, our Net Shares available for lending and investments amount to $175,593, demonstrating our capacity to help you meet your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Twin Oaks is your trusted partner. Visit us at 2411 Jackson Ave Point Pleasant WV 25550 or call 304-675-5510 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $2,301,987 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0 net income, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 5 full-time employees ready to serve you with knowledge and commitment.

Robust Financial Position

With a net worth of $742,404, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1137 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,853,076 in used vehicle loans and $1,744,627 in new vehicle loans already helping members get on the road. We make financing simple and accessible, whether you're purchasing a brand-new vehicle or opting for a reliable used model.

Business Financing

For business owners, our outstanding commercial loans total $0, providing the capital needed to grow and expand. If you're looking to invest in your business's future, we can help connect you with the resources you need. At Twin Oaks, we believe that understanding your financing options is crucial. Whether you're interested in refinancing or exploring eligibility options for any of our loan products, our knowledgeable staff is ready to assist you. You can reach us at (304) 675-5510 or visit us at 2411 Jackson Ave, Point Pleasant, WV 25550. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to transparency and ensuring that you have all the information necessary to make informed decisions regarding your finances. Let us help you take the next step toward achieving your financial dreams!

Mortgage Options

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $0, making buying or refinancing straightforward. We are here to support you every step of the way in your journey towards owning a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While our total in this category currently stands at $0, we are dedicated to helping our members manage their finances effectively through various lending solutions.

Loan Aggregator

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TWIN OAKS FEDERAL CREDIT UNION - Point Pleasant, WV

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