Trans Texas Southwest Credit Union San Angelo TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Trans Texas Southwest Credit Union, your trusted financial partner located at 3401 Loop 306, San Angelo, TX 76904. Since our establishment in 1954, we've proudly served a growing community of 2,599 members, offering reliable banking solutions tailored to your needs. With total assets exceeding $50 million and total deposits reaching $1,799,173, we are committed to providing you with the best financial services available. At Trans Texas Southwest, we understand that banking is about more than just numbers; it's about building relationships and supporting our members through every step of their financial journey. Under the leadership of our dedicated CEO, Toni Sudduth, and Board President, Vickie Alves, our team of 17 employees works tirelessly to ensure you receive exceptional service. While you can visit us directly at our branch for all your banking needs, including personal and business loans or online banking options, please direct any official correspondence to our mailing address at the same location: 3401 Loop 306, San Angelo, TX 76904. We invite you to explore our diverse range of products and services designed for your convenience whether you're looking for auto loans, mortgage refinancing, or simple checking accounts. Our commitment to community impact is evident in every loan we provide and every member we serve. For more information or assistance, don't hesitate to reach out! Give us a call at 325-944-3184 or visit us online at Trans Texas Southwest. Join us today and experience the difference that comes with being part of a community-focused credit union!

Branch History & Mission

Community Engagement

Trans Texas Southwest Credit Union is more than just a financial institution; we are deeply invested in the San Angelo community. We actively participate in local events and partner with organizations that promote economic growth and social welfare. Through these efforts, we aim to create a positive impact that extends beyond banking. In recent years, we've embraced digital advancements to serve our members better. With online banking options and mobile applications available, managing your finances has never been easier or more secure.

Join Us

As we continue to grow together with San Angelo, we invite you to join Trans Texas Southwest Credit Union. Experience firsthand how our member-focused approach can enhance your financial journey. Together, let's build a stronger community where everyone thrives! For more information or to open an account today, please call us at 325-944-3184 or visit our website.

Our Mission

Our mission is simple yet profound: to empower individuals and families through financial education and accessible banking solutions. We strive to enhance the lives of our members by offering not just products but also support and guidance. Whether it's helping you secure your first home or providing expert advice on managing debt, we are here every step of the way. While members can visit us at 3401 Loop 306, official correspondence should be sent to 3401 Loop 306, San Angelo, TX 76904. Our operating hours cater to your busy lifestyle; we are open Monday through Friday from 7:30 AM to 5:30 PM and Saturday from 9:00 AM to 12:00 PM. Although we do not have ATM services available at this location, we do offer convenient drive-thru banking for deposits, withdrawals, and simple transactions.

Branch Location & Accessibility

Call to Action

We invite you to come visit us at Trans Texas Southwest Credit Union today! If you have any questions or need assistance, don't hesitate to call us at 325-944-3184. We look forward to helping you achieve your financial goals!

Nearby Landmarks and Accessibility

Situated near popular spots like the Sunset Mall and the San Angelo State Park, our location is not only convenient but also surrounded by beautiful scenery. We prioritize accessibility for all members. Our branch features ADA-compliant facilities, including ramps and designated parking spaces to ensure everyone can visit us comfortably.

Operating Hours

We understand that life gets busy, which is why we offer flexible banking hours. Our drive-thru service is open Monday through Friday from 7:30 AM to 5:30 PM, and Saturday from 8:00 AM to 12:00 PM. For lobby services, we welcome you from 9:00 AM to 4:00 PM on weekdays. Feel free to stop by during these hours!

Services Offered

At Trans Texas Southwest Credit Union, we provide a range of financial services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have you covered. Plus, enjoy the convenience of online and mobile banking right at your fingertips! While we currently do not have ATM services available, our drive-thru allows for simple transactions such as deposits and withdrawals.

Member Eligibility

Joining Trans Texas Southwest is like stepping into a close-knit community where your financial well-being is our top priority. If you're looking to become a member, you'll be pleased to know that eligibility is quite inclusive! Generally, anyone who lives, works, or worships in the San Angelo area can qualify. We welcome individuals from various backgrounds and situations, ensuring that everyone has access to our valuable services. To find out more about the specific criteria, feel free to visit our eligibility page at . Getting started is simple! You can open an account at Trans Texas Southwest by visiting us at our branch located at 3401 Loop 306 San Angelo Tx 76904, or you can start the process online through our account opening link here: https://my.homecu.net/fi/ttswcu/secure-forms/loan-application.html . If you have any questions or need assistance, don't hesitate to give us a call at (325) 944-3184. We're excited to help you embark on this journey with us!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,330,992, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer essential merchant services that simplify transactions for your business. Imagine having a reliable partner that helps streamline payment processing, making it easier for your customers to pay and for you to manage finances. Our services are designed to keep your operations running smoothly so you can focus on what matters most growing your business. Visit us at 3401 Loop 306 San Angelo Tx 76904 in San Angelo, TX, or call us at (325) 944-3184 to learn more about how our business banking solutions can empower your success!

Comprehensive List Of Services

Community Focus

At Trans Texas Southwest Credit Union, we believe in building lasting relationships with our members. Our team is always ready to assist you with any questions or concerns you may have about our services. Feel free to reach out at 325-944-3184 or visit us during our lobby hours: Monday through Friday from 9 AM to 4 PM, and Saturday from 8 AM to 12 PM. Ready to take control of your finances? Explore all that Trans Texas Southwest has to offer by visiting us online at transtexas.coop. Your financial journey starts here!

Credit Cards & Business Banking

For those looking to earn rewards while spending, our credit cards with rewards program is an excellent choice. Enjoy benefits that make every purchase more rewarding! If you're running a business or thinking about starting one, our business banking services include merchant services and business loans. We understand that each business has unique needs, which is why we tailor our solutions to help you succeed.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can manage your accounts anytime and anywhere right from your smartphone or computer. Need to withdraw cash? Our basic drive-thru banking allows for easy deposits, withdrawals, and simple transactions without stepping inside.

Personal Banking

Managing personal finances can be overwhelming, but it doesn't have to be. At Trans Texas Southwest, we offer a variety of checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a special occasion or just need a reliable place for your everyday spending, we have options that work for you. Need to finance your next vehicle? Our auto loans and vehicle financing solutions are designed with competitive rates and flexible terms to get you on the road quickly. If homeownership is in your plans, our mortgage loans and refinancing services can help make that dream a reality. We also provide personal loans and debt consolidation options, making it easier to manage expenses and pay off high-interest debts.

Digital & Online Banking

Key Features

With 24/7 online banking services, you can check your balance, pay bills, and transfer money with just a few clicks. Our user-friendly interface ensures that everything is straightforward, so you can navigate through your financial tasks without any hassle. Need to send money to a friend? Our person-to-person transfer feature makes it quick and easy, allowing you to send funds in real-time.

Mobile Payments Made Simple

Whether you're out shopping or dining with friends, our mobile payments feature means you can pay right from your smartphone. It's a convenient way to handle transactions without the need for cash or cards. In summary, digital and online banking at Trans Texas Southwest offers convenience, security, and control over your finances all at your fingertips. Start enjoying these benefits today by signing up for online banking at https://www.transtexas.coop/ !

Security You Can Trust

When it comes to banking online, security is a top priority. That's why we offer electronic signature authorization for added peace of mind. You can complete transactions securely without needing to visit a branch. Plus, our mobile application allows you to access your account on the go while keeping your information protected.

Stay Organized with E-Statements

Say goodbye to paper clutter! With e-statements available at Trans Texas Southwest, you can view your account statements digitally whenever you need them. This not only helps keep your records organized but also supports our commitment to being eco-friendly.

Financial Strength

Growing Member Base

Total Share Accounts stand strong at 4,604, showing a robust and growing member base that trusts us with their finances. Our Net Shares available for lending and investments amount to $451,834, highlighting our dedication to providing ample resources for your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Trans Texas Southwest is your trusted partner. Visit us at 3401 Loop 306 San Angelo Tx 76904 or call (325) 944-3184 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $6,008,531 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $341 in used auto loans and $36,628,719 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Focused Savings

Members' savings are secured through $17,920,916 in share certificates and $1,274,998 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $218,960 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 16 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $6,227,491, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,241 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,527,294 in used vehicle loans and $2,459,186 in new vehicle loans already helping members get on the road. We offer competitive terms and flexible repayment options to ensure that your journey towards vehicle ownership is smooth and affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $1,330,992 provide the capital needed to grow and expand your ventures. We are dedicated to supporting local businesses and helping them thrive in our community. At Trans Texas Southwest in San Angelo (3401 Loop 306), TX, we're committed to making your borrowing experience straightforward and beneficial. If you're interested in refinancing options or want to know about eligibility requirements for any of these loan products, don't hesitate to reach out to us at 325-944-3184. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to assisting you on your financial journey!

Credit Lines

Our total credit lines amount to $2,000,000, providing members with the flexibility they need for various financial situations. Whether it's unexpected expenses or planned purchases, our credit lines can give you peace of mind when managing your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $487,249, make buying or refinancing simple. We believe that owning a home should be within reach for everyone, and our experienced team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $168,492 in loans helping members manage their finances effectively. This product is perfect for those looking to consolidate debt or make purchases without tying up their savings.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This transparency allows users to make informed decisions without the confusion often associated with loan shopping. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This information is based on the latest results (Source: https://www.ncua.gov ), guaranteeing fair and transparent offers. Users can trust that the rates displayed are current and reflect actual offerings from reputable lenders. One of the standout features of LendMesh is its commitment to verified data. Loan offers are sourced exclusively from legitimate financial institutions, which fosters transparency in the comparison process. Additionally, LendMesh does not engage in sponsored listings; lenders are not prioritized based on paid promotions. Instead, the platform focuses on delivering unbiased results that prioritize user needs. With real-time rate comparisons, users can access up-to-date loan rates from multiple institutions. This feature empowers individuals to compare options side-by-side, helping them find the best fit for their financial situation. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the platform's effectiveness and reliability. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

TRANS TEXAS SOUTHWEST CREDIT UNION