At Trades & Labor, we pride ourselves on our commitment to serving our members and the community since our establishment in 1958. Located in the heart of Albert Lea, MN, we have built a foundation based on trust, accessibility, and a member-first approach. Under the leadership of CEO Bradley Skinness and Board President Paul NIELSEN, our mission is to empower individuals and families through exceptional financial services tailored to their needs. As a member-owned credit union insured by the NCUA since May 14, 1975, we ensure that your deposits are safe while providing you with personalized attention.

In today's fast-paced world, we understand the importance of modern banking tools that make managing your finances easier. Our online banking platform allows for seamless transactions, while features such as person-to-person transfers and e-statements offer convenience at your fingertips. Although we currently do not offer a mobile app or mobile payments, our dedication to enhancing your banking experience remains steadfast. Whether you need assistance or have questions, feel free to reach out to us via fax at (507) 377-0116 or explore our services at our official website: https://www.tradesandlabor.com/ . Join us at Trades & Labor, where your financial well-being is our top priority.

At trades-labor, we understand that managing your finances is an essential part of daily life, which is why we offer a comprehensive range of services tailored to meet your needs. Our members can benefit from personal banking solutions such as checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. For small business owners, we provide business banking options including merchant services and business loans to help you grow your venture. Our drive-thru banking service ensures convenient access for quick transactions, while our online banking platform allows you to manage your finances anytime, anywhere.

In this digital age, accessibility is key, which is why trades-labor also offers innovative tools like person-to-person transfers and e-statements for added convenience. Although we currently do not have a mobile app or mobile payments available, our online banking system provides secure access to your accounts and transaction history at your fingertips. Whether you're planning for life milestones or simply need assistance with everyday banking tasks, our dedicated team is here to support you. If you're interested in becoming a member or learning more about eligibility requirements, please visit http://www.tradesandlabor.com/about.php?dummy=membership#membership . For those considering financing options, feel free to explore loan comparisons at https://www.lendmesh.com/loans/vehicle_loans . Should you need personalized assistance, don’t hesitate to reach out via fax at (507) 377-0116—we're here to help!

At Trades & Labor, we pride ourselves on being a trusted financial partner in our community since 1958. With a total membership of 2,317, we have established strong relationships built on trust and mutual support. Our financial stability is reflected in our impressive total assets of 20,400,629 and a net worth of 2,842,447, demonstrating our commitment to sound financial practices and member-centric services.

Our net income of 348,567 highlights our efficient operations and dedication to providing value to our members. We have cultivated a robust deposit base, with total deposits reaching 539,982, ensuring that we can meet the diverse needs of our members while maintaining liquidity for future growth. The total loans and leases amounting to 1,419 further illustrate our role as a vital resource for personal and business financing.

With a dedicated team of just 5 employees, we deliver personalized service that makes every member feel valued. Our strong net worth ratio of 1,393 underscores our financial health, allowing us to offer competitive products such as credit cards, where we boast a loan volume of 472. Additionally, we support our community's mobility through an auto loan volume of 976, enabling members to achieve their transportation needs without hassle.

In today's dynamic financial landscape, transparency and reliability are essential. At Trades & Labor, we are committed to upholding these principles while making a positive impact on the lives of our members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

To explore how we can assist you further, compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and discover the best rates tailored for your needs.