TRADES & LABOR FEDERAL CREDIT UNION

Welcome to Trades & Labor, your trusted partner in financial well-being since 1958. Nestled at 610 S Broadway Ave, Albert Lea, MN 56007, we have been committed to serving our community and fostering a sense of belonging among our members. With over 2,317 valued members, we pride ourselves on providing personalized banking services that truly make a difference. At Trades & Labor, we understand that every financial journey is unique. That's why our dedicated team of 5 employees, led by CEO Bradley Skinness and Board President Paul Nielsen, is here to guide you through all your banking needs from checking and savings accounts to auto loans and credit cards. With total assets exceeding $20 million and deposits amounting to $539,982, we ensure the security of your hard-earned money while offering competitive rates tailored to your financial goals. While members can visit us at our branch location, official correspondence should be sent to the same address: 610 SO BROADWAY AVE, ALBERT LEA, MN 56007. We invite you to explore our range of services that include not just personal banking but also business solutions designed for local enterprises. Our commitment goes beyond numbers; it's about creating lasting relationships within the community. With a net worth of $2,842,447 and cash in hand totaling $499,181, we are financially sound and ready to support our members' aspirations. Whether you're looking to open a new account or seek advice on loans, we encourage you to reach out. Call us today at 507-377-1863 or visit our website at tradesandlabor.com for more information. Let us help you build a brighter financial future!

Welcome to the Trades & Labor Credit Union, your friendly financial partner located right in the heart of Albert Lea at 610 S Broadway Ave. Our branch is easily accessible and positioned near local landmarks, making it convenient for members and visitors alike. Whether you're grabbing a bite at a nearby café or running errands, stopping by our branch is simple. At our location, we prioritize accessibility for all members. Our building features ADA-compliant ramps and parking spaces, ensuring everyone can visit us without any hassle. Plus, we have a drive-thru service that allows you to handle basic transactions like deposits and withdrawals from the comfort of your vehicle. If you need to reach out to us for any inquiries or assistance, feel free to call us at 507-377-1863. We're here to help! Our operating hours are designed with your busy schedule in mind: we're open Monday through Thursday from 8:30 AM to 5:00 PM, extending our hours until 5:30 PM on Fridays, and welcoming you on Saturdays from 8:30 AM to 12:30 PM. While members can visit us at 610 S Broadway Ave, official correspondence should be sent to our mailing address at 610 SO BROADWAY AVE, ALBERT LEA, MN 56007. So why wait? Come visit us today and explore how we can assist you with personal banking services such as checking and savings accounts, auto loans, mortgages, and more. Your financial journey starts here!

Becoming a member of Trades & Labor is like joining a family that truly cares about your financial well-being. If you're looking to become part of our community, you'll find that eligibility is open to anyone who lives, works, or worships in the area or has family members already with us. This inclusive approach means more people can benefit from our services, whether you need a savings account, an auto loan, or just someone to help you navigate your financial journey. To learn more about the specific criteria, you can visit our detailed eligibility page at http://www.tradesandlabor.com/about.php?dummy=membership#membership . Joining us is straightforward and welcoming! You can start the process by checking out our account opening details at https://www.financial-net.com/tradesandlabor/lending/internetloans , and if you have any questions along the way, don't hesitate to reach out to us at (507) 377-1863. We're here for you! Located at 610 S Broadway Ave Albert Lea Mn 56007, we look forward to welcoming you into our supportive community where your financial goals become our mission.

At Trades & Labor, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a strong commitment to sound financial practices, we are here to support your needs today and into the future. Our financial health is reflected in our impressive net worth of $2,842,447, which allows us to provide better rates, lower fees, and enhanced services tailored just for you. Additionally, our net worth ratio of 1393 demonstrates a solid capital foundation, ensuring that we can continue providing loans and competitive savings rates even during uncertain economic times. Members' savings are secured through $3,696,170 in share certificates, offering stable and rewarding financial growth opportunities. We prioritize our members' interests above all else. With no non-member deposits affecting our resources, every dollar is focused on benefiting you through better loan rates and exclusive perks. With $2,493,880 in undivided earnings, we continually reinvest in innovative banking tools and stronger lending options to serve you better. Our lending capacity also supports your financial goals across various sectors; we currently have $15,561,891 in total loans and leases available for our members. Our operational efficiency is evident in our net income of $348,567, enabling us to maintain competitive loan rates and robust financial products designed with you in mind. We take pride in having a dedicated team of 4 full-time employees and 1 part-time employee, ensuring that our branches are always ready to assist you with knowledgeable service. Overall, we have 4,279 total share accounts, reflecting a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Trades & Labor is your trusted partner. Visit us at 610 S Broadway Ave Albert Lea MN 56007 or call 507-377-1863 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.