Texas Tech Credit Union Lubbock TX | Best Auto Loans & ATM Access

Introduction

Welcome to Texas Tech, your trusted financial partner located at 1802 Texas Tech Parkway, Lubbock, TX 79409. Since opening our doors in 1959, we've been dedicated to serving our community with a commitment to member satisfaction and financial wellness. With over 34,000 members and a robust asset base of $412,588,789, we strive to provide personalized banking solutions that cater to your unique needs. At Texas Tech, we understand that financial decisions can be overwhelming. That's why we offer a range of services designed to empower you whether you're looking for checking and savings accounts, auto loans, mortgage financing, or even business banking options. Our total deposits currently stand at $40,743,844, reflecting the trust our members place in us. Our goal is not just to manage your money but also to help you grow it. Led by our CEO Chris Hutson and Board President Ronald Phillips, our team of 123 dedicated employees is here to guide you every step of the way. We take pride in our strong financial standing, with a net worth of $43,560,867 and cash in hand amounting to $4,058,890. This solid foundation allows us to support your aspirations confidently. While members can visit us at our branch location for personal assistance and transactions during our operating hours Monday through Friday from 9:00 AM to 4:00 PM and Saturday from 9:00 AM to 12:00 PM official correspondence should be sent to Box 41072, Lubbock, TX 79409. Join us at Texas Tech as we continue making a positive impact in Lubbock and beyond. Whether you're looking for financial advice or ready to open an account, don't hesitate to reach out! Call us today at 806-742-3606 or visit our website at texastechfcu.org for more information. Let's achieve your financial goals together!

Branch History & Mission

Commitment to Innovation

At Texas Tech, we embrace technology to make banking convenient for our members. With features like online banking, mobile payments, and electronic signatures available, managing your finances has never been easier. We also ensure that our facilities are accessible to everyone in compliance with ADA standards.

Join Us

We invite you to experience the benefits of membership at Texas Tech. Whether you are looking for a new account or seeking advice on loans or investments, our friendly staff is here to help you every step of the way. Visit us during our operating hours Monday through Friday from 9:00 am to 4:00 pm for lobby service or 7:30 am to 6:00 pm for drive-thru service, and Saturday from 9:00 am to 12:00 pm to learn more about how we can support your financial journey. Become part of a community-focused credit union where your financial well-being is our top priority! Call us at 806-742-3606 or check out our website here for more information on joining Texas Tech today!

Our Mission

Our mission at Texas Tech is clear: we aim to provide exceptional financial services while making a positive impact on our community. We believe in helping individuals achieve their financial goals through products like checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. We also support local businesses with tailored banking solutions. We are committed to being more than just a financial institution; we strive to be an integral part of the Lubbock community. This commitment is reflected in our various outreach programs and partnerships aimed at supporting local initiatives and enhancing the lives of those around us. While members can visit us at 1802 Texas Tech Parkway, official correspondence should be sent to Box 41072, Lubbock, TX 79409 if needed.

Branch Location & Accessibility

Get in Touch!

Got questions or need assistance? Don't hesitate to reach out! You can call us at 806-742-3606 for any inquiries or just drop by during our operating hours. We look forward to helping you achieve your financial goals here at Texas Tech!

Operating Hours

We understand that your time is valuable. That's why our lobby hours are set from Monday to Friday, 9:00 AM to 4:00 PM, making it easy for you to fit banking into your busy schedule. If you need services outside of regular hours, our drive-thru is open earlier from 7:30 AM to 6:00 PM on weekdays and even offers Saturday hours from 9:00 AM to 12:00 PM.

Services Offered

At Texas Tech, we offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Enjoy the convenience of online and mobile banking or take advantage of our ATM services available right at our location. Plus, if you're in a hurry, use our drive-thru for quick deposits and withdrawals.

Member Eligibility

Becoming a member of Texas Tech means joining a welcoming community that supports your financial journey. If you live, work, or study in the Lubbock area, you're already on the path to membership! This includes students and employees at Texas Tech University, along with their family members. The process is designed to be straightforward and inclusive, allowing you to take advantage of our personalized services and competitive rates. Plus, as a member, you gain access to a variety of financial products tailored just for you. For more details on eligibility criteria, feel free to visit this link. When you're ready to open an account, check out the simple steps outlined here. If you have any questions, don't hesitate to call us at (806) 742-3606. We can't wait to welcome you into our family at Texas Tech, located at 1802 Texas Tech Parkway Lubbock Tx 79409!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine having a reliable partner who can handle payments seamlessly, allowing you to focus on what you do best running your business. Whether it's easy payment processing or tailored financial advice, Texas Tech is here to support your journey every step of the way. Located at 1802 Texas Tech Parkway Lubbock Tx 79409 in Lubbock, TX, we invite you to explore how our business banking solutions can empower your success. For more information, call us at (806) 742-3606 or visit our website at https://www.texastechfcu.org/. Let's grow together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility and Support

Our friendly team is always ready to assist you with any questions or transactions you may need help with. You can reach us at 806-742-3606 during our lobby hours: Monday through Friday from 9:00 AM to 4:00 PM, and on Saturdays from 9:00 AM to 12:00 PM. We invite you to visit us at Texas Tech in Lubbock for all your financial needs. Experience the difference of community-focused banking where every member matters. Whether you're opening an account or applying for a loan, we're here to support you every step of the way! Ready to get started? Check out more information on how to open an account here, or explore membership eligibility here. Join us today!

Business Banking Services

For local businesses, we provide tailored solutions like merchant services and business loans to support your growth and operations. We understand how crucial it is for businesses to have reliable banking options, so we strive to offer flexible services that fit your unique needs.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why at Texas Tech, we prioritize technology in our service offerings. With our robust online and mobile banking platforms, you can access your accounts anytime, anywhere. Features such as ATM and cash withdrawal services, along with basic drive-thru banking for deposits and withdrawals, ensure you have multiple ways to manage your funds without hassle.

Financing Options for Everyone

If you're facing unexpected expenses or planning a major purchase, our personal loans and debt consolidation services are here to help you navigate your financial journey. Additionally, don't forget about our credit cards with rewards, which allow you to earn benefits while making everyday purchases.

Personal Banking Solutions

Starting with personal banking, we offer convenient checking and savings accounts that help you manage your day-to-day finances easily. If you're in the market for a new vehicle, our auto loans and vehicle financing options make purchasing or leasing a car straightforward and affordable. For those considering buying a home or refinancing an existing mortgage, our mortgage loans can guide you through the process seamlessly.

Digital & Online Banking

Key Features

One of the standout features we offer is the ability to send money directly to friends or family through our person-to-person transfer service. It's as simple as sending a text! Plus, if you're looking for a faster way to make payments, our mobile payments feature allows you to pay for purchases with just your smartphone no wallet needed. Security is a top priority at Texas Tech. We utilize electronic signature authorization, so you can complete transactions safely without the hassle of paperwork. You'll also appreciate the option of receiving e-statements instead of traditional paper ones, allowing you to keep track of your finances in an eco-friendly way.

Mobile Application

Don't forget about our mobile application! With it, all these features are available right in your pocket. Check balances, view transactions, and make payments from wherever life takes you. It's designed with simplicity and accessibility in mind so that managing your finances is always straightforward. At Texas Tech, we're committed to providing an efficient and secure banking experience tailored just for you. Start enjoying the freedom and ease of digital banking today!

Financial Strength

Commitment to Growth

With $31,747,284 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust: with $4,313 in used auto loans and $314,211,107 in total loans and leases, we support members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $148,194,814 in share certificates and $47,683,357 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $252,942, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance is reflected in our $579,291, showcasing our operational efficiency. This efficiency allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 113 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $43,560,867, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.55% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 51,608, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texas Tech is your trusted partner. Visit us at 1802 Texas Tech Parkway Lubbock Tx 79409 or call (806) 742-3606 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $99,557,527 in used vehicle loans and $86,384,022 in new vehicle loans already helping members get on the road. We provide flexible financing options that can fit your budget, making it easier for you to drive away in your dream car.

Credit Lines

For those who need additional flexibility, our credit lines are an excellent option. With total credit lines amounting to $64,501,533, these loans can help cover unexpected expenses or provide a safety net when needed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $43,713,024, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team will guide you through the process with competitive rates and personalized service.

Refinancing Options

If you're considering refinancing any of your existing loans, we have various options available that could lower your monthly payments or reduce your interest rates. Our team is committed to finding the best solutions tailored specifically for your financial situation. Feel free to reach out at (806) 742-3606 or visit us at 1802 Texas Tech Parkway Lubbock Tx 79409, Lubbock, TX for more information on how we can assist you with your loan needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $2,668,928 in loans helping members manage their finances effectively. Our credit cards come with rewards programs that allow you to earn while you spend, providing additional value as you use them for everyday purchases.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. The platform prioritizes accuracy by continuously updating its database with current rates and terms.

TEXAS TECH FEDERAL CREDIT UNION - Lubbock, TX

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