Teachers Credit Union South Setauket NY | Quick Personal Loans & Top Checking Accounts

Introduction

Welcome to Teachers, your trusted credit union located at 260A Pond Path, South Setauket, NY 11720. Established in 1952, we have proudly served our community for over seven decades, building a strong foundation of trust and reliability among our 476,608 members. With total assets exceeding $9.8 billion, we are committed to providing comprehensive financial services tailored to your needs. At Teachers, we understand that financial decisions can shape your future. That's why we offer a range of services including personal banking, auto loans, mortgage options, and business banking solutions. Our goal is to empower you with the tools you need for financial success. As part of our commitment to serving the community, we maintain a strong focus on member satisfaction and engagement. Our leadership team is dedicated to ensuring that every member experiences exceptional service. Brad Calhoun, our CEO, and Timothy Southerton, our Board President, lead a talented team of 867 employees who are here to assist you every step of the way. While members can visit us at 260A Pond Path, official correspondence should be sent to our mailing address: PO Box 9005, Smithtown, NY 11787. If you have any questions or need assistance, feel free to reach out by calling us at 631-698-7000. Join us at Teachers today and discover how we can help you achieve your financial goals! Visit our website at teachersfcu.org for more information or stop by during our lobby hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. We look forward to serving you!

Branch History & Mission

Looking Ahead

As we reflect on our journey since 1952, we recognize that it is our members who inspire us every day. With operating hours designed to accommodate your busy schedule Monday through Thursday from 9:00 AM to 5:00 PM, Fridays from 9:00 AM to 6:00 PM, and Saturdays from 9:00 AM to 2:00 PM we are here when you need us most. With ATM availability ensuring easy access to your funds and shared service center options allowing for basic transactions across partner credit unions, we are dedicated to making your banking experience as smooth as possible. Join us at Teachers today! Experience firsthand the benefits of being part of a community-focused credit union where your financial well-being is our top priority. Let's work together towards a brighter future! For more information or to open an account online, visit us at Teachers FCU.

Our Journey

From humble beginnings, Teachers has evolved into a robust credit union with total assets reaching an impressive $9,817,494,290. Located at 260A Pond Path, South Setauket, NY 11720, our branch is not just a place for transactions; it's a hub where relationships are built and dreams are realized. Our proximity to local schools and community centers reinforces our commitment to supporting education and growth in the area. While members can visit us at 260A Pond Path South Setauket Ny 11720, official correspondence should be sent to PO Box 9005, Smithtown, NY 11787. This ensures that all communications are handled efficiently as we continue to focus on serving you better.

Our Mission

The mission of Teachers is straightforward: we aim to empower our members through accessible financial solutions tailored to their needs. We believe in providing personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. Additionally, we offer innovative online and mobile banking solutions that make managing finances easy and convenient. Our commitment extends beyond financial products; we actively engage in community outreach initiatives that uplift our members and enhance their quality of life. By collaborating with local organizations and schools, we strive to create opportunities for education and financial literacy that resonate within South Setauket.

Branch Location & Accessibility

Comprehensive Services Right at Your Fingertips

When you visit our South Setauket branch, you'll find a variety of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our ATM is available for quick cash withdrawals or balance checks anytime you need it. Plus, if you're a member of a partner credit union, you can take advantage of basic shared branch transactions here as well.

Connect With Us Today!

We invite you to stop by our South Setauket location or give us a call at 631-698-7000 if you have any questions or need assistance. Our friendly team is eager to help you navigate your financial journey. Experience banking that's built around you at Teachers Credit Union!

Easy Access and Amenities

We understand that accessibility is important. Our branch is designed with features that make it easy for all members to visit us. Whether you're driving or walking, you'll find ample parking available right outside our doors. For those with mobility challenges, we are ADA compliant and have ramps to ensure everyone can enter without any hassle. If you ever need to send us official correspondence, please remember that while you can visit us at our branch address, our mailing address is PO Box 9005, Smithtown, NY 11787.

Operating Hours That Fit Your Schedule

At Teachers Credit Union, we want to make banking as convenient as possible. Our lobby hours are designed to fit your busy life. We're open Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. Whether you're stopping by before work or on the weekend, we're here when you need us!

Member Eligibility

Becoming a member of Teachers is like joining a close-knit family that supports your financial journey every step of the way. To be eligible, you simply need to live, work, or worship in the community we serve. This welcoming approach means that if you're part of our vibrant neighborhood, you're already on your way to enjoying the many benefits we offer. Once you're eligible, opening an account is a breeze! You can start the process online by visiting us at https://www.teachersfcuonline.org/dbank/live/app/register or give us a call at (631) 698-7000 for assistance. For more detailed information on eligibility. Join us at Teachers located at 260A Pond Path South Setauket Ny 11720, and experience personalized service tailored just for you!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $309 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $479,184,173, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments easily from your customers, whether they're shopping online or visiting your store. Our merchant services make this possible. We offer solutions that streamline transactions, allowing you to focus more on what matters growing your business. From point-of-sale systems to online payment processing, we provide the tools that keep your cash flow steady and your customers satisfied. Visit us at 260A Pond Path South Setauket Ny 11720, South Setauket, NY, or give us a call at (631) 698-7000 to learn how we can help your business thrive today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? We provide ATM services where you can easily withdraw cash or check your balance without hassle. Plus, our basic shared branch transactions allow partner credit union members to make deposits and withdrawals conveniently. At Teachers, we are committed to helping our members achieve their financial goals through personalized service and innovative solutions. Come visit us at 260A Pond Path South Setauket Ny 11720 or explore our website at https://www.teachersfcu.org/ to learn more about how we can serve you better! If you're ready to take the next step in managing your finances, don't hesitate contact us at (631) 698-7000 today!

Auto Loans & Vehicle Financing

Thinking about buying a new car? We offer auto loans with flexible terms to fit your lifestyle and budget. Whether it's a brand-new vehicle or a reliable used car, our financing options make it possible for you to drive away in the vehicle of your dreams without breaking the bank.

Business Banking

If you're a business owner, we have tailored solutions just for you! Our business banking services include merchant services and business loans designed to help you grow and manage your enterprise effectively.

Credit Cards with Rewards

Looking for a credit card that gives back? Our credit cards come with rewards programs that allow you to earn points on everyday purchases. Enjoy cash back, travel rewards, or gift cards simply by using your card responsibly.

Mortgage Loans & Refinancing

Owning a home is one of life's greatest achievements. At Teachers, we provide mortgage loans and refinancing solutions that are straightforward and accessible. Our experts will guide you through each step, ensuring that you secure the best possible rate for your new home or refinance your existing mortgage.

Online & Mobile Banking

In today's fast-paced world, convenience is key. With our online and mobile banking features, you can manage your accounts anytime and anywhere. From paying bills to transferring funds, everything is just a tap away allowing you to focus more on what matters most.

Personal Banking

Managing your money should be easy and convenient. Our personal banking services include checking and savings accounts tailored for everyday use, allowing you to access your funds whenever needed. Imagine having the flexibility to manage your budget effortlessly while enjoying competitive interest rates that help your savings grow.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans for various needs, including debt consolidation. This service helps simplify your finances by combining multiple debts into one manageable payment, making it easier to stay on top of your obligations.

Digital & Online Banking

Key Services

Our online banking service is available 24/7, giving you the freedom to check balances, transfer funds, and pay bills whenever it suits you. You can enjoy the convenience of e-statements, which means you can review your account statements without waiting for them to arrive in the mail. Plus, with electronic signature authorization, signing documents is quick and hassle-free. Need to send money to friends or family? Our person-to-person transfer feature allows you to do just that with ease. And if you're on the go, don't worry! Our mobile application makes it simple to manage your finances right from your smartphone. You can even make payments using mobile payments, making transactions faster than ever.

Security and Accessibility

At Teachers, security is a top priority. Our online services are designed with robust security features to keep your information safe while ensuring you have quick access to what you need. Whether it's managing your accounts or setting up alerts for transactions, we make sure you have complete control at your fingertips. We believe that banking should be straightforward and accessible for everyone. That's why our digital tools are crafted for ease of use, allowing you to focus on what matters most your financial goals. Join us today and experience banking made simple!

Financial Strength

Growing Membership Trust

Total Share and Deposit Accounts stand at 942,543, showcasing a strong and growing member base that trusts us with their finances. Net Shares (funds available for lending and investments) are at $0, further emphasizing our commitment to meeting your needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Teachers is your trusted partner. Visit us at 260A Pond Path South Setauket Ny 11720 or call (631) 698-7000 to learn more about how we can help you achieve your financial goals. For additional insights into our performance and data sources, please visit the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investment in Growth

With $940,482,871 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $33,275 in used auto loans and a total of $6,294,741,296 in loans and leases.

Member-Centric Resources

Members' savings are secured through $3,162,706,487 in share certificates and $1,744,714,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $219,569,446, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $25,290,329 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 839 full-time employees and 28 part-time employees ready to assist you with knowledgeable service.

Solid Financial Foundations

With a net worth of $984,894,945, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.99% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $562,095,749 in used vehicle loans and $259,965,626 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we're here to help make that process as smooth as possible.

Business Financing

For business owners, our outstanding commercial loans totaling $479,184,173 provide the capital needed to grow and expand your operations. We understand that running a business comes with its own set of challenges, and our commercial lending options are tailored to help navigate those hurdles.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,497,493,451, make buying or refinancing simple. We believe everyone should have access to affordable housing solutions, and our team is ready to guide you through every step of the process.

Refinancing Options

If you're considering refinancing any existing loans, we can help with that too. Our team can assist you in evaluating your current financial situation and determining whether refinancing might be beneficial for you. Our branch is located at 260A Pond Path South Setauket Ny 11720 in South Setauket, NY, and we invite you to reach out at (631) 698-7000 for more information about our loan products or to discuss your specific needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Teachers, we're dedicated to empowering our members through accessible financial solutions tailored just for them. Whether it's a personal loan, auto financing, or business capital let us be your trusted partner on your financial journey!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $96,901,070 in loans helping members manage their finances effectively. These cards are designed to provide you with the purchasing power you need while keeping your budget in check.

Loan Aggregator

Benefits of Using LendMesh

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TEACHERS FEDERAL CREDIT UNION - South Setauket, NY

Type of Loan Offerings

Personal Loans

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