Suffolk Credit Union Miller Place NY | Affordable Auto Loans & Business Banking

Introduction

Welcome to Suffolk, your trusted partner in financial well-being since 1967. Located at 691 Route 25A, Miller Place, NY 11764, our branch is dedicated to serving over 73,151 members with a commitment to community and personalized service. With total assets of $1,886,018,898 and total deposits reaching $176,594,559, we pride ourselves on being a stable and reliable credit union that prioritizes your financial needs. At Suffolk, we understand that every member's journey is unique. That's why we offer a wide range of services from checking and savings accounts to auto loans and mortgage refinancing tailored to help you achieve your financial goals. We also support local businesses with competitive loan options, boasting a net member business loan balance of $189,584,704. While you can visit us at our Miller Place location for all your banking needs, official correspondence should be directed to the same address: 691 Route 25A, Miller Place, NY 11764-2643. Our leadership team is committed to fostering an environment where every member feels valued. Under the guidance of our CEO, Michele Dean, and Board President James Maggio, Jr., we aim to provide exceptional service and a welcoming atmosphere for everyone who walks through our doors. Whether you're looking for personal banking solutions or business services, Suffolk is here to support you every step of the way. Don't hesitate to reach out! Call us at 631-924-8000 or visit our website at suffolkcu.org for more information about how we can assist you today.

Branch History & Mission

At Suffolk, we take pride in our rich history and commitment to serving the community of Miller Place, NY. Since opening our doors in 1967, we have been dedicated to empowering our members through personalized financial services. Located at 691 Route 25A, our branch has grown alongside our community, adapting to the needs of our members while staying true to our mission. Over the years, Suffolk has achieved remarkable milestones. With a current membership of 73,151 and total assets amounting to an impressive $1,886,018,898, we have established ourselves as a trusted financial partner. Our journey reflects not just growth in numbers but also a steadfast commitment to providing excellent service and support. Our mission is simple yet profound: to enhance the financial well-being of our members and contribute positively to the community. We believe in fostering strong relationships with those we serve. Whether through personal banking options like checking and savings accounts or loans for vehicles and homes, we aim to meet diverse needs with care and understanding. At Suffolk, we are more than just a credit union; we are a part of this vibrant community. We actively engage in outreach efforts, partnering with local organizations to support various initiatives that uplift residents. Our drive-thru banking services and shared service center ensure convenience for all members while maintaining accessibility for everyone, including those with disabilities. While you can visit us at 691 Route 25A, official correspondence should be sent to 691 Route 25A, Miller Place, NY 11764-2643 if needed. Our operating hours are designed for your convenience: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. As technology evolves, so do we. Suffolk offers online and mobile banking solutions that allow you to manage your finances anytime, anywhere. From mobile payments to e-statements, we prioritize innovation while ensuring your information remains secure. Join us on this journey! Experience the benefits of being a member of Suffolk. Together, let's build a brighter financial future for you and our entire community. For more information or assistance, don't hesitate to reach out at 631-924-8000.

Branch Location & Accessibility

Accessibility and Amenities

Our branch is designed with accessibility in mind. We have ample parking available, including designated spots for those who need them. If you're visiting us with mobility concerns, you'll appreciate our ADA-compliant features, including ramps that make entering and exiting the building easy for everyone. If you're looking for quick service, take advantage of our drive-thru banking option! It's perfect for simple transactions without leaving the comfort of your vehicle. Plus, we have an ATM on-site for your convenience, allowing you to access your funds anytime.

Call Us Anytime

Whether you have questions about our services or want to learn more about membership options, feel free to give us a call at 631-924-8000. Our friendly staff is eager to help you find the right solutions tailored just for you! So why wait? Swing by the Suffolk Miller Place Branch today we're excited to meet you!

Convenient Location

Nestled right along Route 25A, we are ideally situated for both locals and visitors alike. You'll find us close to popular spots like the Miller Place Historical Society and various dining options, ensuring that you can easily stop by before or after running errands or enjoying a meal out.

Operating Hours

We know that life can get busy, which is why we're open during convenient hours. Visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Our team is here ready to assist you with all your banking needs during these hours.

Member Eligibility

At Suffolk, we believe that everyone deserves the chance to be part of a caring community. Becoming a member is easy and welcoming! If you live, work, or worship in the area, you're already on your way to joining us. We're here for anyone who shares our values and wants to enjoy the benefits of our financial services. Whether you're looking for personal banking options like checking and savings accounts or need help with loans, our doors are open to you. To get started, simply visit us at 691 Route 25A Miller Place Ny 11764 or give us a call at (631) 924-8000. You can also check out more details about eligibility on our website. Joining Suffolk means being part of something special where your financial well-being matters. We're excited to help you take this step toward a brighter future!

Business Banking & Commercial Services

Practical Merchant Services

In addition to our loan options, we offer merchant services that simplify everyday transactions. Imagine having a payment processing solution that keeps your cash flow steady and allows you to focus on what you do best running your business. From accepting credit cards to managing payroll, our services are designed with your needs in mind. Located at 691 Route 25A Miller Place Ny 11764 in Miller Place, NY, we're here to help your business grow. Reach out today at (631) 924-8000 and discover how we can assist you in achieving your goals!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $138 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $18 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $181,426,711, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our business members, we offer comprehensive banking services including merchant services and business loans. We understand the importance of having reliable financial support for your business's growth. Our team is ready to discuss how we can assist you in achieving your commercial goals.

Convenience at Your Fingertips

At Suffolk, convenience is key. We offer ATM access for quick cash withdrawals and balance checks without any hassle. If you prefer face-to-face interactions but need something quick, our drive-thru banking allows you to make deposits and withdrawals easily while on the go. For those who bank with partner credit unions, our shared branch transactions allow you to perform deposits and withdrawals as if you were at your own credit union branch making banking even more accessible.

Final Thoughts

In today's fast-paced world, having reliable financial services at your fingertips makes all the difference. Whether you're managing personal finances or running a business, Suffolk is here for you. With our commitment to exceptional service and a comprehensive list of offerings from personal banking to business solutions we strive to meet all of your financial needs. Feel free to reach out with any questions or visit us at 691 Route 25A Miller Place Ny 11764 in Miller Place, NY. You can also call us at (631) 924-8000 for immediate assistance. Join us today at Miller Place Branch where community meets convenience!

Loans and Credit Options

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation options come into play. Whether it's for medical bills or home repairs, we can help you find a solution that works for you. Plus, with our credit cards featuring rewards programs, every purchase can earn you points toward exciting benefits!

Personal Banking

Our personal banking options include checking and savings accounts designed with you in mind. Imagine having easy access to your funds while earning interest on your savings. With our online and mobile banking services, you can check your balance, transfer money, and pay bills anytime, anywhere all from your phone or computer. If you're considering purchasing a new car, our auto loans and vehicle financing solutions make it simple and affordable. We offer competitive rates that fit within your budget. Additionally, if you're planning to buy a home or refinance your existing mortgage, our mortgage loans provide flexible terms to meet your needs.

Digital & Online Banking

Enhanced Security and Accessibility

Your security is our top priority. We offer electronic signature authorization for added protection when completing important transactions online. You can also opt for e-statements to keep track of your financial activity without the clutter of paper statements. Whether you're checking in on your savings or applying for a loan, everything is designed to be straightforward and accessible. No more long waits or complicated processes just easy banking solutions that fit into your life. Join us at Suffolk today and experience how our digital banking services can make managing your money simpler than ever!

Key Features of Our Digital Banking Services

Our online banking platform is user-friendly and secure, giving you peace of mind while managing your finances. You can easily check your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. If you're looking for a quick way to send money to friends or family, our person-to-person transfer feature makes it simple and fast. For those who prefer using their smartphones, our mobile application offers all the features you love about online banking right at your fingertips. Plus, with mobile payments enabled, making purchases has never been easier. Just tap and go!

Financial Strength

Investment in Growth

With $161,643,778 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $7,864 in used auto loans and $1,205,763,000 in total loans and leases.

Member-Centric Approach

Members' savings are secured through $676,340,825 in share certificates and $81,864,674 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $1,810,856, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 194 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $162,592,369, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.62% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Total Share and Deposit Accounts: 163,823, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Suffolk is your trusted partner. Visit us at 691 Route 25A Miller Place Ny 11764 or call (631) 924-8000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Services

For business owners, our outstanding commercial loans totaling $181,426,711 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing business, our tailored loan solutions can support your ambitions. If you're interested in any of these loan products or want more information about eligibility and refinancing options, please don't hesitate to reach out. You can contact us at (631) 924-8000, and our friendly team will be happy to assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Suffolk, we're committed to providing financial solutions that empower you today and into the future.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $117,124,816 in used vehicle loans and $41,611,715 in new vehicle loans already helping members get on the road. We make it easy for you to finance your next vehicle purchase, ensuring you can hit the ground running without breaking the bank.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $211,914,328, make buying or refinancing simple. We provide flexible terms and competitive rates to help you secure the home of your dreams.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $13,083,701 in loans helping members manage their finances effectively. This is an excellent option for those looking to build or improve their credit while enjoying the convenience of easy access to funds.

Loan Aggregator

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SUFFOLK FEDERAL CREDIT UNION - Miller Place, NY

Type of Loan Offerings

Home Equity Loans

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