Welcome to St Joe Valley Credit Union, a member-focused financial institution established in 1959, dedicated to serving the community with integrity and commitment. Led by our CEO, Gloria Rauch, and Board President, Dale Hill, we pride ourselves on fostering a culture of financial empowerment and personalized service. Our headquarters is located in the scenic town of St Maries, ID, where we aim to support not only our local members but also military personnel and their families. As an NCUA-insured credit union since November 20, 1998, we prioritize the safety and security of your assets while providing a comprehensive suite of modern banking tools designed for convenience.

At St Joe Valley Credit Union, we understand the importance of accessibility in today's fast-paced world. That’s why we offer a range of services including online banking, a user-friendly mobile application, P2P transfers for seamless money movement, e-statements for easy record-keeping, and mobile payments to simplify your transactions. Our commitment to innovation ensures that you have the resources you need at your fingertips. Whether you are looking for personal loans, auto financing, or business banking solutions, we are here to meet your needs with a member-first approach. For more information or assistance, feel free to contact us at (208) 245-5341 or visit our official website at .

At St Joe Valley Credit Union, we understand that your financial needs are as unique as you are. That’s why we offer a comprehensive suite of services designed to cater to every aspect of your financial journey. From personal banking with checking and savings accounts to auto loans and vehicle financing, mortgage loans, and credit cards with rewards, our offerings are tailored to help you manage everyday banking seamlessly. Whether you're looking to consolidate debt or grow your small business through our merchant services and business loans, we're here to support you every step of the way.

In today’s fast-paced world, convenience is key, and we make it easy for our members to access their accounts anytime, anywhere. With online banking and a user-friendly mobile application, managing your finances has never been simpler. Our features include person-to-person transfers, mobile payments, e-statements, and more—ensuring that you have the tools you need to plan for life milestones effectively. If you’re curious about membership eligibility or want to explore how our loan rates compare, visit for more information or check out options at https://www.lendmesh.com/loans/personal_loans . Our team is always ready to provide personalized support; feel free to reach out via fax at (208) 245-5341 for any inquiries you may have. At St Joe Valley Credit Union, your financial success is our priority.

St. Joe Valley Credit Union is more than just a financial institution; it is a trusted partner for the community, dedicated to providing exceptional service and fostering financial well-being. With a total membership of 1,169, we pride ourselves on our ability to serve our members' diverse needs effectively. Our strong foundation is reflected in our impressive total assets amounting to 13,168,258, showcasing our stability and commitment to responsible financial management.

Our net worth stands at 1,266,496, demonstrating our solid capital position and allowing us to reinvest in services that benefit our members. While many institutions struggle with profitability, we maintain a healthy approach with a net income of 0, which supports our ongoing initiatives and growth. The trust placed in us is further highlighted by our total deposits of 2,110,960, indicating the confidence our members have in securing their savings with us.

We understand the importance of lending and support, evident through our robust portfolio with a total loans and leases reaching 1,274. This includes an impressive auto loan volume of 1,398 that enables members to secure their dream vehicles, as well as commercial loans totaling 5 that empower local businesses to thrive. Our dedication to sound financial practices is underscored by a remarkable net worth ratio of 962, ensuring that we are well-positioned to meet future challenges.

With a dedicated team of 7 employees, we provide personalized service and support tailored to individual needs. This human touch, combined with our financial expertise, makes St. Joe Valley Credit Union a valuable partner for anyone seeking guidance on their financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

Explore your options today by comparing real-time loan offers at https://www.lendmesh.com/loans/personal_loans and discover how we can assist you in achieving your financial goals.