ST JOE VALLEY CREDIT UNION

Welcome to St Joe Valley Credit Union, where your financial well-being is our priority. Nestled in the heart of St Maries, ID, at 129 S 9Th St, we have been proudly serving our community since 1959. With over 1,169 members and total assets amounting to an impressive $13,168,258, we are dedicated to providing personalized banking solutions that meet your needs. Whether you're looking for a reliable checking account, auto loans, or mortgage financing, we are here to help you achieve your financial goals. Our commitment goes beyond just numbers; we believe in building lasting relationships with our members. Under the leadership of our CEO, Gloria Rauch, and Board President, Dale Hill, we strive to foster a friendly and supportive environment for all. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P O Box 216, St Maries, ID 83861. Our dedicated team of 7 employees is ready to assist you during our lobby hours from 8:30 AM to 5:00 PM, Monday through Friday. We understand the importance of trust in financial matters. That's why we prioritize transparency and integrity in every interaction. With total deposits reaching $2,110,960 and a net worth of $1,266,496, you can feel confident knowing your money is safe with us. Join us at St Joe Valley Credit Union today and experience the difference of community-focused banking. Feel free to reach out at (208) 245-4231 if you have any questions or need assistance we're always here for you!

At St Joe Valley Credit Union, we celebrate a rich legacy that began in 1959. Since our inception, we have been dedicated to providing exceptional financial services to our community in St Maries, ID. Nestled at 129 S 9Th St, our branch has become a trusted partner for many local families and businesses, supporting them through various financial journeys. Over the decades, St Joe Valley has grown significantly. Today, we proudly serve over 1,169 members and manage total assets of $13,168,258. Our mission is straightforward yet impactful: to enhance the financial well-being of our members while fostering a sense of community. We believe that banking should be personal and accessible, which is why we offer a range of services including checking and savings accounts, auto loans, mortgage loans, and business banking solutions. While members can visit us at our branch address in St Maries, official correspondence should be sent to P O Box 216, St Maries, ID 83861. We invite everyone to experience our welcoming environment and reliable service during our operating hours from 8:30 AM to 5:00 PM on weekdays. St Joe Valley Credit Union is not just about transactions; it's about relationships. We are committed to serving our community through various outreach programs and partnerships that make a difference in the lives of our members. We also recognize the importance of adapting to modern needs by offering online banking and mobile payment options for convenience. In addition to traditional banking services, we provide drive-thru banking for quick transactions and have made strides towards ADA compliance to ensure accessibility for all members. As we look toward the future, we remain focused on enriching the lives of those we serve. If you haven't joined us yet, now is the perfect time! Experience personalized service and take advantage of all that St Joe Valley Credit Union has to offer. Join us today and be part of a community that cares!

At St Joe Valley, we believe that everyone deserves a chance to be part of a caring community. If you're looking to join us, becoming a member is simple and welcoming! Our eligibility is open to anyone who lives, works, worships, or attends school in our local area. This means that if you are part of our community in any way, we would love for you to become a member and enjoy the benefits that come with it. Joining St Joe Valley means accessing personalized financial services designed just for you, from checking and savings accounts to loans and credit options tailored to your needs. To get started, just visit us at our branch located at 129 S 9Th St St Maries Id 83861 or give us a call at (208) 245-4231 for more information. You can also find detailed eligibility criteria by visiting our website at , where you'll discover how easy it is to become part of our family. We can't wait to welcome you into the St Joe Valley community!

At St Joe Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want to reassure you that your finances are in capable hands. With a net worth of $1,266,496, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $962 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $830,544 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $962,067 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $699 in used auto loans and $6,785,574 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $3,227,736. Total Share and Deposit Accounts: 1,870, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, St Joe Valley is your trusted partner. Visit us at 129 S 9Th St St Maries Id 83861 or call (208) 245-4231 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.