Spokane Teachers Spokane WA Credit Union | Best Auto Loans & Personal Banking

Introduction

At Spokane Teachers Credit Union, we believe that financial wellness is the cornerstone of a thriving community. Located at 4233 S Cheney Spokane Rd, Spokane, WA 99224, our Qualchan Branch has been serving the members of our community since 1934. With nearly 284,132 members relying on us, we are proud to offer a range of services designed to meet your financial needs. Our total assets exceed an impressive $5.87 billion, ensuring that we have the resources to support you through every step of your financial journey. Whether you're looking to secure one of our 209,832 loans or simply want to deposit funds into your account, we strive to provide a welcoming atmosphere and personalized service. Our dedicated team of 913 employees, led by CEO Ezra Eckhardt and Board President Steven Jones, is here to help you make informed decisions about your finances. While you can visit us at our branch for in-person assistance, official correspondence should be sent to the same address: 4233 S Cheney Spokane Rd, Spokane, WA 99224. We encourage you to take advantage of our online services as well. Visit our website at stcu.org for more information about how we can help you save money with our competitive rates and comprehensive products. As a credit union deeply rooted in the community, we focus on providing not just financial products but also creating lasting relationships with our members. Join us and discover how we can work together toward achieving your financial goals. If you have questions or need assistance, don't hesitate to call us at 509-326-1954 we're here for you!

Branch History & Mission

Welcome to Spokane Teachers Credit Union - Qualchan Branch, a place where community spirit and financial empowerment come together. Since opening our doors in 1934, we have been dedicated to serving the people of Spokane, WA. Our journey began with a small group of educators who wanted to create a financial institution that catered to their unique needs. Today, we are proud to serve over 284,000 members, helping them achieve their financial goals and dreams. Located at 4233 S Cheney Spokane Rd, Spokane, WA 99224, our branch is easily accessible for all members. Whether you're commuting from work or running errands, you can find us conveniently situated near local landmarks and neighborhoods. We are committed to providing a welcoming environment where everyone feels at home. Our mission at Spokane Teachers Credit Union is clear: we strive to offer exceptional financial services while positively impacting our community. We understand that banking goes beyond transactions; it's about building relationships and fostering trust. With total assets exceeding $5.8 billion, we provide a comprehensive range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. In today's digital world, we make banking easier than ever through our robust online and mobile banking platforms. Our members can access their accounts anytime and anywhere, ensuring they stay connected with their finances. We are also proud to be ADA compliant so that all members have equal access to our services. Community outreach is at the heart of what we do. Over the years, we have partnered with local schools and organizations to support educational initiatives and promote financial literacy among youth. By investing in the future of our community, we help cultivate a strong foundation for generations to come. While members can visit us at our physical location for assistance during our operating hours from Monday to Friday, 8:30 AM to 5:30 PM, official correspondence should be sent to our mailing address at 4233 S Cheney Spokane Rd, Spokane, WA 99224 if it differs from the branch address. We invite you to join Spokane Teachers Credit Union today! Experience firsthand the benefits of being part of a member-focused credit union that genuinely cares about your financial well-being. Call us at 509-326-1954 or visit our website at stcu.org for more information on how you can become a member and enjoy all the advantages we offer!

Branch Location & Accessibility

Convenient Banking Hours

We know your time is valuable, which is why we offer flexible operating hours from Monday through Friday, 8:30 AM to 5:30 PM. This schedule allows you to manage your banking needs around your busy lifestyle. If you're ever in a rush, remember that we also have a drive-thru service where you can take care of deposits and withdrawals quickly without leaving your vehicle.

Easy Access and Amenities

At our branch, you'll find ample parking space available for our members, ensuring you can visit us without any hassle. We are committed to accessibility for all our members; our facility features ADA-compliant entrances and ramps for those who may need extra assistance. Whether you're coming in for a quick transaction or a more detailed consultation, we have the resources to accommodate your needs.

Services Tailored for You

Our Qualchan Branch offers a full range of personal banking services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and even business banking options. For your convenience, we provide ATM access on-site so you can withdraw cash or check balances anytime during our operating hours. While members can visit us at 4233 S Cheney Spokane Rd for all their banking needs, please note that official correspondence should be sent to the same address since our mailing address is the same. We invite you to stop by or give us a call at 509-326-1954 if you have any questions or need assistance. Our friendly staff is here to help! Join us at Spokane Teachers Credit Union - Qualchan Branch today and experience banking made easy!

Member Eligibility

Becoming a member of Spokane Teachers is like joining a family that truly cares about your financial well-being. If you live, work, or attend school in the Spokane area, you're already on your way to enjoying the benefits of membership. We welcome anyone who shares our community values and is eager to take advantage of our personalized services. Membership at Spokane Teachers means access to great rates on loans, friendly service, and a range of products designed just for you. To see the full details about eligibility, feel free to check out this link. If you're ready to open an account or have any questions, don't hesitate to give us a call at (509) 326-1954. We're excited to help you start this journey with us at our branch located at 4233 S Cheney Spokane Rd Spokane Wa 99224!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services designed to simplify payment processing for your business. Imagine being able to accept payments seamlessly, whether at your brick-and-mortar location or online. Our tools are crafted to help you manage transactions easily, allowing you to focus more on what you do best running your business. Located at 4233 S Cheney Spokane Rd Spokane Wa 99224 in Spokane, WA, we invite you to discover how our business banking solutions can empower your enterprise. Contact us today at (509) 326-1954!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4,005 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $487 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $902,579,724, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? We offer ATM and cash withdrawal services for easy access to your funds whenever you need them. Whether you're stopping by after work or during lunch, our ATMs are ready for you.

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our auto loans and vehicle financing options make it simple for you to drive away in the vehicle of your dreams. With competitive rates and flexible terms, you'll find an option that fits your budget perfectly.

Business Banking

If you're a business owner, we've got you covered too! Our business banking services include everything from merchant services to business loans, allowing you to focus on what matters most growing your business. We're committed to being your partner in success.

Drive-Thru & Basic Transactions

For those who prefer face-to-face interactions but still want quick service, our drive-thru banking allows for deposits, withdrawals, and other simple transactions without leaving your vehicle. With so many services available at Spokane Teachers Credit Union - Qualchan Branch, it's clear we're here for you every step of the way. Don't hesitate reach out today at (509) 326-1954 or visit us at 4233 S Cheney Spokane Rd Spokane Wa 99224 in Spokane, WA. Your journey toward financial wellness starts here!

Mortgage Loans & Refinancing

When it comes time to buy a home or refinance an existing mortgage, we offer tailored solutions that fit your lifestyle. Our knowledgeable staff is ready to guide you through the process of securing mortgage loans and refinancing, ensuring that you understand every step along the way.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our robust online and mobile banking platforms give you the freedom to manage your accounts with just a few taps on your phone or clicks on your computer. From checking balances and transferring funds to paying bills, we make banking easy.

Personal Banking

Whether you're opening a checking account for daily transactions or a savings account for future plans, our personal banking services cater to all your needs. Imagine effortlessly managing your finances online or through our mobile app, giving you access to your accounts anytime, anywhere. Plus, with options like credit cards with rewards, you can earn benefits while making everyday purchases.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses at us. For those moments, our personal loans and debt consolidation services provide quick access to cash when you need it most. This can be a great way to manage multiple debts more effectively by combining them into one manageable payment.

Digital & Online Banking

Always Accessible

Our 24/7 online banking services mean you're never far from your finances. Whether it's early morning or late at night, you can access your accounts whenever you need to. We take security seriously; rest assured that your personal information is protected every step of the way. With Spokane Teachers, you have all the tools necessary for real-time account management at your fingertips. Enjoy the peace of mind that comes with knowing that your credit union is committed to providing safe and efficient digital banking solutions tailored just for you!

Key Features

With just a few clicks, you can log in to our online banking portal at https://stcu.org/. Here, you can check your account balances, transfer funds, and even set up e-statements for quick access to your financial information. Plus, with our electronic signature authorization feature, signing documents online has never been simpler or more secure. If you're on the go, don't worry! Our mobile application makes banking easy from your smartphone. You can make payments quickly using mobile payments, ensuring you stay on top of your expenses without missing a beat. While we currently do not offer person-to-person transfers, our other features provide plenty of options for managing your money effectively.

Financial Strength

At Spokane Teachers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position with you, which reassures our members of our reliability and commitment to serving your needs. With a net worth of $633,978,608, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1079 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $941,822,472 in share certificates and $1,301,459,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $335,368,031, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $546,662,482 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $46,523 in used auto loans and a total of $4,878,662,135 in loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our net income of $19,800,695, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 889 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With 0 net shares, we remain focused on maximizing the benefits available to you as our member. We are honored to have a growing member base with a total of 438,612 share accounts, showcasing the trust placed in us by the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Spokane Teachers is your trusted partner. Visit us at 4233 S Cheney Spokane Rd Spokane Wa 99224 or call 509-326-1954 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $971,074,899 in used vehicle loans and $186,909,428 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, we have options that cater to every budget. Plus, if you're considering refinancing your existing auto loan, we can assist you with that too!

Business Loans

For business owners, our outstanding commercial loans totaling $902,579,724 provide the capital needed to grow and expand your business. Whether it's for startup costs or operational expenses, we're here to support your entrepreneurial journey.

Conclusion

At Spokane Teachers, we're dedicated to offering loan products that meet your individual needs. With our various options including auto loans, mortgage loans, unsecured credit card loans, and commercial loans we strive to make financing straightforward and accessible. If you're interested in learning more about eligibility or exploring refinancing options, please don't hesitate to contact us or visit our website at stcu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $198,747,957 in loans helping members manage their finances effectively. This option allows you to make purchases while enjoying competitive rates and manageable repayment plans.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $366,047,267, making buying or refinancing simple and accessible. We provide personalized guidance throughout the process so you can feel confident in your decision.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all loan offers are fair and transparent. By only including lenders that meet these strict guidelines, users can trust the information they receive.

SPOKANE TEACHERS CREDIT UNION - Spokane, WA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Spokane, WA (99224)

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Banking Hours

Easy Access and Amenities

Services Tailored for You

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work for You

Tailored Loan Options

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Drive-Thru & Basic Transactions

Mortgage Loans & Refinancing

Online & Mobile Banking

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Always Accessible

Key Features

Financial Strength

Loan Offering

Auto Loans

Business Loans

Conclusion

Credit Card Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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