Welcome to spojnia, a trusted financial institution proudly serving the community since 1974. With headquarters in the heart of Scranton, PA, we are dedicated to empowering our members through exceptional service and innovative banking solutions. Under the leadership of CEO MARCELLA MILLER and Board President Jan Cwikla, we strive to foster financial well-being and support military members, their families, and all individuals seeking a reliable partner in their financial journey.

At spojnia, your peace of mind is our priority. We are proud to be insured by the NCUA since 8/12/1975 0:00:00, ensuring that your deposits are protected and secure. Our commitment to modern banking is reflected in our robust offerings, including user-friendly online banking, a convenient mobile application, and features like e-statements and mobile payments. While we focus on delivering personalized experiences, we also emphasize accessibility with our member-first approach. Explore more about us at https://www.spojniacreditunion.org/ , or reach out via fax at (570) 961-5961 for any inquiries. Join us as we continue to build a brighter financial future together!

At Spojnia Credit Union, we are dedicated to providing a comprehensive suite of financial services tailored to meet the diverse needs of our members. Our offerings range from personal banking solutions like checking and savings accounts to more specialized products such as auto loans, vehicle financing, and mortgage loans with refinancing options. Whether you’re looking to consolidate debt or explore business banking through our merchant services and business loans, we have the resources to help you manage your finances effectively. With a focus on digital accessibility, our online banking platform and mobile application empower you to conduct transactions with ease, ensuring that managing your everyday banking is as convenient as possible.

Understanding the importance of being prepared for life’s milestones, we offer various tools designed to assist in your financial planning journey. Our members can benefit from features like e-statements and mobile payments, simplifying the way you handle your finances. Although we currently do not support person-to-person transfers, our robust digital services still provide ample opportunity for seamless transactions. For those interested in exploring membership options or checking loan rates, visit or https://www.lendmesh.com for more information. Should you have any questions or require personalized support, feel free to reach out at (570) 961-5961. At Spojnia Credit Union, we’re here to help you achieve your financial goals every step of the way.

At Spojnia Credit Union, we pride ourselves on being a trusted financial partner in the community, providing a solid foundation for our members' financial journeys. With a total membership of 790, we are dedicated to serving our members with personalized services and innovative financial solutions. Our commitment to excellence is reflected in our robust total assets of 13,603,092, ensuring that we are well-positioned to support our members' needs.

Transparency and integrity are at the core of our operations. Our net worth stands at 2,378,715, showcasing our financial health and stability. Although we experienced a net income of -64,210, we remain focused on long-term growth and member satisfaction. This commitment is further emphasized by our impressive total deposits of 827,116, which reflect the trust placed in us by our members.

With a diverse portfolio, including a total of 224 loans and leases, we offer tailored financing options that cater to various life stages and financial goals. Our auto loan volume of 84 demonstrates our ability to help members acquire reliable transportation, while our focus on commercial loans remains strong, even as we continue to grow in this area with 0.

Our dedicated team, consisting of 4 employees, is passionate about delivering exceptional service to every member. The strong net worth ratio of 1,749 indicates not only our resilience but also our ongoing commitment to ensuring the best possible outcomes for those who choose us as their financial partner.

At Spojnia Credit Union, we understand that your financial journey is unique, which is why we strive to provide services that meet your individual needs. We invite you to explore how we can assist you further by comparing real-time loan offers today at https://www.lendmesh.com and find the best rates for your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .