SPOJNIA CREDIT UNION

Welcome to Spojnia Credit Union, where your financial well-being is our top priority! Located at 298 Smith St, Dunmore, PA 18512, we have been serving our community since 1974. With a strong commitment to our members, we are proud to provide personalized financial services tailored to meet your needs. At Spojnia, we understand the importance of building lasting relationships. Our dedicated team, led by CEO Marcella Miller and Board President Jan Cwikla, works tirelessly to support our growing membership of 790 individuals. We believe in empowering our members with the tools and resources they need to achieve their financial goals. With total assets reaching an impressive $13,603,092, and total deposits standing at $827,116, we are a trusted partner for your financial journey. Our focus on maintaining a healthy net worth of $2,378,715 ensures that we remain stable and reliable for all your banking needs. Whether you're looking to secure a loan our total loans and leases amount to 224 or simply want assistance with managing your savings, we've got you covered. Our friendly staff is available daily from 7 AM to 5 PM, and we're here for you 24/7 with support staff ready to assist whenever needed. While members can visit us at our branch location in Dunmore, official correspondence should be sent to the same address: 298 Smith St, Dunmore, PA 18512. Explore our website at www.spojniacreditunion.org for more information about our services or feel free to give us a call at 570-209-7200. We invite you to join our community and experience the difference of being part of Spojnia Credit Union where you're not just a member; you're family!

At Spojnia, we believe that everyone deserves to be part of a supportive financial community. Becoming a member is simple and welcoming! If you're living, working, or attending school in the area around 298 Smith St Dunmore Pa 18512, you may qualify for membership with us. We're here to offer you not just great financial products but also the personal touch that makes banking feel less like a chore and more like a partnership. For detailed eligibility criteria, we encourage you to check out our resource at . Opening an account with Spojnia is designed to be straightforward. Our friendly team is ready to assist you every step of the way, making sure you feel comfortable and informed throughout the process. If you have any questions or want to get started today, don't hesitate to give us a call at (570) 209-7200. Join us at Spojnia and experience how banking can truly feel like being part of something special!

At Spojnia, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel confident in where you place your money, and we are dedicated to providing a solid foundation for your financial needs. With a net worth of $2,378,715, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,749 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $5,359,730 in share certificates, offering stable and rewarding financial growth opportunities. This means your hard-earned savings are not only safe but also working for you. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This commitment reflects our mission to empower our members. With $2,442,925 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is substantial; with $6,878,578 in total loans and leases and $42 in used auto loans available, we support various financial goals across multiple sectors. Our operational efficiency is evident with a net income of $-64,210, allowing us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 1 part-time employees who are always ready to assist you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $0 ensures that we're prepared to meet the demands of our growing member base. With a total of 1,399 share accounts, it's clear that many trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Spojnia is your trusted partner. Visit us at 298 Smith St Dunmore Pa 18512 or call (570) 209-7200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.