Welcome to Southwest Oklahoma Federal Credit Union, where our mission is to empower our members and serve the community with integrity and dedication. Established in 1958, we have built a legacy of trust and commitment, ensuring that every member—whether individual or military—feels valued and supported in their financial journey. Under the leadership of CEO Emmett Meraz and Board President Kelly McClure, we strive to create a welcoming environment that prioritizes your needs.

Headquartered in Lawton, OK, we take pride in offering modern banking solutions tailored for your convenience. Our services include online banking, a user-friendly mobile application, person-to-person transfers, e-statements, mobile payments, and electronic signature authorization—all designed to provide you with accessible and efficient banking options. As an NCUA-insured institution since January 4, 1971, you can rest assured that your deposits are secure with us. For more information about our offerings or to get in touch, please visit our website at https://www.swofcu.com/ or reach us by fax at 5803535068. Join us today and experience the member-first approach that sets us apart!

At Southwest Oklahoma Federal Credit Union, we understand that managing your finances is an essential part of your everyday life. That's why we offer a comprehensive range of services tailored to meet the diverse needs of our members. From personal banking solutions like checking and savings accounts to specialized auto loans and vehicle financing, we strive to provide you with the tools necessary for financial success. Our mortgage loans and refinancing options can help you secure your dream home, while our credit cards with rewards give you added benefits for your everyday purchases. For small business owners, our business banking services include merchant services and business loans designed to support growth and innovation.

In today's fast-paced world, convenience is key, which is why we offer robust digital access through online banking and a user-friendly mobile application. With features such as person-to-person transfers, mobile payments, e-statements, and e-signatures, managing your finances has never been easier. Whether you're planning for significant life milestones or simply need to keep track of your daily expenses, our digital tools are here to simplify your banking experience. Membership at Southwest Oklahoma Federal Credit Union is accessible, providing individuals with the opportunity to join our community by visiting http://www.swofcu.com/membership/ . If you're looking to explore loan options or compare rates before making decisions, check out https://www.lendmesh.com/loans/personal_loans for valuable insights. For any questions or personal assistance, feel free to reach out via fax at (580) 353-5068—we're here to help you every step of the way.

Southwest Oklahoma Federal Credit Union stands as a pillar of financial stability and community trust in the region. With a Total Membership of 5,011, we pride ourselves on our commitment to serving the unique needs of our members. Our solid financial foundation is evidenced by our impressive Total Assets of 110,827,494, ensuring that we have the resources to support your financial aspirations. Our Net Worth stands at 18,795,670, demonstrating our resilience and dedication to maintaining a strong balance sheet.

In an ever-evolving economic landscape, our Net Income of 1,304,485 reflects our ability to operate efficiently while delivering value to our members. We are proud to manage Total Deposits amounting to 12,624,942, which illustrates the confidence our members have in us as their trusted financial partner. Furthermore, with Total Loans and Leases reaching 4,670, we provide tailored solutions whether you're looking for a new vehicle, refinancing your home, or seeking personal loans for life's various needs.

Our success is powered by a dedicated team, consisting of Total Employees of 16 who are committed to providing exemplary service every day. With a robust Net Worth Ratio of 1,696, we ensure that every decision made is in the best interest of our members' financial health. We also cater to diverse borrowing needs with a significant Credit Card Loan Volume of 1,747 and an impressive Auto Loan Volume totaling 1,918.

As part of our commitment to fostering local businesses, we facilitate lending opportunities, reflected in our management of Commercial Loans, which currently number 5. Importantly, our prudent approach is evident in maintaining Total Borrowings at zero, highlighting our focus on sustainable growth without over-reliance on external funding.

At Southwest Oklahoma Federal Credit Union, we are more than just a financial institution; we are your partners in achieving lifelong financial well-being. For performance insights and financial data, we source information from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . Explore your options today—compare real-time loan offers at https://www.lendmesh.com/loans/personal_loans and discover how we can help you achieve your financial goals.