Southwest Oklahoma Credit Union Lawton OK | Best Auto Loans & Business Banking

Introduction

Welcome to Southwest Oklahoma Federal Credit Union, where your financial well-being is our top priority! Located at 1806 NW Liberty Ave, Lawton, OK 73507, we've been serving the community since 1958. With a strong commitment to our members, we proudly support over 5,011 individuals in achieving their financial goals. At Southwest Oklahoma FCU, we believe that everyone deserves access to reliable banking services. That's why we manage total assets of $110,827,494 and provide a wide range of products including auto loans, credit cards with rewards, and business banking options. Our dedicated team of 16 employees, led by CEO Emmett Meraz and Board President Kelly McClure, is here to ensure you have the support you need every step of the way. While members can visit us at our branch for personal banking needs, official correspondence should be sent to the same address as our branch. We offer a variety of services designed with you in mind: from checking and savings accounts to mortgages and personal loans. As part of our dedication to excellence, we maintain a net worth of $18,795,670 and cash in hand totaling $899,686 ensuring that your deposits are safe and secure. Our commitment extends beyond just numbers; it's about making a difference in our community. Whether you're looking for a loan or simply want advice on managing your finances better, we're here for you. Feel free to reach out at 580-353-0490 or explore more about us online at swofcu.com. We invite you to join us today and experience firsthand how Southwest Oklahoma Federal Credit Union can empower your financial journey!

Branch History & Mission

At Southwest Oklahoma Federal Credit Union, we take pride in our rich history and unwavering commitment to our community. Established in 1958, our branch has grown alongside the vibrant city of Lawton, Oklahoma. We began with a simple mission: to provide accessible financial services that empower our members and foster a strong sense of community. Over the years, we have transformed from a small local credit union into a trusted financial partner for over 5,000 members. Located at 1806 NW Liberty Ave, Lawton, OK 73507, we are conveniently situated near several key landmarks, making it easy for our members to visit us. Whether you're stopping by for personal banking needs or looking to explore our loan options, our doors are open and welcoming. Our mission is straightforward yet impactful: to offer competitive financial products while supporting the well-being of our community. We focus on providing various services including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We believe that everyone deserves access to quality financial services that can enhance their lives. In addition to traditional banking services, we have embraced modern technology to ensure that banking is easier than ever. With online and mobile banking options, members can manage their accounts anytime, anywhere. We also maintain ADA compliance standards to ensure all members can access our services comfortably. Over the decades, Southwest Oklahoma Federal Credit Union has achieved significant milestones, including growing total assets to an impressive $110,827,494. This growth reflects not only our sound financial practices but also the trust placed in us by our members. Our dedicated team works hard every day to maintain this trust through excellent service and community outreach efforts. We actively participate in various local initiatives aimed at enhancing the quality of life in Lawton and surrounding areas. From educational programs in schools to sponsoring local events, we aim to make a positive impact beyond just banking. While you can visit us at 1806 NW Liberty Ave, please note that official correspondence should be sent to the same address as there is no separate mailing address. For any inquiries or assistance, feel free to reach out at 580-353-0490. We invite you to join Southwest Oklahoma Federal Credit Union and experience the benefits of membership firsthand. Together, let's build a brighter future for ourselves and our community!

Branch Location & Accessibility

Welcome to the Southwest Oklahoma Federal Credit Union, conveniently located at 1806 NW Liberty Ave in Lawton, Oklahoma. Our branch is nestled in a vibrant community, easily accessible for all your banking needs. Whether you're heading to the nearby Comanche County Courthouse or visiting the local parks, you'll find us just around the corner. Our location offers ample parking and is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can visit comfortably. If you need to stop by for a quick transaction, our drive-thru banking service is available, making it even easier for you to manage your finances on the go. We're proud to offer a range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards, we have everything you need under one roof. Plus, with our ATM availability and mobile banking options, you can handle your transactions anytime, anywhere. Our friendly team is here to assist you during our lobby hours from Monday to Friday between 9:00 AM and 5:00 PM and Saturday from 9:00 AM to 1:00 PM. You can also reach us at 580-353-0490 if you have any questions or need assistance. While members can visit us at 1806 NW Liberty Ave for all their banking needs, official correspondence should be sent to the same address. We look forward to welcoming you into our branch soon!

Member Eligibility

At Southwest Oklahoma, we believe that everyone deserves a chance to thrive within a supportive community. Becoming a member is a simple and welcoming process designed just for you. If you live, work, or worship in Comanche County, you're already eligible to join us! We also extend membership to immediate family members of existing members, making it easy for your loved ones to enjoy the benefits of our services as well. Not only will you gain access to a range of financial products tailored to your needs, but you'll also be part of an organization that prioritizes your financial well-being. To learn more about how you can become a member of Southwest Oklahoma, please visit our eligibility page at http://www.swofcu.com/membership/. Once you're ready to take the next step, opening an account with us is straightforward and hassle-free. Feel free to reach out with any questions at (580) 353-0490. We're here to help you every step of the way and excited for you to join our growing family at Southwest Oklahoma, located at 1806 Nw Liberty Ave Lawton Ok 73507!

Business Banking & Commercial Services

Business Loan Options

Imagine having the capital to invest in new equipment, hire additional staff, or launch a marketing campaign that could take your business to the next level. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. If you're not yet a member, don't worry we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $433,295, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide essential merchant services to streamline your operations. Imagine effortlessly processing payments from customers through various methods be it credit cards, mobile payments, or online transactions all while enjoying competitive rates and reliable support. This means you can focus more on what matters most: growing your business. Visit us at 1806 Nw Liberty Ave Lawton Ok 73507 in Lawton, OK, or call us at (580) 353-0490 to learn how we can assist you on your journey toward success!

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, we offer essential services such as merchant services and business loans. These tools are vital for managing cash flow and ensuring that your business thrives. Our team is committed to supporting local businesses in achieving their goals.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to manage your finances anytime, anywhere. With just a few taps on your smartphone or clicks on your computer, you can access your accounts, transfer funds, pay bills, and even make person-to-person payments. We also have ATM services available for quick cash withdrawals or balance checks without stepping into the branch. If you prefer face-to-face interactions, our drive-thru banking allows for simple transactions like deposits and withdrawals right from your car.

Get Started Today!

Whether you're in Lawton or just passing through, we invite you to explore all that Southwest Oklahoma has to offer. For any questions or to learn more about how we can assist with your financial journey, give us a call at 580-353-0490 or visit us online at swofcu.com. Join us today and take control of your financial future!

Personal Banking

Navigating personal finance can be overwhelming, but with our array of checking and savings accounts, we make it easy to manage your money. Imagine having a checking account that offers flexibility and a savings account designed to help you reach your goals faster. We also provide auto loans and vehicle financing options that let you drive away in the car of your dreams without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing services are here to guide you through every step of the process. Need extra funds for unexpected expenses? Our personal loans and debt consolidation solutions can help simplify your financial life by consolidating multiple payments into one manageable loan. Plus, our credit cards with rewards make everyday purchases rewarding.

Digital & Online Banking

Key Features

Our online banking system offers everything you need to stay in control of your finances. Whether you're checking your balance, transferring money, or paying bills, it's all just a few clicks away. If you prefer using your mobile device, our mobile application is available, allowing you to manage your accounts on the go. Plus, with features like person-to-person transfers, sending money to friends and family has never been easier! For those who appreciate going paperless, we offer e-statements that provide a secure and environmentally friendly way to keep track of your account activity. You can also take advantage of electronic signature authorization for added convenience when signing documents.

Security and Accessibility

We prioritize your security with robust measures in place to protect your sensitive information. Our digital banking tools are designed not only for ease of use but also for peace of mind. You'll find that managing your finances online is both straightforward and secure. With features like mobile payments, you can make transactions directly from your smartphone, streamlining everyday purchases without the need for cash or cards. All these services come together to ensure that you're always connected to your finances in real time. At Southwest Oklahoma, we're committed to making banking accessible for everyone. Our digital solutions empower you to take charge of your financial journey whenever it suits you best!

Financial Strength

At Southwest Oklahoma, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position with you, reinforcing our commitment to being your trusted financial partner. With a net worth of $18,795,670, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.96% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $10,589,797 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $17,060,199 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports your financial goals across various sectors with $9,590 in used auto loans and a total of $68,092,056 in loans and leases. Our operational efficiency is reflected in our net income of $1,304,485, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 16 full-time employees ready to serve you with a knowledgeable and committed team. Total Share and Deposit Accounts stand at 9,913, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southwest Oklahoma is your trusted partner. Visit us at 1806 Nw Liberty Ave Lawton Ok 73507 or call 580-353-0490 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,144,068 in used vehicle loans and $16,385,281 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable used vehicle, our financing options can make it easier for you to drive away satisfied.

Business Financing

For business owners, our outstanding commercial loans totaling $433,295 provide the capital needed to grow and expand your ventures. We understand that running a business comes with its own set of challenges and are here to support your journey.

Credit Cards and Unsecured Loans

We also offer flexible terms on unsecured credit card loans, with a total of $680,995 in loans helping members manage their finances effectively. These credit cards come with competitive rates and rewards that fit your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $506,739, making buying or refinancing simple. We provide personalized assistance to help you navigate through the process, ensuring that you find the right mortgage solution for your unique circumstances.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our products, we encourage you to reach out. Our team is ready to assist you in finding the best solutions tailored to your financial situation. For more information about our loan offerings or how we can assist you further, feel free to contact us at 580-353-0490 or visit us at 1806 NW Liberty Ave, Lawton, OK 73507. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals!

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified data ensures that users receive fair and transparent offers. By aggregating information only from legitimate financial institutions, LendMesh helps eliminate confusion in the loan shopping process.

Get Started Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

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