Welcome to Southeast Michigan State Employees Federal Credit Union, where our mission is to empower and uplift our members through community-focused, member-first service across the great state of Michigan. Under the leadership of CEO Danielle Goss and Board President Robert Andrews, we are committed to providing you with the financial tools and support you need to thrive. Our members enjoy a suite of modern conveniences designed for their busy lifestyles, including e-statements, a dedicated mobile app, online banking, and person-to-person payment support. While we currently do not offer electronic signature authorization or mobile payments, we strive to keep your banking experience seamless and efficient. Discover all that we have to offer by visiting us at https://www.smsefcu.com/ or reach out via fax at 2485570453. Join us today and experience the difference of being part of a credit union that truly values its members!

At Southeast Michigan State Employees Credit Union, we understand that managing your finances is a vital part of everyday life. That’s why we offer a comprehensive suite of personal banking services designed to make your financial journey smoother and more efficient. Whether you're opening a checking or savings account, seeking a personal loan for unexpected expenses, or planning to buy your dream home with our mortgage options, we’re here to support you every step of the way. Our commitment to accessibility means that you can easily manage your accounts through our online banking platform and mobile application, making it simple to check balances, transfer funds, and pay bills anytime, anywhere.

For those who run their own businesses or are looking to start one, we provide tailored business banking solutions that include merchant services and business loans to help you thrive in today’s competitive landscape. Additionally, our credit cards with rewards give members the flexibility to earn while they spend. With tools like e-statements and person-to-person payment options, handling daily expenses has never been easier. Plus, we prioritize convenience with features such as electronic signatures for faster processing of applications and approvals. By choosing us as your financial partner in Michigan, you gain access to services designed not just for today but for a secure financial future.

At Southeast Michigan State Employees Federal Credit Union, we believe that banking should be simple and accessible for everyone. Becoming a member and opening an account with us is a breeze! You can quickly check your eligibility at http://www.smsefcu.com/about-us/membership and see how easy it is to join our community. We pride ourselves on values that matter — trust, community engagement, personalized service, and financial reliability. Our dedicated team is here to support you every step of the way, ensuring that your financial journey is as smooth as possible. Plus, with our robust online banking and mobile application features, managing your finances has never been easier. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . Join us today and experience the difference that a member-focused credit union can make!