SOUTHEAST MICHIGAN STATE EMPLOYEES FEDERAL CREDIT UNION - Southfield, MI

Welcome to the Southeast Michigan State Employees Federal Credit Union, located at 17135 W 10 Mile Rd, Southfield, MI 48075. Since our establishment in 1952, we have proudly served our community with a commitment to providing exceptional financial services tailored to meet the needs of our members. With a growing membership of 3,485, we understand that each member's financial journey is unique, and we're here to support you every step of the way. At our credit union, we believe in building lasting relationships based on trust and reliability. Our total assets amount to an impressive $49,888,261, reflecting our solid foundation and financial health. We offer a variety of services including checking and savings accounts, auto loans, mortgage financing, and credit cards all designed to help you achieve your financial goals. Our dedicated team of 13 employees, led by CEO Danielle Goss and Board President Robert Andrews, works diligently to ensure that you receive the highest level of service. With total deposits reaching $7,498,246 and net worth at $5,323,139, we are committed to safeguarding your funds while providing growth opportunities through competitive loan offerings. While members can visit us at our branch for personalized assistance, official correspondence should be sent to the same address: 17135 W. 10 Mile Road, Southfield, MI 48075. If you have any questions or need assistance with your banking needs, don't hesitate to reach out to us at (248) 557-2266. Join us today at Southeast Michigan State Employees Federal Credit Union where your financial success is our priority! Explore more about our services by visiting our website at www.smsefcu.com. Let's work together towards a brighter financial future!

Becoming a member of Southeast Michigan State Employees is like joining a close-knit family where your financial well-being is our top priority. We welcome anyone who is an employee or retiree of the State of Michigan, as well as their immediate family members. This means if you work for the state or have a loved one who does, you're eligible to enjoy the numerous benefits we offer, from competitive loan rates to personalized service. It's easy to become part of our community! Just visit us at our branch located at 17135 W 10 Mile Rd Southfield Mi 48075, or check out our membership details online at http://www.smsefcu.com/about-us/membership . If you have any questions, feel free to give us a call at (248) 557-2266 we're here to help! To get started with opening an account, you can find all the information you need at http://www.smsefcu.com/borrow/loan-application . We can't wait to welcome you!

At Southeast Michigan State Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our strong financial position, built on trust, transparency, and a commitment to serving you. With a net worth of $5,323,139, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.63% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,083,670 in share certificates and $8,019,257 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with no non-member deposits on hand, our resources focus solely on benefiting you through better loan rates and exclusive perks. With $4,767,911 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is also impressive: with $2,589 loans and leases, including $250 in used auto loans, we support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $212,642, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 11 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Total Share Accounts stand at 6,406, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) total $0, indicating a focus on member-driven services rather than external borrowing. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southeast Michigan State Employees is your trusted partner. Visit us at 17135 W 10 Mile Rd Southfield Mi 48075 or call 248-557-2266 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.