Welcome to santa-maria-associated-employees, where our commitment to serving our community has been unwavering since our establishment in 1958. Located in the heart of Santa Maria, CA, we pride ourselves on providing a member-first approach that focuses on financial empowerment and accessibility for all. Under the leadership of CEO MELLISSA MATHESON and Board President SETH WELLS, we have cultivated an environment that prioritizes trust and transparency, ensuring that our members feel supported in their financial journeys.

As a federally insured institution by the NCUA since 1/14/1971 0:00, we are dedicated to safeguarding your assets while offering a wide range of modern banking tools designed for your convenience. Although we currently do not provide online banking, mobile applications, or electronic statements, our focus remains on delivering personalized service that meets your unique needs. At santa-maria-associated-employees, we believe in fostering relationships with our members, offering products such as auto loans, personal loans, and business banking solutions tailored to help you achieve your financial goals. For more information about our services, please visit our official website at https://www.smcreditunion.org or contact us via fax at (805) 925-6818. We look forward to serving you!

At Santa Maria Associated Employees, we pride ourselves on providing a comprehensive range of financial services designed to meet the unique needs of our members. Whether you're looking to open a checking or savings account for everyday banking, secure an auto loan for your next vehicle, or explore mortgage loans and refinancing options, we have you covered. Our offerings extend to personal loans and debt consolidation, as well as business banking solutions that include merchant services and business loans. With our commitment to member satisfaction, we ensure that you have access to the financial tools necessary for managing your day-to-day finances and planning for important life milestones.

In today's digital age, we understand the importance of convenience and accessibility. While we currently do not offer online banking or mobile applications, our dedicated team is always ready to assist you in person at our Santa Maria branch. For personalized support, feel free to reach out via fax at (805) 925-6818. If you're considering joining our community or exploring your borrowing options, be sure to check out our membership eligibility criteria at . Additionally, if you're interested in comparing loan rates or finding the best financing options available, our partner site provides valuable resources at https://www.lendmesh.com/loans/mortgage_loans . At Santa Maria Associated Employees, we are here to help you achieve your financial goals with tailored services and expert guidance every step of the way.

In the heart of Santa Maria, the Santa Maria Associated Employees Credit Union stands as a trusted financial partner for its community. With a robust Total Membership of 1,000, this credit union has established a solid foundation built on trust and reliability. Their financial strength is evident, boasting Total Assets amounting to 5,005,581 and a commendable Net Worth of 434,235. This strong position underscores their commitment to serving members effectively and responsibly.

The credit union's dedication to its members is further illustrated by the Total Deposits of 1,100,796 and an impressive portfolio with Total Loans and Leases reaching 239. This balance between deposits and loans reflects their capability to meet the diverse financial needs of their membership, from personal banking solutions to auto financing options. With only Total Employees of 2, the team operates efficiently, ensuring that each member receives personalized service that larger institutions often overlook.

Moreover, the credit union maintains an outstanding Net Worth Ratio of 868, indicating a solid financial cushion that enhances member confidence in their stability. Although they have yet to expand into commercial loans, their focus on consumer services is highlighted by a notable Credit Card Loan Volume of 62 and an active engagement in auto loans, with a volume of 202.

The transparency and performance insights provided by the National Credit Union Administration (NCUA) at https://www.ncua.gov reinforce the credibility of Santa Maria Associated Employees Credit Union as it navigates the financial landscape with integrity. Their commitment to serving the community while maintaining a sound financial structure makes them a valuable partner for anyone looking for reliable banking solutions.

If you're ready to explore your financial options further, compare real-time loan offers today at https://www.lendmesh.com/loans/mortgage_loans and discover how Santa Maria Associated Employees can support your financial journey.