At Santa Maria Associated Employees, our mission is to empower and uplift our community through member-focused financial services across California. Under the leadership of CEO Mellissa Matheson and Board President Seth Wells, we are committed to putting our members first in everything we do. While we pride ourselves on maintaining a personal touch, we also understand the importance of modern conveniences. That's why we offer a range of services designed to make your banking experience seamless and efficient. Although we currently do not provide electronic signature authorization, e-statements, mobile payments, a dedicated mobile app, online banking, or person-to-person payment support, we remain dedicated to exploring new ways to enhance your financial journey with us. For more information about our offerings and how we can assist you, visit us at https://www.smcreditunion.org or reach out via fax at 8059256818. We're here for you!

At Santa Maria Associated Employees, we understand that navigating your financial journey is essential for achieving your dreams and maintaining peace of mind. That’s why we offer a comprehensive range of services tailored to meet the unique needs of our members across California. Whether you’re looking to manage daily expenses, buy your first home, or save for future milestones, our personal banking solutions provide the support you need. With checking and savings accounts designed for everyday use, you can easily access your funds while enjoying competitive rates that help your money grow.

When it comes to financing big purchases or managing unexpected expenses, our diverse loan options have you covered. From auto loans and vehicle financing to mortgage loans and personal loans for debt consolidation, we work with you to find the right solution that fits your budget and lifestyle. Additionally, if you're a business owner in need of financial assistance, our business banking services include merchant services and business loans designed to help you thrive in today's competitive environment.

Convenience is at the heart of what we do. Although we currently do not offer online banking or a mobile application, we are committed to providing accessible services that simplify your banking experience. Our members can rely on traditional methods such as ATM cash withdrawal services while benefiting from personalized support during operating hours. We aim to create an environment where managing your finances feels effortless and secure, empowering you to make informed decisions every step of the way. Whether you’re making person-to-person payments or exploring ways to enhance your financial literacy, Santa Maria Associated Employees is here to guide you toward a brighter financial future.

At Santa Maria Associated Employees Credit Union in CA, we believe that banking should be simple and accessible for everyone. Becoming a member is a breeze, and opening an account with us can be done in just a few easy steps. We encourage prospective members to check their eligibility at to see how easy it is to join our community. Our credit union stands on the pillars of trust, community engagement, personalized service, and financial reliability—values that resonate deeply with our mission. We understand that each member's needs are unique, which is why we pride ourselves on providing tailored solutions that fit your financial goals. Whether you’re looking for personal banking options or seeking assistance with loans, we're here to support you every step of the way. Plus, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . Don’t wait any longer—compare real-time loan offers today at LendMesh and find the best rates for your needs! Join us and experience the difference of being part of a credit union that truly cares about its members.