Welcome to santa-cruz-community, where our commitment to serving the community and empowering our members has been at the heart of our mission since we opened our doors in 1977. Located in the picturesque city of Santa Cruz, CA, we pride ourselves on offering a wide range of financial services designed to meet the diverse needs of our members. Under the leadership of CEO Beth Carr and Board President Matt Farrell, we strive to foster a culture of trust and accessibility, ensuring that every member feels valued and supported.

As an NCUA-insured institution since 8/10/1977 0:00, we prioritize your financial security while providing modern banking tools such as online banking, a user-friendly mobile application, person-to-person transfers, e-statements, mobile payments, and e-signature authorization. Our goal is to make banking seamless and convenient for you, whether you're looking for personal loans, auto financing, or business services. For more information about our offerings or to get in touch, feel free to visit our website at https://scccu.org/ or reach us via fax at (831) 425-4789. Join us at santa-cruz-community as we continue to build a brighter financial future together!

At Santa Cruz Community, we understand that banking should be as dynamic and accessible as the lives of our members. That's why we offer a comprehensive range of financial services designed to meet your everyday needs and support you through significant life milestones. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, our offerings are tailored to help you achieve your financial goals. Whether you're looking to grow your small business with our merchant services or seeking personal loans for debt consolidation, we've got you covered. Our credit cards come with rewarding benefits, ensuring that every transaction adds value to your financial journey.

In today's fast-paced world, convenience is key. That's why we prioritize digital access through our robust online banking platform and user-friendly mobile application. With features such as person-to-person transfers, mobile payments, e-statements, and e-signatures, managing your finances has never been easier. These tools empower our members to handle their banking activities efficiently from anywhere at any time. If you're considering new financing options or want to compare loan rates, visit https://www.lendmesh.com/loans/mortgage_loans for valuable insights that can guide your decisions. At Santa Cruz Community, we believe that everyone should have the opportunity to join our family; check out for more information on how you can become a member today. For personalized assistance or inquiries, feel free to reach us at (831) 425-4789—we're here to help you every step of the way!

Santa Cruz Community Credit Union is a trusted and valuable financial partner, embodying a commitment to its members and the local community. With a total membership of 14,666, it serves as a cornerstone in the lives of countless individuals and families, providing essential financial services tailored to meet diverse needs. The credit union proudly holds total assets amounting to 188,099,215, reflecting its stability and reliability in today's dynamic financial landscape.

The foundation of Santa Cruz Community's strength lies in its impressive net worth of 20,381,330, which signifies robust financial health and prudent management practices. This is further underscored by a commendable net worth ratio of 1,081, illustrating the credit union’s capacity to maintain solvency while investing in member-centric initiatives. Despite facing challenges typical in the financial sector, the organization has achieved significant success with total deposits reaching 16,554,626 and a portfolio of loans and leases totaling 6,804. This not only demonstrates trust from members but also showcases the credit union's ability to effectively manage and utilize resources for growth.

With a dedicated team of 49 employees, Santa Cruz Community Credit Union prioritizes exceptional service delivery, ensuring that every member receives personalized attention and support. The credit union's commitment to fostering financial wellness is evident in its diverse offerings, including auto loans, commercial loans, and credit card products—totaling a volume of for credit cards alone. The focus on accessible financing solutions empowers members to achieve their personal and business goals.

Moreover, the strategic approach adopted by Santa Cruz Community Credit Union includes prudent borrowing practices, reflected in its total borrowings of 1,500,000. This careful management enhances its ability to respond to member needs while maintaining operational integrity.

Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . For those seeking competitive loan options tailored to their specific requirements, compare real-time loan offers today at https://www.lendmesh.com/loans/mortgage_loans and find the best rates for your needs.