SANTA CRUZ COMMUNITY CREDIT UNION - Soquel, CA

Welcome to Santa Cruz Community, your trusted financial partner located at 2750 41st Ave, Soquel, CA 95073. Since our establishment in 1977, we have been dedicated to serving our community, growing to a proud membership of over 14,666 members. With total assets reaching an impressive $188,099,215, we provide a stable and reliable foundation for all your financial needs. At Santa Cruz Community, we believe in building lasting relationships with our members. Our commitment extends beyond traditional banking services; we strive to empower you with the tools and resources necessary to achieve your financial goals. Whether you're looking for personal loans, auto financing, or business banking solutions, our knowledgeable team is here to guide you every step of the way. Under the leadership of our CEO, Beth Carr, and Board President Matt Farrell, our dedicated staff of 49 employees works tirelessly to offer personalized service that meets your unique needs. We understand that each member's journey is different, which is why we tailor our offerings including checking and savings accounts, credit cards with rewards, and online banking options to suit your lifestyle. While you can visit us at our Soquel branch for face-to-face assistance and access to our ATM services, official correspondence should be directed to the same address: 2750 41st Ave, Soquel, CA 95073. Our commitment to transparency is reflected in our strong financial position: with total deposits of $16,554,626 and a net worth of $20,381,330, you can trust that your money is safe with us. Additionally, we proudly hold a net member business loan balance of $15,338,681, demonstrating our investment in local businesses and the community. We invite you to explore how Santa Cruz Community can help you thrive financially. For any inquiries or further information about our services, don't hesitate to reach out via phone at 831-425-7708 or visit us online at scccu.org. Join us on this journey towards financial success!

Becoming a member of Santa Cruz Community is like stepping into a warm, welcoming community where your financial needs are prioritized. If you live, work, or worship in the area around 2750 41St Ave Soquel Ca 95073, you're already eligible to join us! We believe in making banking accessible and supportive for everyone, so whether you're looking for personal loans, savings accounts, or simply want to be part of a credit union that cares, we've got you covered. The process to open an account is straightforward and inviting; just visit our account opening page here to get started. If you have any questions or need assistance along the way, don't hesitate to reach out at (831) 425-7708. For more detailed eligibility criteria, feel free to check out our resource at . Join us today and experience the benefits of being part of Santa Cruz Community!

At Santa Cruz Community, we understand that running a business comes with its own unique challenges and opportunities. That's why we offer tailored solutions designed to help you thrive. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $101 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $15,049,324, we continue to drive economic growth by financing new and expanding businesses. Our merchant services allow local businesses to process payments seamlessly, whether you're running a bustling café or a retail store. Imagine having the ability to accept payments from customers quickly, giving you more time to focus on what you do best growing your business. Located at 2750 41St Ave Soquel Ca 95073 in Soquel, CA, our team is dedicated to helping you navigate your financial needs. Let's work together to make your business dreams a reality! For more information, call us at (831) 425-7708 or visit us online at https://scccu.org .

At Santa Cruz Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want to assure you that our financial health is robust and designed to serve your needs effectively. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $20,381,330, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,081 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $34,442,057 in share certificates and $7,437,981 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,229,901, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to excellence is evident through our $18,515,147 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support your financial goals with $2,080 in used auto loans and $146,854,633 in total loans and leases. Additionally, our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 48 full-time employees and 1 part-time employees who are dedicated to providing exceptional service. Our net shares available for lending stand at $0, while the total share accounts have reached an impressive 21,781, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Santa Cruz Community is your trusted partner. Visit us at 2750 41St Ave Soquel Ca 95073 or call (831) 425-7708 to learn more about how we can help you achieve your financial goals.