Rogue Credit Union Central Point OR | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Rogue Credit Union, your trusted financial partner in the heart of Central Point, Oregon. Established in 1956, we have proudly served our community for over six decades, building a strong foundation of trust and reliability. With our branch located at 1200 Plaza Blvd, Central Point, OR 97502, we are dedicated to providing exceptional financial services tailored to meet the unique needs of our members. At Rogue, we understand that each member's journey is different. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and business banking solutions. With a total membership exceeding 213,000 and assets amounting to an impressive $3,638,330,669, we are here to support you every step of the way. Our commitment to our members goes beyond just numbers. With a robust loan portfolio featuring over 133,946 loans and leases worth more than $2 billion, we are dedicated to helping you achieve your financial goals. Whether you're looking to purchase a new car or refinance your home, we have the resources to help you succeed. While members can visit us at 1200 Plaza Blvd, official correspondence should be sent to 1370 Center Drive, Medford, OR 97501. Our team of friendly professionals is led by CEO Matt Stephenson and Board President Philip Smith, both passionate about fostering a community-focused approach to banking. At Rogue Credit Union, we pride ourselves on not just being a bank but being part of your community. We strive to create meaningful connections with our members and contribute positively to the neighborhoods we serve. Our dedicated staff of 671 employees is here for you during our operating hours: Monday and Friday from 9 AM - 6 PM; Tuesday - Thursday from 9 AM - 5 PM; Saturday from 9 AM - 5 PM. Ready to take the next step in your financial journey? Visit us today or give us a call at 541-858-7328. We look forward to serving you!

Branch History & Mission

At Rogue, we take pride in our rich history and commitment to serving the community. Established in 1956, our Central Point Branch has grown alongside its members, becoming a vital part of the Central Point, OR area. Located at 1200 Plaza Blvd, this branch has witnessed countless stories of financial growth and success. Over the years, we have welcomed more than 213,222 members, all seeking a supportive partner for their financial journeys. Our mission is clear: we aim to provide exceptional financial services while fostering a strong sense of community. At Rogue, we believe that everyone deserves access to quality banking solutions and resources that empower them to reach their goals. Whether it's through personal banking, auto loans, or business services, we strive to make every member feel valued and understood. As we continue to expand our offerings, we remain dedicated to embracing modern advancements in banking. With features like online and mobile banking, as well as convenient ATM access and drive-thru services, we ensure our members can manage their finances easily and efficiently. We also prioritize accessibility and compliance with ADA standards so that everyone can enjoy our facilities without barriers. While you can visit us at 1200 Plaza Blvd, please note that any official correspondence should be sent to our mailing address at 1370 Center Drive, Medford, OR 97501. Our friendly staff is here during lobby hours from Monday and Friday 9:00 am - 6:00 pm and Tuesday through Thursday 9:00 am - 5:00 pm. We also offer drive-up service from Monday through Friday 7:00 am to 7:00 pm. Over the years, Rogue has not only focused on financial growth but has also actively engaged in community outreach efforts. We partner with local organizations to support various initiatives that uplift our neighbors and strengthen our communities. Join us today at Rogue! Experience firsthand how we blend personalized service with modern banking solutions. Together, let's build a brighter financial future for you and your family. Visit us or call us at 541-858-7328 we're excited to welcome you into the Rogue family!

Branch Location & Accessibility

Welcome to the Rogue Central Point Branch, your friendly neighborhood credit union located at 1200 Plaza Blvd, Central Point, OR 97502. Nestled conveniently near local favorites like the Central Point Library and just a stone's throw from Highway 99, our branch is easy to find and access. Whether you're stopping by for personal banking or looking to explore our loan options, we're here to make your visit as smooth as possible. At Rogue, we prioritize your convenience. Our branch features ample parking spaces and ADA-compliant accessibility options, including ramps to ensure everyone can visit us with ease. Plus, if you prefer banking from your car, take advantage of our drive-thru service available for quick deposits and withdrawals. We know that time is precious, so we've designed our operating hours to fit your busy schedule. You can visit us Monday and Friday from 9:00 AM to 6:00 PM, or Tuesday through Thursday and Saturday from 9:00 AM to 5:00 PM. For those who need assistance outside of regular hours, our drive-up services are open even earlier from 7:00 AM to 7:00 PM on weekdays and from 8:00 AM to 5:00 PM on Saturdays. While you're here, don't forget about our ATM availability! With an ATM on-site, accessing your funds is simple and efficient. Whether you're withdrawing cash or checking balances, we've got you covered. If you need to send any official correspondence, please note that our mailing address is different; it's located at 1370 Center Drive, Medford, OR 97501. We invite you to come visit us at the Rogue Central Point Branch! Our friendly staff is eager to assist you with all your banking needs. Feel free to call us at 541-858-7328 if you have any questions before your visit. We look forward to serving you soon!

Member Eligibility

At Rogue, we believe that joining our community should be an exciting step towards a brighter financial future. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the area surrounding 1200 Plaza Blvd Central Point Or 97502, you're likely eligible to join us. We also extend membership to immediate family members of existing members, making it easier for your loved ones to enjoy the benefits we offer. To learn more about specific eligibility requirements, feel free to visit this page for detailed information. Opening an account with us is straightforward and designed to fit into your busy life. You can start the process online by visiting this link, or if you prefer a personal touch, give us a call at (541) 858-7328. We can't wait to welcome you into our family and help you achieve your financial goals!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $318 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $142,594,985, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable merchant services is crucial. Picture this: a customer walks into your store ready to buy, but if you can't process their payment smoothly, you risk losing that sale. Our merchant services offer easy payment solutions that ensure your transactions go off without a hitch, keeping your customers happy and your revenue flowing. Located at 1200 Plaza Blvd Central Point Or 97502 in Central Point, OR, we're here to provide the support and resources you need to thrive. Let's partner together for your success! Reach out at (541) 858-7328 or visit us online at http://www.roguecu.org for more information.

Comprehensive List Of Services

Convenient Access Anytime

At Rogue, convenience is key. With our Online & Mobile Banking, managing your finances has never been easier. Need cash? We have an ATM available for quick withdrawals and balance checks. Plus, our basic drive-thru banking allows for simple transactions like deposits and withdrawals without leaving your car.

Financing Your Dreams

Thinking about buying a new vehicle? Our Auto Loans & Vehicle Financing options make it simple to drive away in the car you want without breaking the bank. We also provide Mortgage Loans & Refinancing so you can secure your dream home or lower your monthly payments. If you need extra cash for unforeseen expenses, our Personal Loans & Debt Consolidation services can help you get back on track.

Get Started Today!

Ready to take advantage of all these fantastic services? Give us a call at (541) 858-7328 or visit us during our operating hours: Monday and Friday from 9:00 am - 6:00 pm, Tuesday - Thursday from 9:00 am - 5:00 pm, and Saturday from 9:00 am - 5:00 pm. Let's work together to achieve your financial goals! For more information about opening an account or applying for loans, visit us online at Central Point Branch. We're excited to be part of your financial journey!

Personal Banking Made Easy

For everyday banking, we offer Personal Banking services that include checking and savings accounts tailored to suit your lifestyle. Imagine having easy access to your money with features like online banking and mobile payments right at your fingertips. You can manage your accounts from anywhere, allowing you more time to focus on what matters most to you.

Rewarding Credit Options

Don't forget about our Credit Cards with Rewards, which offer benefits that let you earn as you spend. Whether it's cash back or travel rewards, there's something for everyone.

Supporting Local Businesses

If you're a business owner, we offer specialized Business Banking services including merchant services and business loans designed to support your growth and success.

Digital & Online Banking

Accessibility and Convenience

For added convenience, our mobile application allows you to perform all these tasks right from your smartphone or tablet. Need to send money to a friend? Our person-to-person transfer feature makes it quick and easy! Just a few taps are all it takes. At Rogue, we prioritize your security while providing accessible financial solutions. Our digital tools are designed with safety measures in place, so you can bank with confidence knowing your information is protected. Embrace the ease of digital banking with us today! Visit https://www.roguecu.org/ for more information on how our services can enhance your banking experience.

Key Features

Our online banking services provide a user-friendly experience, allowing you to check balances, transfer funds, and pay bills with just a few clicks. With 24/7 online banking services available, you can manage your money when it's convenient for you. Plus, our electronic signature authorization feature means you can complete transactions securely without needing to visit a branch. We also offer e-statements for those who prefer a paperless approach. This not only helps the environment but also makes it easier for you to track your spending in real time. With mobile payments integrated into our system, making purchases is as simple as tapping your phone.

Financial Strength

At Rogue, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to feel confident about your financial partner, especially in today's economic climate. That's why we are proud to share our robust financial position, which reflects our commitment to you. With a net worth of $344,265,394, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $946 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $864,022,138 in share certificates and $526,203,100 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,434,091, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $313,752,435 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $31,243 in used auto loans and $2,120,616,142 in total loans and leases. Our $16,624,542 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 605 full-time employees and 66 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $5,434,087. Total Share Accounts: 826,732, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rogue is your trusted partner. Visit us at 1200 Plaza Blvd Central Point Or 97502 or call (541) 858-7328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $446,659,557 in used vehicle loans and $364,622,784 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our financing options can help you drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $142,594,985 provide the capital needed to grow and expand your business operations. We understand the unique challenges businesses face and aim to support them with financing solutions tailored to their needs. At Rogue, we're not just about lending; we're about building relationships and supporting our community's financial well-being. If you're considering refinancing or need assistance determining your eligibility for any of our loan products, don't hesitate to reach out. You can visit us at 1200 Plaza Blvd Central Point Or 97502 in Central Point, OR, or give us a call at (541) 858-7328 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $74,513,594 in loans helping members manage their finances effectively. Our credit cards come with various benefits to help you maximize rewards while keeping spending under control.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $213,033,974, make buying or refinancing simple. We are here to guide you through each step of the process, ensuring you find the right fit for your budget and lifestyle.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what users see. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, making it easier to find the best options available. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underscore the effectiveness and reliability of this tool in helping individuals secure favorable loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that every loan offer displayed is not only legitimate but also adheres to strict regulatory guidelines, ensuring fair and transparent offers for consumers.

Rogue

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans