At Railroad Employees Credit Union, established in 1955, we proudly uphold a mission centered on serving our community and empowering our members, particularly those connected to the railroad industry. Under the leadership of CEO Gerry Troyer and Board President Horacio Padilla, our credit union operates from our headquarters in Belen, NM, providing a welcoming environment where financial well-being is prioritized. We are committed to fostering trust and accessibility, ensuring that every member receives personalized attention and support tailored to their financial needs.

As an NCUA-insured institution since June 2, 1975, we guarantee the security of your deposits while embracing modern banking solutions designed for convenience. Our members can easily manage their finances through online banking and our mobile application, facilitating seamless transactions such as person-to-person transfers and mobile payments. With services including e-statements and electronic signature authorization, we strive to enhance your banking experience while maintaining the personal touch that defines our credit union. Discover more about us at https://www.railroadcu.org/ or reach out via fax at 5058646904 as we continue to serve you with dedication and integrity.

At Railroad Employees Credit Union, we understand that managing your finances can be both rewarding and challenging. That’s why we offer a comprehensive range of services designed to cater to your unique banking needs. From personal banking solutions like checking and savings accounts to auto loans and vehicle financing, our offerings are tailored to help you navigate everyday banking. For those looking to plan for life milestones or grow a small business, our mortgage loans, personal loans, and business banking services provide the flexibility you need. Our credit cards come with rewards that enhance your purchasing power while keeping your finances in check.

In today’s fast-paced world, digital access is essential, and we are proud to offer robust online banking features along with a user-friendly mobile application. With options for person-to-person transfers, mobile payments, e-statements, and electronic signatures, managing your finances has never been easier or more convenient. Whether you want to check your balance on the go or make quick transactions from the comfort of your home, our tools ensure you stay connected and in control of your financial journey. If you're interested in joining us, you can find more about membership qualifications at . And for those considering their financing options, exploring rates through our loan aggregator at https://www.lendmesh.com/loans/vehicle_loans can help you make informed decisions.

For personalized support or any inquiries you may have, feel free to reach out to us at (505) 864-6904. At Railroad Employees Credit Union, we are committed to providing exceptional service while empowering our members to achieve their financial goals.

At Railroad Employees Credit Union, we pride ourselves on being a trusted and valuable financial partner for our members. With a total membership of 3,368, we have built a strong community that relies on our services for their financial needs. Our commitment to excellence is reflected in our substantial total assets of 66,062,501, which enable us to provide competitive products and services designed to support your financial goals.

Our net worth stands at 7,121,120, showcasing our stability and reliability as a financial institution. This robust foundation allows us to focus on serving our members without compromising on quality. Our financial health is further evidenced by a net worth ratio of 1,078, indicating that we maintain a solid balance between assets and liabilities, ensuring your deposits are secure.

We understand the importance of offering diverse lending options. With total loans and leases amounting to 2,523, we provide various financing solutions, including an impressive auto loan volume of 1,988. Additionally, we cater to commercial needs with a dedicated focus on business loans, having successfully managed 1 commercial loans. We encourage you to explore these opportunities with us as we strive to meet the unique requirements of every member.

Our team, consisting of just 12 dedicated employees, is committed to delivering personalized service and support. Despite being a smaller institution, our approach fosters a closer relationship with each member, ensuring you receive the attention you deserve. As we continue to grow and evolve, we aim to enhance our offerings while maintaining transparency and trust in all our dealings.

We invite you to experience firsthand the benefits of banking with us. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . Compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.