At Railroad Employees Credit Union, our mission is to empower our members through community-focused, member-first service across the vibrant state of New Mexico. Led by CEO Gerry Troyer and Board President Horacio Padilla, we are dedicated to fostering a supportive financial environment that prioritizes the needs of our members. We understand the importance of modern conveniences in today’s fast-paced world, which is why we offer innovative features such as electronic signature authorization, e-statements, mobile payments, a dedicated mobile app, online banking, and person-to-person payment support. Our commitment to making banking accessible and convenient allows our members to focus on what truly matters. Join us at https://www.railroadcu.org/ or reach out via fax at 5058646904 to discover how we can assist you on your financial journey.

At Railroad Employees Credit Union, we understand that managing your finances is a vital part of everyday life in New Mexico. That’s why we offer a comprehensive suite of personal banking services designed to meet the diverse needs of our members. Whether you're opening a checking or savings account, applying for an auto loan, or seeking mortgage options for your dream home, our services are tailored to provide flexibility and accessibility. With features like online banking and our mobile app, members can manage their finances on-the-go, ensuring that your money is always at your fingertips. Our e-statements make it easy to keep track of your spending without the clutter of paper, while person-to-person payments allow you to send money quickly and securely to friends and family.

For those looking to grow their business, our credit union offers dedicated support through business banking services that include merchant services and business loans. We pride ourselves on being a partner in your financial journey—whether you need assistance with debt consolidation or want to explore credit card options that reward your loyalty. With digital conveniences such as electronic signatures making paperwork easier than ever, managing your finances has never been simpler. At Railroad Employees Credit Union, we are committed to providing you with the tools and support needed for a secure financial future right here in NM.

At Railroad Employees Credit Union in NM, becoming a member and opening an account is as easy as a few clicks! We believe in making banking accessible for everyone, which is why we encourage prospective members to check their eligibility at . Our values are deeply rooted in trust, community engagement, personalized service, and financial reliability. When you join us, you're not just getting a bank; you're becoming part of a family that prioritizes your financial wellness. With our user-friendly mobile application and online banking options, managing your finances has never been more convenient. Plus, we offer a range of services from personal loans to business banking solutions tailored to meet your needs. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . We can’t wait to welcome you into our community!