Penfed Credit Union

Serving members throughout Virginia, Pentagon Credit Union delivers a trusted financial partnership with services designed to support your unique needs across the state. Whether you're managing daily expenses or planning for major milestones, Pentagon offers convenient ATM and cash withdrawal services—including basic ATM access for quick withdrawals and balance checks—to keep your money within easy reach. Drive-thru banking makes deposits and simple transactions effortless, while online and mobile banking provide secure, 24/7 account access no matter where you live in Virginia.
Pentagon’s competitive auto loans and vehicle financing options help Virginians get on the road with confidence. Homebuyers and homeowners benefit from tailored mortgage loans and refinancing solutions that fit diverse budgets. Personal banking is made simple with checking and savings accounts, credit cards offering valuable rewards, personal loans, and debt consolidation options to keep your finances on track.
Local businesses across Virginia rely on Pentagon’s business banking services—merchant solutions and business loans—that empower growth and success. Committed to strengthening communities statewide through impactful programs, Pentagon Credit Union makes membership valuable by prioritizing your financial well-being every step of the way. Join today and experience personalized service crafted for Virginia members!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
heloc
Home Equity Line of Credit (HELOC)
7.375 % - 18 %
$500,000
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
30-Year Conforming Fixed
6.25 %
6.469 %
1.5
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loan
8.99 %
5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
Model Year 2024 or newer & never titled
3.79 % - 6.04 %
3 Yrs - 7 Yrs

Introduction

At Pentagon Federal Credit Union, our mission is clear: to serve our members with a community-focused, member-first approach that prioritizes your financial well-being. Under the leadership of CEO James Schenck and Board President Edward Cody, we are dedicated to providing innovative financial solutions tailored to the needs of our members across Virginia. Our commitment extends beyond traditional banking; we embrace modern conveniences that enhance your experience. Enjoy seamless transactions with electronic signature authorization, access your accounts anytime through online banking, and manage your finances on the go with our dedicated mobile app. Whether you're utilizing e-statements, mobile payments, or person-to-person payment support, we strive to make banking as effortless as possible. For more information about how we can assist you, visit us at http://www.penfed.org or reach out via fax at 5713416727. Join us in experiencing a credit union that truly puts its members first!

Services & Financial Solutions

At Pentagon Federal Credit Union, we pride ourselves on offering a diverse range of financial services tailored to meet the needs of our members across Virginia. Whether you’re looking to manage your daily expenses or make significant life investments like buying a home, our everyday personal banking solutions provide you with the flexibility and accessibility you need. From checking and savings accounts that help you keep track of your finances to competitive interest rates on loans, we are committed to supporting your financial journey every step of the way.
For those considering larger purchases or investments, our loan and credit options are designed with you in mind. Whether it's auto loans for your next vehicle or mortgage loans for that dream home, our streamlined application process makes it easy to secure the financing you need. Plus, with features like electronic signatures and online banking, you can complete transactions from the comfort of your home without any hassle. Our mobile app also empowers you to manage your finances on-the-go—whether you're making person-to-person payments or checking your account balance. We understand that running a business is challenging, which is why our business banking support provides merchant services and business loans tailored to help entrepreneurs thrive in today's competitive landscape. With Pentagon Federal Credit Union by your side, achieving your financial goals has never been easier.

Why Choose Us

At Pentagon Federal Credit Union (PenFed), located in the heart of Virginia, we pride ourselves on making banking easy and accessible for everyone. Becoming a member is simple and straightforward—just visit to review your membership eligibility, and you'll be on your way to enjoying a wealth of financial services tailored just for you. Our core values center around trust, community engagement, personalized service, and unwavering financial reliability. We understand that each member has unique needs, which is why our dedicated team is here to provide you with the support you deserve. With our user-friendly mobile application and online banking options, managing your finances has never been easier. Plus, you can access person-to-person payments seamlessly, ensuring that your transactions are as smooth as possible. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. Join us at PenFed and experience the difference of banking with a credit union that truly cares about your financial well-being!

Branch Details

Services Offered

  • ATM Services Only
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

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