Penfed Credit Union

At the heart of Woodbridge, the Pentagon Credit Union branch at 14040 Central Loop offers a welcoming financial hub designed to support your everyday banking and lending needs. Open Monday through Friday from 9:00 AM to 5:00 PM and Saturdays until 1:00 PM, this location features convenient ATM and drive-thru services, making cash withdrawals, deposits, and simple transactions effortless. Whether you’re ready to take advantage of Pentagon’s best auto loans or explore low mortgage rates for your dream home, the knowledgeable team is here to guide you every step of the way.
Serving over 2.8 million members with assets exceeding $32 billion, Pentagon Credit Union provides a comprehensive range of personal banking options including checking and savings accounts crafted for convenience, credit cards with rewarding perks, personal loans and debt consolidation services, as well as business banking solutions tailored to local entrepreneurs. Plus, with secure online and mobile banking available 24/7, managing your finances has never been easier.
Visit the Pentagon Credit Union branch at 14040 Central Loop in Woodbridge or call 703-730-1800 today to experience friendly service and discover how our top auto loans and mortgage programs can accelerate your financial future!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
heloc
Home Equity Line of Credit (HELOC)
7.375 % - 18 %
$500,000
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
30-Year Conforming Fixed
6.25 %
6.469 %
1.5
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loan
8.99 %
5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
Model Year 2024 or newer & never titled
3.79 % - 6.04 %
3 Yrs - 7 Yrs

Introduction

Welcome to Pentagon, a trusted name in financial services since 1935. Located at 14040 Central Loop, Woodbridge, VA 22193, we take pride in being a cornerstone of the community, offering a range of personal and business banking solutions tailored to meet your needs. With over 2.8 million members and total assets exceeding $32.7 billion, we are committed to providing exceptional service and support to our valued members. At Pentagon, we understand that financial decisions can be daunting. That's why our dedicated team, led by CEO James Schenck and Board President Edward Cody, is here to guide you every step of the way. Whether you're looking for competitive auto loans, savings accounts, or mortgage options, we've got you covered with over 1.5 million loans issued to date. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address: 14040 Central Loop, Woodbridge, VA 22193-1438. Our commitment goes beyond just numbers; it's about building lasting relationships with our members and contributing positively to the community. We're proud of our strong financial foundation with net worth standing at $3.26 billion and cash reserves of $371 million, ensuring that we can support your financial goals with stability and confidence. Explore our comprehensive services from personal banking to business financing at www.penfed.org. Our knowledgeable staff is ready to assist you Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. Have questions? Give us a call at 703-730-1800. Join us today and experience the Pentagon difference where your financial success is our priority!

Branch History & Mission

Join Us

As we continue on this journey together, we invite you to experience all that Pentagon has to offer. Join our growing family of satisfied members who enjoy personalized service and robust financial solutions tailored just for them. Together, let's build a brighter future for everyone in Woodbridge and beyond! For more information or assistance, don't hesitate to contact us at 703-730-1800.

Our Journey

Starting with a small group of dedicated individuals, Pentagon has expanded significantly over the decades. Today, we are proud to serve over 2.8 million members nationwide, with total assets reaching an impressive $32.7 billion. Our location at 14040 Central Loop, Woodbridge, VA 22193 is not just a branch; it's a cornerstone of the community where we foster relationships and create opportunities for financial well-being. Throughout our history, we've embraced change and innovation. From introducing digital banking solutions to offering personalized services that cater to every member's unique situation, we've made strides that reflect our commitment to accessibility and convenience. Whether through our ATMs or drive-thru banking options, we ensure that essential services are always within reach.

Our Mission

The mission of Pentagon is simple yet profound: to empower our members with financial tools and resources while actively supporting the communities we serve. We believe that financial services should be accessible to everyone, and we strive to provide products like checking accounts, auto loans, mortgages, personal loans, and credit cards with rewards that enhance our members' lives. Our commitment goes beyond banking; we engage in community outreach initiatives that uplift those around us. Whether it's through partnerships with local organizations or hosting events that promote financial literacy, we're here to make a lasting impact. While members can visit us at 14040 Central Loop, official correspondence should be sent to 14040 Central Loop, Woodbridge, VA 22193-1438. With operating hours from Monday to Friday 9:00 AM - 5:00 PM and Saturday from 9:00 AM - 1:00 PM, we're ready to assist you whenever you need us.

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Situated just off Central Loop, our branch is easy to find. If you're nearby, keep an eye out for local landmarks such as the Woodbridge Center, which makes it simple to plan your visit around other errands. We offer ample parking space, ensuring that you can park easily and access our facilities without hassle. Plus, our branch is ADA compliant, featuring ramps and accessible entrances so everyone can bank comfortably.

Get in Touch!

If you have any questions or need assistance, feel free to call us at (703) 730-1800. Our dedicated team is here to help! Visit us today at 14040 Central Loop Woodbridge Va 22193 or explore more about our services online at http://www.penfed.org. We look forward to welcoming you into our branch soon!

Operating Hours and Services Offered

At Pentagon, we understand that convenience is key. Our lobby hours are designed to fit your busy schedule: we're open Monday through Friday from 9:00 AM to 5:00 PM and on Saturday from 9:00 AM to 1:00 PM. With extended hours during the week, you can stop by before or after work with ease. We pride ourselves on offering a wide range of services tailored for both personal and business needs. From checking and savings accounts to auto loans and mortgages, we have something for everyone. Need cash quickly? Our ATM is available for easy withdrawals and balance checks anytime. For those who prefer a drive-thru experience, we also provide basic banking services right from your vehicle.

Member Eligibility

Joining Pentagon is more than just opening a bank account; it's about becoming part of a community that genuinely cares for your financial well-being. To become a member, you'll find that eligibility is quite inclusive. If you live, work, worship, or attend school in the area, you likely qualify! Our welcoming team at Pentagon, located at 14040 Central Loop Woodbridge Va 22193, is here to guide you through the simple membership process. Not only do you gain access to a range of services tailored to meet your needs, but you'll also enjoy the benefits of lower fees and competitive rates on loans and savings. For detailed information on eligibility criteria, feel free to check out our website at . If you're ready to take the next step, we can help you open an account easily. Just give us a call at (703) 730-1800, and let's get started on this exciting journey together!

Business Banking & Commercial Services

At Pentagon, we understand that every business has unique needs and dreams. Whether you're a budding entrepreneur or an established company, our tailored business banking and commercial services can help you thrive. Imagine having the financial support to invest in new equipment, expand your workforce, or open a second location. Our commercial loan products are designed to fuel your growth. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $564 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,632,399,984, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services simplify your daily transactions. Picture running your business smoothly with reliable payment processing solutions that save you time and enhance customer satisfaction. From point-of-sale systems to online payment options, we're here to make managing your finances easier. Visit us at 14040 Central Loop Woodbridge Va 22193, Woodbridge, VA or call us at (703) 730-1800 to learn more about how we can support your business journey!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With our ATMs available for easy access to cash and basic transactions like balance checks, getting cash when you need it has never been easier. Plus, our drive-thru service offers quick access for deposits and withdrawals without leaving your vehicle. At Pentagon, we're not just about banking; we're about building relationships with our members and supporting their financial journeys. To learn more about how we can assist you or if you have any questions about our services, feel free to give us a call at (703) 730-1800 or visit us at our branch in Woodbridge. We look forward to serving you!

Auto Loans & Vehicle Financing

When it's time to buy a car, you want financing that works for you. At Pentagon, we offer competitive auto loans and vehicle financing options. Imagine driving off the lot with your dream car without worrying about overwhelming payments. Our friendly staff can help guide you through the loan process so you can hit the road with confidence.

Business Banking

For our business members, we offer specialized banking solutions including merchant services and business loans. If you're starting a new venture or looking to expand an existing one, we have products that can help fuel your growth.

Credit Cards with Rewards

Our credit cards come with rewards that let you earn while spending! Whether it's cash back on everyday purchases or points towards travel, our credit cards are designed with your lifestyle in mind. Plus, enjoy peace of mind knowing that you're backed by excellent customer service whenever you need assistance.

Mortgage Loans & Refinancing

Buying a home or refinancing your existing mortgage is an important decision. We provide mortgage loans tailored to fit your budget and lifestyle. Our team will work with you every step of the way, making sure you understand all your options, from first-time homebuyer programs to refinancing choices that can save you money over time.

Online & Mobile Banking

In today's fast-paced world, convenience matters more than ever. That's why at Pentagon, we provide online and mobile banking services that let you manage your accounts from anywhere at any time. Whether it's transferring funds, paying bills, or checking balances, everything is just a click away.

Personal Banking

Whether you're looking to open a new checking or savings account, our personal banking options are designed to help you manage your finances effectively. We understand that every member has unique needs, so whether you're saving for a vacation or managing day-to-day expenses, our accounts come with features that make banking easy and accessible.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans can provide the support you need. Picture simplifying your financial life by combining multiple payments into one manageable monthly payment. We're here to help make that happen.

Digital & Online Banking

Key Features

Our online banking platform allows you to take control of your finances with ease. Whether you want to check your balance, pay bills, or transfer money, everything is just a few clicks away. If you prefer using your mobile device, our user-friendly mobile application makes banking even easier. You can manage your accounts on the go, ensuring that you're always in touch with your financial status. For those who enjoy the latest in convenience, our mobile payments feature lets you make purchases quickly and securely right from your smartphone. Plus, with person-to-person transfers, sending money to friends or family is as simple as sending a text.

Security and Accessibility

We prioritize your security with features like electronic signature authorization, making it easy for you to complete transactions safely. You can also opt for e-statements, which not only help you stay organized but also reduce paper waste it's an eco-friendly choice! At Pentagon, we believe that managing your finances should be straightforward and accessible. Our digital banking services empower you to keep track of your money in real time while enjoying peace of mind knowing that your information is secure. With all these features at your fingertips, you'll find that banking doesn't have to be a chore. Visit us today at http://www.penfed.org and discover how easy it is to manage your finances with our digital solutions!

Financial Strength

At Pentagon, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to highlight our strong financial position, which showcases our commitment to serving you with confidence. With a net worth of $3,260,605,705, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $985 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $12,769,593,886 in share certificates and $2,815,129,878 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $201,717,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,776,578,388 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Furthermore, our robust lending capacity is reflected in our total loans and leases amounting to $26,072,314,016, which supports your financial goals across various sectors, including $194,968 in used auto loans. Our operational efficiency is evident as well; our $0 allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,856 full-time employees and 24 part-time employees ready to assist you with any banking needs. Our net shares (funds available for lending and investments) total $76,015,739, showcasing our ability to provide more financing options for you. Additionally, the trust placed in us by our members is evident with a total of 4,116,497 share accounts. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pentagon is your trusted partner. Visit us at 14040 Central Loop Woodbridge Va 22193 or call (703) 730-1800 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,778,882,869 in used vehicle loans and $1,230,240,741 in new vehicle loans already helping members get on the road. Our flexible terms make it easier than ever to drive away with your dream vehicle. Plus, if you're considering refinancing your existing auto loan, we can help you explore eligibility options that could save you money.

Business Loans

For business owners, our outstanding commercial loans totaling $1,632,399,984 provide the capital needed to grow and expand. We work closely with local businesses to ensure they have access to the funds necessary for success. At Pentagon, we believe that everyone should have access to affordable financing options. If you're ready to take the next step toward achieving your financial dreams, feel free to contact us at (703) 730-1800 or visit us during our operating hours: Monday - Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results, trust us as your partner in financial success. Explore our loan offerings today and see how we can assist you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,216,974,844, make buying or refinancing simple. We guide you through every step of the process, ensuring that you find a mortgage plan that fits your budget and lifestyle.

Unsecured Credit Card Loans

Managing finances can be challenging, but our unsecured credit card loans can help. With a total of $2,090,578,789 in loans, we provide flexible terms designed to fit your needs. Whether it's for daily expenses or unexpected costs, our credit card solutions come with competitive rates and convenient payment options.

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