Penfed Credit Union

Pentagon Credit Union proudly serves members across New Jersey with a comprehensive range of financial services designed to meet your needs wherever you live in the Garden State. From convenient ATM and cash withdrawal services—including basic ATM access for quick balance checks and withdrawals—to seamless drive-thru banking for deposits and simple transactions, Pentagon ensures easy access to your money statewide.
New Jersey members enjoy competitive auto loans and vehicle financing options that make hitting the road affordable. Whether you're buying a home or refinancing, Pentagon offers tailored mortgage loans designed to fit New Jersey’s unique market. Personal banking is straightforward with checking and savings accounts, credit cards featuring rewarding perks, personal loans, and debt consolidation solutions crafted to simplify your finances.
For local businesses throughout New Jersey, Pentagon provides robust business banking services including merchant solutions and business loans aimed at fostering growth. Secure online and mobile banking give you 24/7 control over your finances from anywhere in the state.
Committed to strengthening communities statewide through impactful programs, Pentagon Credit Union delivers exceptional value that makes membership in New Jersey truly worthwhile. Join today and experience a trusted financial partner dedicated to empowering you every step of the way.

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
heloc
Home Equity Line of Credit (HELOC)
7.375 % - 18 %
$500,000
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
30-Year Conforming Fixed
6.25 %
6.469 %
1.5
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loan
8.99 %
5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
Model Year 2024 or newer & never titled
3.79 % - 6.04 %
3 Yrs - 7 Yrs

Introduction

At Pentagon Federal Credit Union, our mission is rooted in a commitment to community-focused, member-first service across New Jersey. Led by our dedicated CEO, James Schenck, and Board President, Edward Cody, we strive to provide a welcoming environment where our members can thrive financially. We understand the importance of modern conveniences in today’s fast-paced world, which is why we offer innovative solutions such as electronic signature authorization, e-statements, mobile payments, and a dedicated mobile app. Our robust online banking platform and person-to-person payment support ensure that managing your finances is not only secure but also effortless. Visit us online at http://www.penfed.org or reach out via fax at 5713416727 to discover how we can help you achieve your financial goals while being an integral part of our vibrant community.

Services & Financial Solutions

At Pentagon Credit Union, we understand that managing your finances is a crucial part of everyday life in New Jersey. That’s why we offer a range of personal banking services designed to help you navigate everything from daily expenses to significant life milestones. Whether you’re opening a checking or savings account, applying for an auto loan, or looking to refinance your mortgage, our tailored solutions are here to support you every step of the way. Our credit cards come with rewards that make everyday purchases more rewarding, while our personal loans can assist in consolidating debt or funding unexpected expenses.
In today’s fast-paced world, convenience is key, which is why we’ve integrated digital and mobile features into our banking services. With our online banking platform, managing your accounts has never been easier; you can view balances, transfer funds, and pay bills from the comfort of your home. Our user-friendly mobile application allows you to handle your banking on the go—whether you're making person-to-person payments or utilizing mobile payments at local stores. Plus, our e-statements keep your financial information organized and secure without the clutter of paper statements. For those who prefer a more streamlined process, we offer electronic signatures to simplify applications and transactions. At Pentagon Credit Union, we're committed to providing flexible and accessible financial solutions that empower our members in New Jersey to achieve their financial goals with confidence.

Why Choose Us

At Pentagon Credit Union in NJ, we understand that your financial journey is unique, and we're here to make it as smooth as possible. Becoming a member is straightforward—simply visit our website to review your membership eligibility at . We pride ourselves on our core values of trust, community engagement, personalized service, and financial reliability. Our dedicated team is committed to providing tailored solutions that meet your needs, whether you’re looking for a checking account, an auto loan, or mortgage refinancing. With our user-friendly mobile application and online banking services, managing your finances has never been easier. We believe in empowering our members through access to the best financial tools and resources available. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. Join us at Pentagon Credit Union and experience the difference of being part of a community-focused financial institution!

Branch Details

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

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