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Home Equity Loans
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Personal Loans
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Introduction
Welcome to Pentagon, your trusted credit union located at 120 Windsor Center Dr, East Windsor, NJ 08520. Since our establishment in 1935, we have been dedicated to serving our community and providing financial solutions tailored to meet your needs. With a proud membership of over 2,837,771 individuals, we are more than just a financial institution; we are a partner in your journey toward financial wellness. At Pentagon, we understand that every member's financial journey is unique. That's why we offer a diverse range of services from personal banking and auto loans to mortgage financing and business banking solutions. Our commitment to you is reflected in our impressive total assets of $32,713,549,837 and total deposits amounting to $1,036,797,067. We strive to provide an environment where you can manage your finances with confidence. Under the leadership of CEO James Schenck and Board President Edward Cody, our team of 2,880 employees is dedicated to ensuring that you receive exceptional service. Whether you're visiting us in person or using our online banking services at penfed.org, we're here to help you every step of the way. For official correspondence, please note that while members can visit us at our branch address, all mail should be directed to 120 Windsor Center Dr, East Windsor, NJ 8520. We invite you to explore the many ways Pentagon can assist you in achieving your financial goals. Feel free to reach out by calling us at 609-426-6500, or stop by during our operating hours from Monday to Friday, 9:00 AM - 5:00 PM. Your financial success is our priority!
Branch History & Mission
Community Focus
Over the years, we have actively engaged in various community outreach efforts, partnering with local organizations to foster growth and support those in need. Whether it's through financial literacy programs or sponsoring local events, we are dedicated to making a positive impact in East Windsor and beyond. With operating hours from Monday to Friday, 9:00 AM - 5:00 PM including drive-thru services we are here when you need us most. Additionally, with ATM availability on-site, accessing your funds is simple and efficient. As we look towards the future, we invite you to join the Pentagon family. Experience the benefits of being part of a cooperative that truly cares about your financial well-being and the betterment of our community. Visit us today at 120 Windsor Center Dr East Windsor Nj 08520 or call us at (609) 426-6500 for more information on how you can become a member!
Our Mission
At Pentagon, our mission goes beyond just offering financial products; it's about empowering our members and uplifting our community. We believe that everyone deserves access to quality financial services that support their goals and dreams. Our core values center on integrity, transparency, and community involvement. We strive to create an environment where every member feels valued and understood. We offer a range of services including personal banking, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. With digital advancements like online and mobile banking, we provide easy access to your accounts anytime and anywhere. Our commitment to ADA compliance ensures that all members can utilize our facilities and services without barriers.
Branch Location & Accessibility
Welcome to Pentagon! Conveniently located at 120 Windsor Center Dr East Windsor Nj 08520 in the heart of East Windsor, NJ, our branch is designed with you in mind. Whether you're visiting us for personal banking needs, looking for auto loans, or simply wanting to ask a question, we are here to help. As you approach our branch, you'll find it nestled near local favorites and key landmarks that make it easy to stop by. Our location offers ample parking and is fully accessible, featuring ADA-compliant entrances and ramps for your convenience. We understand how busy life can be, which is why we offer flexible operating hours. You can visit us Monday through Friday from 9:00 AM to 5:00 PM. If you're in a hurry, take advantage of our drive-thru service for quick deposits and withdrawals without leaving your vehicle. For those who prefer digital options, we have an ATM available on-site for cash withdrawals and balance checks. With modern conveniences like online and mobile banking at your fingertips, managing your finances has never been easier. While members can visit us at 120 Windsor Center Dr East Windsor Nj 08520, official correspondence should be sent to our mailing address at 120 Windsor Center Dr, East Windsor, NJ 8520. If you have any questions or need assistance, feel free to call us at (609) 426-6500. Come see how Pentagon can serve you better today! We look forward to welcoming you soon.
Member Eligibility
At Pentagon, becoming a member means joining a community that genuinely cares about your financial well-being. If you're looking to unlock a world of personalized service and exceptional benefits, you're in the right place! Membership is open to individuals who share certain connections, such as employment with specific organizations or residency in particular areas. It's all about creating a supportive environment where everyone can thrive together. For detailed eligibility requirements, we encourage you to visit our website at . Joining is easy and straightforward. Once you confirm your eligibility, opening an account is just a few clicks away! You can find all the information you need about starting your journey with us at . If you have any questions or need assistance, don't hesitate to reach out to us at (609) 426-6500. We're here to help you every step of the way as you take this exciting next step toward financial empowerment at Pentagon located at 120 Windsor Center Dr East Windsor Nj 08520.
Business Banking & Commercial Services
At Pentagon, we understand that every business has unique needs and dreams. Whether you're a small startup or an established company, our business banking and commercial services are designed to help you thrive. Imagine having the right financial partner by your side as you navigate the exciting journey of growing your business. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $564 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,632,399,984, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, our merchant services simplify payment processing so you can focus on what matters most running your business. From accepting credit cards to managing transactions efficiently, we provide tools that enhance customer satisfaction and streamline operations. Visit us at 120 Windsor Center Dr East Windsor Nj 08520 in East Windsor, NJ, or call us at (609) 426-6500 to explore how we can support your business goals today!
Comprehensive List Of Services
Accessing Our Services
At Pentagon, we also provide basic drive-thru banking for quick transactions such as deposits and withdrawals. If you're ever in need of cash outside of normal hours, our ATMs allow for easy access to funds whenever you need them. We invite you to visit us at 120 Windsor Center Dr East Windsor Nj 08520, call us at (609) 426-6500, or explore our website at http://www.penfed.org for more information about how we can assist you today. Your financial well-being is important to us, and we're here to help you every step of the way!
Business Banking Assistance
For local entrepreneurs, we offer robust Business Banking services, including Merchant Services and Business Loans. Whether you're just starting out or expanding an existing business, we have the tools and resources to support your growth.
Convenient Digital Banking Features
In today's fast-paced world, convenience is key. That's why we've invested in top-notch Online & Mobile Banking solutions. Access your accounts anytime with features like mobile payments, online transfers, and person-to-person payment options. Plus, with our ATM services available at multiple locations, you can withdraw cash or check balances without hassle.
Home Financing Made Easy
When it comes to buying a home, we understand that having the right mortgage is crucial. That's why we provide flexible Mortgage Loans & Refinancing options tailored to your unique situation. Our knowledgeable team will guide you through every step, ensuring that you find the best solution for your housing needs.
Personal Banking Solutions
Whether you're looking to open a checking or savings account, or need help managing your finances, we've got you covered. Our Personal Banking options include various accounts that can fit your lifestyle and help you save for the future. If you're considering purchasing a new car, our Auto Loans & Vehicle Financing services offer competitive rates that can put you behind the wheel in no time.
Support for Your Financial Goals
If you're looking to consolidate debt or fund personal projects, our Personal Loans are available with favorable terms that make borrowing straightforward. Additionally, don't forget about our Credit Cards with Rewards, which can help you earn points on everyday purchases making your spending work for you!
Digital & Online Banking
Key Features
Our online banking services offer everything from checking balances to making payments with just a few clicks. You can enroll in e-statements, making it simple to track your transactions without the clutter of paper. Plus, our electronic signature authorization feature lets you sign documents quickly and securely, speeding up processes like loan applications or account changes. If you're always on the go, you'll love our mobile application. It allows you to manage your accounts right from your smartphone, whether you're paying bills or transferring money between friends with our person-to-person transfer option. And if you're looking for a fast and easy way to pay for everyday purchases, our mobile payments feature has got you covered.
Security and Accessibility
We prioritize your security while using these services. Our online banking system is designed to protect your personal information with advanced security measures, giving you peace of mind as you manage your finances. With 24/7 access to your accounts through online banking, you'll never miss a beat when it comes to managing your money. Whether you're at home or out and about, keeping track of your finances has never been easier. Experience the convenience of digital banking at Pentagon today! Visit us at http://www.penfed.org and discover how our services can simplify your financial life.
Financial Strength
Commitment to Growth
With $2,776,578,388 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $194,968 in used auto loans and $26,072,314,016 in total loans and leases.
Member-Focused Savings
Members' savings are secured through $12,769,593,886 in share certificates and $2,815,129,878 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $201,717,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,856 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Our Solid Foundation
With a net worth of $3,260,605,705, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $985 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Trust Built on Experience
We have a strong member base with 4,116,497 total share accounts, showing that many trust us with their finances. Net Shares available for lending and investments stand at $76,015,739, further solidifying our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pentagon is your trusted partner. Visit us at 120 Windsor Center Dr East Windsor Nj 08520 or call (609) 426-6500 to learn more about how we can help you achieve your financial goals.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,778,882,869 in used vehicle loans and $1,230,240,741 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your car-buying experience smooth and affordable.
Business Loans
For business owners, our outstanding commercial loans totaling $1,632,399,984 provide the capital needed to grow and expand your business operations. We understand that every business has unique needs, and our team is ready to work with you to find the best financing solution.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,216,974,844, make buying or refinancing simple. We are here to guide you through every step of the mortgage process, ensuring you find the right solution for your housing needs.
Refinancing Options
If you're considering refinancing existing loans or exploring eligibility options, we're here to help. Our experts can assist you in finding competitive rates that may lower your monthly payments or reduce your overall interest costs. For any questions regarding our loan products or to start your application today, feel free to reach us at (609) 426-6500 during our operating hours from Monday to Friday, 9:00 AM - 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Pentagon support you on your financial journey!
Unsecured Credit Card Loans
Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $2,090,578,789 in loans helping members manage their finances effectively. These cards are designed to fit your lifestyle, providing convenience and peace of mind.
Loan Aggregator
Benefits of Using LendMesh
LendMesh offers several key advantages: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions empower users to make well-informed choices. These benefits contribute to a reliable platform where users can trust the information they receive.
Ensuring Accurate Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures that all loan offers are fair and transparent. By relying on verified institutions, LendMesh maintains a high standard of accuracy in its comparisons.
User Trust and Experience
Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective LendMesh can be in helping individuals save money and secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.