Penfed Credit Union

Pentagon Credit Union proudly serves members across North Carolina with a comprehensive range of financial services tailored to support your financial journey wherever you live in the state. Whether you’re accessing convenient ATM and cash withdrawal services—including basic ATM access for quick balance checks—or managing your accounts through secure online and mobile banking, Pentagon ensures seamless, statewide access to your money anytime.
North Carolina members benefit from competitive auto loans and vehicle financing that make driving your dream car affordable. Homebuyers and homeowners can take advantage of customized mortgage loans and refinancing options designed specifically for the NC market. Personal banking is made simple with checking and savings accounts, credit cards packed with rewarding perks, personal loans, and debt consolidation solutions to help manage finances effectively.
Local businesses across North Carolina also enjoy robust business banking services such as merchant solutions and business loans crafted to foster growth. Beyond banking, Pentagon is deeply committed to North Carolina communities through impactful programs that enhance membership value. Join Pentagon Credit Union today and experience a trusted financial partner dedicated to empowering members throughout North Carolina with personalized service and statewide support.

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
heloc
Home Equity Line of Credit (HELOC)
7.375 % - 18 %
$500,000
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
30-Year Conforming Fixed
6.25 %
6.469 %
1.5
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loan
8.99 %
5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
Model Year 2024 or newer & never titled
3.79 % - 6.04 %
3 Yrs - 7 Yrs

Introduction

At Pentagon Credit Union, our mission is simple yet profound: to provide community-focused, member-first financial services that empower individuals and families across North Carolina. Under the leadership of CEO James Schenck and Board President Edward Cody, we strive to foster a supportive environment where our members feel valued and understood. We are dedicated to offering modern conveniences such as electronic signature authorization, e-statements, mobile payments, and a dedicated mobile app that make banking easier and more accessible. Our robust online banking platform and person-to-person payment support ensure that you can manage your finances anytime, anywhere. Whether you're looking to open a checking account, secure a loan, or simply explore your financial options, we invite you to join our growing family of members. Discover more about how we can serve you by visiting our website at http://www.penfed.org or contacting us via fax at 5713416727. Welcome to Pentagon Credit Union—where your financial journey begins!

Services & Financial Solutions

At Pentagon Credit Union, we understand that managing your finances is an essential part of everyday life, especially for our members in North Carolina. Our comprehensive range of financial services is designed to support you through various stages of your financial journey. Whether you’re opening a checking or savings account to manage daily expenses, seeking a mortgage loan to buy your dream home, or looking for a personal loan to consolidate debt, we’ve got you covered. Our commitment to providing accessible and flexible banking solutions means that you can focus on what matters most while we take care of the details.
In today’s fast-paced world, convenience is key, which is why our online banking platform and mobile application offer seamless access to your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, sending money to friends or family is as easy as a few taps on your phone. You can also enjoy the benefits of e-statements for easy record-keeping and electronic signatures that make applying for loans hassle-free. Plus, our business banking services equip local entrepreneurs with the tools they need, including merchant services and business loans that empower them to thrive. At Pentagon Credit Union, we strive to create an environment where financial solutions are not only effective but also tailored to meet the unique needs of our NC members.

Why Choose Us

At Pentagon Credit Union in NC, we believe that becoming a member should be as easy and seamless as possible. Opening an account with us is straightforward, and we invite you to explore your eligibility by visiting . Our commitment to trust, community engagement, and personalized service sets us apart; we’re not just a financial institution but a part of your community dedicated to helping you achieve your financial goals. With services ranging from personal banking to auto loans and credit cards with rewards, we ensure that our offerings are tailored to meet your unique needs. You can manage your finances on the go with our user-friendly mobile application and online banking features, designed to provide you with access whenever you need it. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, reinforcing our reliability in serving you. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Join us today and experience the difference!

Branch Details

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

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