Penfed Credit Union

Nestled in the vibrant Fort Liberty community, the Pentagon Credit Union branch at 803 Stiner Road is your trusted partner for personalized financial solutions. Open Monday through Friday from 9:00 a.m. to 5:00 p.m. and Saturdays until 1:00 p.m., this convenient location offers easy access to ATM and cash withdrawal services—perfect for managing your funds on the go. Whether you’re planning to finance your next vehicle with Pentagon’s best-in-class auto loans or exploring competitive mortgage loans and refinancing options, their dedicated team is here to help you reach your goals confidently.
At this Fort Liberty branch, members enjoy a comprehensive range of personal banking services including checking and savings accounts designed for everyday convenience, credit cards loaded with rewarding perks, as well as personal loans and debt consolidation solutions that simplify your finances. Business owners also benefit from tailored merchant services and business loans aimed at fueling local growth. Secure online and mobile banking ensures you can manage your money anytime, anywhere.
Visit the Pentagon Credit Union branch at 803 Stiner Road or call 910-436-3098 today to experience friendly service and discover how our top auto loans and mortgage offerings can drive your financial future forward!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
heloc
Home Equity Line of Credit (HELOC)
7.375 % - 18 %
$500,000
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
30-Year Conforming Fixed
6.25 %
6.469 %
1.5
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loan
8.99 %
5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
Model Year 2024 or newer & never titled
3.79 % - 6.04 %
3 Yrs - 7 Yrs

Introduction

At Pentagon, we believe in building a brighter financial future for our members right here in Fort Liberty, NC. Established in 1935, our commitment to providing exceptional service has made us a trusted partner for over 2.8 million members. Located at 803 Stiner Road, we are dedicated to meeting your financial needs with a range of services tailored just for you. While you can visit us at our branch, any official correspondence should be sent to the same address: 803 Stiner Road, Fort Liberty, NC 28307. With total assets exceeding $32.7 billion, and deposits of $1.04 billion, we pride ourselves on our solid financial foundation and ability to support our community effectively. Our leadership team, led by CEO James Schenck and Board President Edward Cody, is passionate about ensuring that every member receives personal attention and quality service. Together, we oversee an array of services including personal banking, auto loans, mortgages, and business banking solutions. With a team of nearly 2,880 employees, we are here to guide you through every step of your financial journey. Our goal is not just to help you achieve your financial goals but also to empower you with the knowledge and resources you need. If you're looking for reliable banking options or have questions about our services, don't hesitate to reach out! Call us at 910-436-3098 or visit us online at PenFed.org. We look forward to serving you and being a part of your financial success!

Branch History & Mission

Community Engagement

We take pride in actively participating in community outreach initiatives that strengthen the bonds within Fort Liberty. Through partnerships with local organizations and events that promote financial literacy, we aim to make a positive impact on those we serve. Our goal is not only to help you achieve your financial dreams but also to uplift our entire community. As technology continues to shape how we bank, we're dedicated to providing digital advancements that enhance your experience. Enjoy secure online banking, mobile payments, and electronic signatures all designed with your needs in mind.

Join Us!

We invite you to become part of the Pentagon family! Experience firsthand the dedication and care that sets us apart from traditional banks. Whether you're looking for personal banking solutions or exploring business opportunities, we're here to guide you every step of the way. Call us at (910) 436-3098 today or visit our website at http://www.penfed.org for more information on how we can serve you better. Together, let's build a brighter financial future!

Our Journey

From humble beginnings, Pentagon has evolved into a vital financial institution within our community. We began with a simple mission: to provide accessible and affordable financial services while empowering our members with the tools they need to achieve their financial goals. As we expanded our offerings, we embraced modern banking practices while maintaining our commitment to personalized service. Our branch is conveniently situated near key landmarks, making it easy for you to visit us. Whether you're coming from work or home, we're here during our operating hours: 9:00 a.m. - 5:00 p.m., Monday through Friday, and 9:00 a.m. - 1:00 p.m. on Saturdays.

Our Mission

At Pentagon, our mission goes beyond just banking; it's about fostering community growth and supporting each member's financial journey. We believe in building lasting relationships based on trust, respect, and understanding. This commitment drives us to offer services such as personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. While members can visit us at 803 Stiner Road Fort Liberty Nc 28307, official correspondence should be sent to 803 Stiner Road, Fort Liberty, NC 28307 if it differs from our physical location. We also prioritize accessibility by providing ATM services for your convenience.

Branch Location & Accessibility

Accessibility Features

At the Pentagon branch, we believe in making banking accessible for everyone. Our location is designed with ADA compliance in mind, ensuring that all members can easily enter and navigate our facilities. Ample parking is available right outside the branch, so you won't have to worry about finding a spot during your visit.

Call-to-Action

We invite you to stop by the Pentagon branch today! If you have questions or need assistance before your visit, feel free to call us at 910-436-3098. Our team looks forward to serving you and helping you achieve your financial goals!

Operating Hours

Our friendly team is here to assist you Monday through Friday from 9:00 a.m. to 5:00 p.m., and we're open on Saturdays from 9:00 a.m. to 1:00 p.m. We understand that life can get busy, which is why we strive to offer hours that fit your schedule.

Services Offered

At the Pentagon branch, we provide a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to various loan products including auto loans and mortgages, we're here to help you every step of the way. Plus, with ATM access readily available for quick cash withdrawals and balance checks, managing your finances has never been easier.

Member Eligibility

Becoming a member of Pentagon is like stepping into a community where your financial well-being matters. If you live, work, or worship in the Fort Liberty area, you're already on the path to joining us! We welcome individuals who are affiliated with the military or government service, as well as their families. The beauty of membership here is that it opens the door to a range of benefits designed to help you achieve your financial goals, from competitive loan rates to personalized banking services. Getting started is simple! Just visit us at 803 Stiner Road Fort Liberty Nc 28307, and our friendly team will guide you through the account opening process. You can also reach us at (910) 436-3098 for any questions or assistance. For a detailed look at eligibility requirements and updated information, feel free to check out our resource at . Join us today and experience all that Pentagon has to offer!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $564 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,632,399,984, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In today's fast-paced world, running a business requires more than just great products or services it demands effective payment solutions. Our merchant services simplify transactions, allowing you to accept payments easily and efficiently. Imagine the convenience of processing payments from anywhere, letting you focus on what truly matters: growing your business. Located at 803 Stiner Road Fort Liberty Nc 28307 in Fort Liberty, NC, we're here to empower local businesses like yours every step of the way. Let us partner with you on your journey to success! For inquiries, call us at (910) 436-3098 during our operating hours from 9:00 a.m. to 5:00 p.m., Monday through Friday.

Comprehensive List Of Services

ATM and Cash Withdrawal Services

Need cash on the go? Our ATM services allow for easy cash withdrawals and balance checks without any hassle. You'll find our ATMs conveniently located so you can access your funds whenever necessary. At Pentagon, we're here to support you in achieving your financial goals with personalized service and a wide array of options tailored just for you. For more information about our services or to speak with one of our representatives, please call us at (910) 436-3098 or visit us at http://www.penfed.org. We look forward to helping you navigate your financial journey!

Business Banking Services

If you're a business owner, we understand that running a business comes with its own set of challenges. Our business banking services include merchant services and business loans designed to support your growth. We're committed to helping local businesses thrive in our community.

Convenient Online and Mobile Banking

In today's fast-paced world, managing your finances digitally is essential. That's why we offer robust online and mobile banking platforms that let you access your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, staying on top of your finances has never been easier.

Financial Assistance and Support

Life can throw unexpected challenges your way. That's why we offer personal loans and debt consolidation options that can help you regain control over your finances. Our friendly staff will work with you to find the right solution for your unique situation. For those looking for a little extra purchasing power, our credit cards come with rewards that allow you to earn points on everyday purchases. These points can be redeemed for travel, merchandise, or cash back giving you more value for what you spend.

Personal Banking Solutions

Our personal banking services include checking and savings accounts tailored to fit your lifestyle. Imagine having a checking account that not only helps you manage daily expenses but also offers rewards for your spending! With our savings accounts, you can easily set aside money for future goals while earning interest along the way. When it comes to financing your next vehicle, our auto loans provide competitive rates and flexible terms. Picture yourself driving off in a new car, knowing you've secured the best deal possible. Additionally, if you're considering homeownership or want to refinance your current mortgage, we have mortgage loans that can simplify the process.

Digital & Online Banking

Key Services

Our online banking platform offers a range of features to help you stay on top of your finances. You can view account balances, transfer funds, and even pay bills all from the comfort of your home or on the go. Plus, with 24/7 access to online banking services, you're never out of reach of your money. For those who prefer to manage their banking through a smartphone, our mobile application is available for download. This app allows you to handle your financial tasks right from your pocket. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick.

Security and Convenience

Security is a top priority at Pentagon. We use electronic signature authorization to protect your transactions, ensuring that your sensitive information remains safe. You can also opt for e-statements, which not only help the environment but also keep your financial documents organized and easily accessible. Additionally, if you enjoy using mobile payments, you'll be pleased to know that we support this feature as well! Whether you're shopping at the store or dining out, making payments has never been easier. In summary, with our user-friendly digital and online banking services, you can enjoy real-time account management that fits into your lifestyle. Join us at Pentagon today and experience the convenience of modern banking!

Financial Strength

Commitment to Growth

With $2,776,578,388 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $194,968 in used auto loans and $26,072,314,016 in total loans and leases, we support members' financial goals across various sectors.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,856 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $12,769,593,886 in share certificates and $2,815,129,878 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $201,717,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $3,260,605,705, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $985 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Member Base

Total Share and Deposit Accounts: 4,116,497, showing a strong and growing member base that trusts us with their finances. With Net Shares available for lending and investments totaling $76,015,739, we're positioned well for continued support of our members' needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pentagon is your trusted partner. Visit us at 803 Stiner Road Fort Liberty Nc 28307 or call (910) 436-3098 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,778,882,869 in used vehicle loans and $1,230,240,741 in new vehicle loans already helping members get on the road. Whether you want a brand-new ride or a reliable pre-owned vehicle, we have competitive financing options to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $1,632,399,984 provide the capital needed to grow and expand your business. We understand that every business has unique needs, and our team is ready to help you find the right financing solution.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,216,974,844, make buying or refinancing simple. Our dedicated team is here to guide you through the process and help you find the best terms for your needs.

Refinancing Options

If you're considering refinancing any existing loans, we can assist with that too! Whether it's auto loans or mortgages, our refinancing options are designed to potentially lower your monthly payments and ease your financial burden. At Pentagon, we're committed to helping you achieve your financial dreams with personalized service and support. If you have any questions or would like more information about our loan offerings, please don't hesitate to contact us at (910) 436-3098 or visit us at 803 Stiner Road Fort Liberty Nc 28307 in Fort Liberty, NC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us be your partner in reaching your financial goals!

Unsecured Credit Card Loans

Managing your finances effectively is crucial, which is why we also offer flexible terms on unsecured credit card loans. With a total of $2,090,578,789 in loans available, our credit cards can provide you with the purchasing power you need while allowing you to earn rewards on your spending.

Loan Aggregator

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