Penfed Credit Union

Pentagon Credit Union proudly serves the entire state of Guam with a comprehensive range of financial services designed to meet the diverse needs of its members. Whether you’re accessing convenient ATM and cash withdrawal services or managing your accounts through secure online and mobile banking, Pentagon ensures seamless access to your money anytime, anywhere in Guam.
Members benefit from competitive auto loans and vehicle financing options that make driving your dream car affordable and straightforward. Homebuyers and homeowners can take advantage of tailored mortgage loans and refinancing solutions crafted specifically for Guam’s market. Personal banking is made easy with checking and savings accounts suited for everyday needs, credit cards offering rewarding perks, as well as personal loans and debt consolidation options to simplify your finances.
For local businesses across Guam, Pentagon provides robust business banking services including merchant solutions and business loans designed to support growth and success. Beyond banking, Pentagon is deeply committed to strengthening Guam’s communities through impactful programs that add real value to membership.
Join Pentagon Credit Union today and experience a trusted financial partner dedicated to empowering members throughout Guam with personalized service and statewide support.

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
heloc
Home Equity Line of Credit (HELOC)
7.375 % - 18 %
$500,000
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
30-Year Conforming Fixed
6.25 %
6.469 %
1.5
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loan
8.99 %
5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
Model Year 2024 or newer & never titled
3.79 % - 6.04 %
3 Yrs - 7 Yrs

Introduction

At pentagon, we pride ourselves on our mission to provide community-focused, member-first financial services throughout the beautiful territory of . Under the dedicated leadership of CEO James Schenck and Board President Edward Cody, our credit union is committed to empowering our members with a range of modern banking solutions designed to enhance their financial well-being. We understand that convenience is key in today's fast-paced world, which is why we offer an array of services including electronic signature authorization (Yes), e-statements (Yes), mobile payments (Yes), a user-friendly mobile app (Yes), online banking (Yes), and seamless person-to-person payment support (Yes). Visit us online at http://www.penfed.org or reach out via fax at (571) 341-6727 to learn more about how we can help you achieve your financial goals.

Services & Financial Solutions

At Pentagon Credit Union, we understand that managing your finances is an essential part of everyday life, and we're here to make that process as smooth as possible for our members in Guam. Our range of personal banking services offers everything you need to handle daily expenses effectively while saving for future goals. From checking and savings accounts that fit seamlessly into your lifestyle to credit cards with rewards that add value to your purchases, we prioritize your financial well-being. Plus, our online banking platform and mobile application empower you to manage your accounts anytime, anywhere—whether it's checking your balance on the go or making quick payments through mobile payments.
For those looking to make significant investments, like buying a home or financing a vehicle, we offer an array of loan options tailored just for you. Our mortgage loans and refinancing solutions are designed to help you secure the best rates possible, making homeownership more accessible. Additionally, our auto loans provide flexible financing options to get you behind the wheel without the stress. If you're a business owner, our dedicated business banking support ensures that you have access to merchant services and business loans that help your venture thrive. With convenient features such as e-statements for easy record-keeping and person-to-person payment capabilities, managing your finances has never been easier or more efficient. At Pentagon Credit Union, we’re committed to supporting our members at every step of their financial journey.

Why Choose Us

At Pentagon Credit Union in GU, we believe that banking should be accessible and straightforward. Becoming a member is a breeze, and opening an account with us is just as easy. You can check your eligibility to join our community by visiting . We pride ourselves on our core values of trust, community engagement, personalized service, and financial reliability. Every interaction with our team is designed to make you feel valued and understood, ensuring that your financial journey is tailored to your unique needs.
We understand that navigating financial options can be overwhelming, which is why we are here to support you every step of the way. Whether you're looking for personal banking solutions or business services, our dedicated staff is ready to assist you. Plus, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, ensuring you receive reliable information.
Ready to take the next step? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Join us at Pentagon Credit Union, where your financial future begins!

Branch Details

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

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