Penfed Credit Union

Pentagon Federal Credit Union (PenFed) proudly serves the entire District of Columbia with comprehensive financial solutions designed to empower members statewide. Whether you’re managing daily expenses or planning major purchases, PenFed offers convenient ATM and cash withdrawal services, along with basic ATM access for quick balance checks and withdrawals across DC. Members benefit from competitive auto loans and vehicle financing options that make driving your next car affordable and hassle-free.
For those looking to buy or refinance a home, PenFed provides tailored mortgage loans and refinancing solutions to fit diverse needs. Personal banking is seamless with checking and savings accounts built for everyday convenience, plus credit cards loaded with rewards to maximize your spending power. Personal loans and debt consolidation options help simplify finances while supporting your long-term goals.
Business owners in DC can rely on Pentagon’s robust business banking services, including merchant solutions and business loans designed to fuel growth locally. With secure online and mobile banking available 24/7, managing money anytime is effortless.
Beyond banking, PenFed actively invests in community programs throughout DC, offering valuable resources that enhance member well-being. Join Pentagon Federal Credit Union today and experience financial services built around you—right here in the District.

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
heloc
Home Equity Line of Credit (HELOC)
7.375 % - 18 %
$500,000
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
30-Year Conforming Fixed
6.25 %
6.469 %
1.5
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loan
8.99 %
5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
Model Year 2024 or newer & never titled
3.79 % - 6.04 %
3 Yrs - 7 Yrs

Introduction

Welcome to pentagon, where our mission is to provide a community-focused, member-first banking experience for residents across . Under the leadership of CEO James Schenck and Board President Edward Cody, we are dedicated to enriching the financial lives of our members. We understand the importance of convenience in today’s fast-paced world, which is why we offer a range of modern services, including electronic signature authorization (Yes), e-statements (Yes), mobile payments (Yes), a dedicated mobile app (Yes), online banking (Yes), and person-to-person payment support (Yes). At pentagon, we strive to make banking not just accessible but also enjoyable, ensuring that our members feel valued and supported every step of the way. For more information, visit us at http://www.penfed.org or reach us via fax at (571) 341-6727.

Services & Financial Solutions

At Pentagon Credit Union, we understand that managing your finances is an essential part of everyday life, especially in Washington, DC. Our diverse range of personal banking services is designed to support you in every financial endeavor. Whether you're looking to open a checking or savings account for daily expenses or need help with saving for your future, our member-focused approach ensures accessibility and flexibility. With the convenience of online banking and a user-friendly mobile application, you can easily manage your accounts from anywhere. E-statements keep your financial information at your fingertips while our electronic signature options streamline transactions, making it easier than ever to handle your banking needs.
When it comes to loans and credit options, Pentagon Credit Union stands ready to assist you in significant life moments—like buying your first home or financing a vehicle. We offer competitive rates on mortgage loans and refinancing, as well as auto loans tailored to fit your budget. Our personal loans can help you consolidate debt or finance unexpected expenses, putting you back in control of your financial journey. For business owners, our dedicated banking support includes merchant services and business loans that empower you to grow and thrive in today’s dynamic market. Plus, with features like mobile payments and person-to-person transfers, sending money is just a tap away. At Pentagon Credit Union, we strive to make your financial life easier so that you can focus on what matters most.

Why Choose Us

At Pentagon Credit Union in DC, we believe that banking should be as straightforward and welcoming as possible. Becoming a member is easy, and opening an account is just a few clicks away. We invite you to check your eligibility for membership at: . Our commitment to trust, community engagement, and personalized service ensures that you're not just another number; you're part of our family. We take pride in offering financial reliability tailored to your unique needs, whether it’s through our mobile application or our online banking services. Our team is here to support you every step of the way, providing assistance with everything from personal loans to auto financing. And remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. Ready to explore your options? Compare real-time loan offers today at LendMesh and find the best rates for your needs!

Branch Details

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

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