Penfed Credit Union

Located just steps from the iconic Pentagon, the Pentagon Credit Union branch at 50 Irving St NW in Washington, DC is your trusted neighborhood partner for smart, tailored financial solutions. Open Monday through Friday from 8:00 a.m. to 4:00 p.m., this branch offers convenient ATM and cash withdrawal services designed to fit your busy schedule. Whether you’re looking to take advantage of some of the best auto loans available or exploring competitive mortgage loans and refinancing options, Pentagon’s expert team is ready to help you drive toward your goals with confidence.
Beyond vehicle financing and home lending, this branch provides comprehensive personal banking solutions including checking and savings accounts that suit everyday needs, credit cards loaded with rewards, personal loans for debt consolidation, and robust business banking services like merchant solutions and business loans. With secure online and mobile banking at your fingertips, managing your finances has never been easier.
Visit Pentagon Credit Union at 50 Irving St NW in Washington, DC or call 202-483-5036 today to experience local service designed around you—discover how our standout auto loans and mortgage offerings can help unlock your financial future!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
heloc
Home Equity Line of Credit (HELOC)
7.375 % - 18 %
$500,000
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
30-Year Conforming Fixed
6.375 %
6.571 %
1.25
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loan
8.99 %
5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
Model Year 2024 or newer & never titled
3.79 % - 6.04 %
3 Yrs - 7 Yrs

Introduction

Welcome to Pentagon, a trusted name in financial services located at 50 Irving St NW, Washington, DC 20422. Since our establishment in 1935, we've been dedicated to empowering our members with the tools they need to achieve their financial goals. With a total membership of over 2.8 million and assets exceeding $32.7 billion, we pride ourselves on being a cornerstone of the community. At Pentagon, we offer a wide range of services tailored to meet your needs, from personal banking solutions like checking and savings accounts to auto loans, mortgages, and credit cards with rewards. Our commitment to excellence is reflected in our impressive total deposits of $1.04 billion and a net worth of $3.26 billion. We understand that trust is earned, which is why we prioritize your financial well-being above all else. While you can visit us at our branch for personalized service, official correspondence should be sent to our mailing address: 50 Irving Street NW, Washington, DC 20422-0001. Our team is led by CEO James Schenck and Board President Edward Cody, both of whom are dedicated to fostering a member-focused environment where your voice matters. With a team of nearly 2,880 employees, we're here to ensure that your banking experience is as seamless as possible. Whether you're looking for assistance with loans or seeking advice on saving strategies, we're just a phone call away at 202-483-5036. Join us today and experience firsthand how Pentagon Credit Union can help you navigate your financial journey with confidence and clarity! Visit us online at www.penfed.org or stop by our branch we're excited to serve you!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, convenience matters. We have embraced digital advancements such as online banking and mobile payments to ensure that our members can manage their finances anytime, anywhere. Our commitment to ADA compliance ensures that all members can access our services without barriers.

Join Us!

As we continue on this journey together, we invite you to be part of the Pentagon family. Experience firsthand how our dedication to service can help you achieve your financial goals. Whether you're looking for personal banking solutions or seeking advice on business financing, we're here for you. Reach out today at (202) 483-5036 or visit us during our operating hours from 8:00 a.m. to 4:00 p.m., Monday through Friday. Together, let's build a brighter financial future!

Our Mission

At Pentagon, our mission is clear: to enhance the financial well-being of our members and contribute positively to the communities we serve. We understand that everyone's financial journey is unique. That's why we prioritize personalized services tailored to meet individual needs. In addition to providing exceptional financial products, we are dedicated to supporting local initiatives and outreach programs. We believe in giving back and making a difference in the lives of those around us.

Our Story

Pentagon began its journey with a simple mission: to provide accessible financial services that empower individuals and families. Over the years, we have evolved significantly. From humble beginnings, we have embraced advancements in technology while maintaining our commitment to personal service. Today, we offer a range of financial products, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our branch is conveniently situated near notable landmarks and easily accessible for all members. While you can visit us at 50 Irving St Nw Washington Dc 20422, for official correspondence, please use our mailing address: 50 Irving Street NW, Washington, DC 20422-0001.

Branch Location & Accessibility

Operating Hours and Services

At our Pentagon branch, we are open Monday through Friday from 8:00 a.m. to 4:00 p.m., providing you with flexibility to meet your banking needs during the week. Whether you need assistance with personal banking services like checking and savings accounts or are interested in auto loans and mortgage refinancing, our friendly staff is ready to help. For added convenience, we offer ATM services right at our location, allowing you quick access to cash and balance inquiries whenever you need them. While we do not have drive-thru service at this branch, we are dedicated to providing efficient in-branch service that meets your expectations.

Our Address and Accessibility

While you can find us at 50 Irving St NW, for any official correspondence, please use our mailing address: 50 Irving Street NW, Washington, DC 20422-0001. This ensures that your documents reach us promptly. The branch is situated in a bustling area of the District of Columbia, making it a convenient stop for those living or working nearby. We prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can easily access our services. If you're driving in, you'll find ample parking options in the vicinity to make your visit hassle-free.

Visit Us Today!

We invite you to drop by the Pentagon branch today or give us a call at 202-483-5036 for any inquiries. Our team is eager to assist you with all your financial needs and help you make the most out of your membership. Experience the difference with us your community credit union!

Member Eligibility

Becoming a member of Pentagon is like joining a caring family that's dedicated to supporting your financial journey. Here, we believe in making banking accessible and beneficial for everyone in our community. If you live, work, or worship in the area, you're likely eligible to join us! We welcome individuals from various backgrounds and professions, ensuring that our membership reflects the diverse fabric of our society. For specific eligibility details, feel free to visit this link where you can find all the information you need. Opening an account with us is a breeze! You can easily set up your membership by reaching out to us at (202) 483-5036 during our operating hours from 8:00 a.m. to 4:00 p.m., Monday through Friday. We're excited to help you take this important step towards achieving your financial goals at Pentagon, located at 50 Irving St Nw Washington Dc 20422. Join us today and enjoy the advantages of being part of a supportive financial community!

Business Banking & Commercial Services

Empowering Transactions

In addition to loans, we offer robust merchant services that simplify transactions for your business. Imagine being able to accept payments effortlessly whether it's through credit cards or mobile wallets giving you more time to focus on what you do best: running your business. Our merchant services are tailored to meet the needs of every business type, enhancing customer experience and streamlining operations. Come visit us at 50 Irving St Nw Washington Dc 20422 in Washington, DC, or call us at (202) 483-5036 to learn how we can support your business ambitions today!

Financing Your Dreams

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $564 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,632,399,984, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility

We understand that life gets busy. That's why our branch hours are designed to accommodate working members. Our team is available from 8:00 a.m. to 4:00 p.m., Monday through Friday, ready to assist you with all your financial needs. To learn more about how Pentagon can help you achieve your financial dreams or if you have any questions about our services, please don't hesitate to reach out! Give us a call at (202) 483-5036 or visit us online at D.c. Va Medical Center. We're excited to partner with you on your financial journey!

Business Banking

If you're a small business owner, you'll find that our business banking services are tailored just for you. We provide merchant services to help streamline your transactions and business loans that empower you to grow and expand your operations.

Credit Solutions

Managing debt can be daunting, but it doesn't have to be. At Pentagon, we offer personal loans and debt consolidation options that help simplify your finances. Additionally, our credit cards come with rewards that let you earn while you spend perfect for everyday purchases or special occasions.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we prioritize online and mobile banking options, allowing you to manage your finances anytime, anywhere. With features like ATM access for cash withdrawals and balance checks, along with person-to-person payment capabilities, staying on top of your money has never been easier.

Personal Banking

Our personal banking services are designed with you in mind. You can open checking and savings accounts that fit your lifestyle and help you achieve your financial goals. Need a little extra cash for a big purchase? Our auto loans and vehicle financing options make it easy to get behind the wheel of your dream car without breaking the bank. Plus, if you're considering buying a home, our mortgage loans and refinancing solutions are here to guide you through every step of the process.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking platform allows you to check balances, transfer funds, and pay bills all from the comfort of your home or on the go. Whether you prefer using a computer or our mobile application, everything is tailored for ease of use. You can enjoy features like electronic signature authorization, which means signing documents has never been simpler or more secure. If you're looking to manage your statements digitally, e-statements are readily available. This not only helps you keep track of your financial activity but also reduces paper clutter saving the environment while making things convenient for you. For those who love using their smartphones, our mobile payments feature lets you make purchases quickly and securely right from your device. Plus, with the ability to perform person-to-person transfers, sending money to friends or family is fast and hassle-free.

Security You Can Trust

We prioritize your safety with advanced security measures in place across all our digital services. Your personal information is protected so you can bank confidently without worry. In summary, whether you're checking your balance at midnight or sending money to a friend during lunch, our digital banking services at Pentagon offer flexibility, security, and user-friendly features that fit seamlessly into your lifestyle. Explore everything we have to offer today at http://www.penfed.org!

Financial Strength

Commitment to Service

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,856 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growth Together

Total Share Accounts: 4,116,497, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $76,015,739. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pentagon is your trusted partner. Visit us at 50 Irving St Nw Washington Dc 20422 or call (202) 483-5036 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investment in Your Future

With $2,776,578,388 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $194,968 in used auto loans and $26,072,314,016 in total loans and leases.

Member-Centric Savings

Your savings are safe with us! Members' funds are secured through $12,769,593,886 in share certificates and $2,815,129,878 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $201,717,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $3,260,605,705, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $985 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,778,882,869 in used vehicle loans and $1,230,240,741 in new vehicle loans already helping members get on the road. We also offer refinancing options if you're looking to lower your monthly payments or take advantage of better rates.

Business Loans

For business owners, our outstanding commercial loans totaling $1,632,399,984 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing business operations, we have solutions tailored for you. At Pentagon, our goal is to support our members with financial tools that work for them. If you're curious about eligibility or want to learn more about our refinancing options, don't hesitate to reach out. Call us at (202) 483-5036 or visit us at 50 Irving St Nw Washington Dc 20422 in Washington, DC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,216,974,844, make buying or refinancing simple. We guide you through every step of the process so that you feel confident making such an important investment.

Unsecured Credit Card Loans

Managing day-to-day expenses can be tricky. That's why we also offer flexible terms on unsecured credit card loans, with a total of $2,090,578,789 in loans helping members manage their finances effectively. This gives you the freedom to handle unexpected costs without stressing about high interest rates.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

LendMesh takes pride in its commitment to transparency and reliability. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent, providing users with peace of mind as they compare options.

Join Our Community

Unlock the power of community with LendMesh! Subscribe for personalized alerts—just tell us your target rate (like 5% or 4%), and we'll notify you the moment offers drop below your threshold. Get weekly or monthly updates with expert insights, rate trends, and hand-picked loan deals—delivered straight to your inbox. Join thousands of smart borrowers who rely on LendMesh to stay ahead of the curve and never miss a great opportunity.