Situated just a stone's throw away from local landmarks, our location makes it simple for you to drop by. If you're nearby, consider stopping at the charming Mercer County Courthouse or enjoying some time at the beautiful Riverside Park before or after your visit. We understand that accessibility is important to our members. Our branch is ADA compliant and features ramps and designated parking to ensure everyone can access our services without difficulty.
Pennstar Federal Credit Union opens its doors Monday through Friday from 9:00 a.m. to 5:00 p.m., making it convenient for you to visit during your busy schedule. Though we do not have an ATM or drive-thru service available at this location, our dedicated staff is ready to assist you inside with a range of services including checking and savings accounts, auto loans, mortgage refinancing, and more. If you need assistance or have questions about your banking options, feel free to call us at 724-662-1209. We are always happy to help!
While members can visit us at 139 N Diamond St, official correspondence should be sent to the same address as our mailing address is the same. We invite you to stop by and experience firsthand why so many in Mercer trust Pennstar Federal Credit Union for their financial needs. Your community credit union is here for you!
In today's market, efficient payment processing can set your business apart. Our merchant services offer practical tools to help you manage transactions smoothly. Imagine serving customers who appreciate easy payment options while you focus on what you do best growing your business. Visit us at 139 N Diamond St Mercer Pa 16137 or call us at (724) 662-1209 to learn how our business banking solutions can empower your enterprise!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to various needs. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
We also cater to local businesses with our business banking solutions. From merchant services that help streamline transactions to business loans designed to support growth and innovation, we are here to empower entrepreneurs in our community.
If you're considering buying a home or refinancing your existing mortgage, our mortgage loans are tailored to fit various budgets and lifestyles. Our team will guide you through the process, ensuring you understand each step and find the best solution for your situation. Picture yourself settling into a new home with a loan that suits your financial comfort zone.
In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can check balances, transfer funds, or pay bills from the comfort of your home or on the go all at your fingertips! Additionally, our ATM and cash withdrawal services ensure easy access to your money whenever you need it. At Pennstar, located at 139 N Diamond St Mercer Pa 16137, we pride ourselves on being more than just a financial institution; we're a community partner committed to helping you achieve financial wellness. If you have any questions about our services or would like assistance, don't hesitate to reach out at (724) 662-1209 during our lobby hours from 9:00 a.m. to 5:00 p.m., Monday through Friday. Ready to take the next step? Visit us online at Pennstar Federal Credit Union or come by today! Your financial journey starts here!
Our personal banking services include checking and savings accounts designed to help you manage your finances easily. Imagine having a checking account that makes it simple to pay bills and track spending, while a savings account helps you set aside money for future goals. We also offer auto loans and vehicle financing options that can make purchasing your next car an enjoyable experience. With competitive rates and flexible terms, driving away in your dream car is closer than you think.
For those unexpected expenses or opportunities that arise, we provide personal loans and debt consolidation options that can help relieve financial stress. Plus, our credit cards come with rewards that allow you to earn points for everyday purchases imagine treating yourself to something special just by using your card wisely!
With our 24/7 online banking services, you're never out of touch with your accounts. Whether it's early morning or late at night, you have full access to manage your money when it suits you best. Our goal is to provide you with accessible, easy-to-use tools that help you stay on top of your finances without any stress. Join us at Pennstar and experience the future of banking today!
One of the highlights of our online services is electronic signature authorization. This means you can complete important transactions without the hassle of printing or mailing documents. Just sign digitally, and you're all set! Additionally, we offer e-statements so you can view your account statements online instead of waiting for them in the mail. This not only helps reduce paper waste but also gives you instant access to your financial information. For those on the go, our mobile application provides an easy way to handle your finances from your smartphone. You can even send money directly to friends or family with our person-to-person transfer feature. No need for cash or checks; just a quick tap on your phone!
With $8,250,982 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $454 in used auto loans and $19,898,685 in total loans and leases, we support your financial goals across various sectors.
Total Share Accounts: 7,135, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $16,908. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pennstar is your trusted partner. Visit us at 139 N Diamond St Mercer Pa 16137 or call (724) 662-1209 to learn more about how we can help you achieve your financial goals.
Members' savings are secured through $7,653,856 in share certificates and $6,995,784 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our $93,981 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
With a net worth of $8,451,688, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.74% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,433,791 in used vehicle loans and $6,508,394 in new vehicle loans already helping members get on the road. We offer flexible terms and financing options that fit your budget, making it easier for you to drive away with confidence.
For those seeking additional flexibility, we offer credit lines totaling $2,521,000. These can be perfect for managing unexpected expenses or consolidating debt. If you're looking for personal loan solutions, we are here to discuss how we can assist you in achieving your financial objectives.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,950,555, make buying or refinancing simple. We provide various mortgage solutions tailored to fit your needs, whether you are a first-time homebuyer or looking to refinance an existing mortgage.
If you're considering refinancing any existing loans, our team is equipped to guide you through the process. We will work with you to explore eligibility options that may lower your monthly payments or overall interest costs. You can reach us at (724) 662-1209 for any inquiries or visit our website at Pennstar Federal Credit Union for more information on how we can support your financial journey. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial aspirations!
We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This option provides convenience and purchasing power without needing collateral.
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