Penair Credit Union

Pen Air Credit Union proudly serves members across Alabama with a comprehensive suite of financial services designed to support your goals statewide. Whether you need convenient ATM and cash withdrawal access, basic drive-thru banking for deposits and withdrawals, or shared branch transactions through partner credit unions, Pen Air ensures your money is always within reach no matter where you are in Alabama.
Members enjoy competitive auto loans and vehicle financing options that make driving your dream car affordable and hassle-free. Homeownership becomes more attainable with Pen Air’s mortgage loans and refinancing solutions tailored to fit your unique needs. For everyday banking, take advantage of personal checking and savings accounts, credit cards with rewarding perks, personal loans including debt consolidation, and robust business banking services such as merchant solutions and business loans designed to help Alabama entrepreneurs thrive.
With secure online and mobile banking available 24/7, managing your finances is simple and convenient from anywhere in the state. Beyond financial products, Pen Air is deeply committed to Alabama communities through impactful programs that add real value to membership. Join Pen Air Credit Union today and experience trusted financial partnership made just for Alabama residents.

Type of Loan Offerings

personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loan
7.9 - 17.9 %
2 - 5 Yrs
$20,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
New Auto/Truck
4.74 % - 17.49 %
4 Yrs - 7 Yrs
Auto
New Auto/Truck
4.74 %
4 Yrs
Auto
Used Auto/Truck
4.99 % - 6.49 %
4 Yrs - 7 Yrs
Auto
Used Auto/Truck
4.99 %
4 Yrs
Auto
Used Auto/Truck
5.49 %
5.5 Yrs
Auto
New Auto/Truck
5.74 %
6.2 Yrs
Auto
Used Auto/Truck
5.99 %
6.2 Yrs

Introduction

At Pen Air Credit Union, our mission is to empower our members across Alabama with community-focused, member-first financial services. Under the leadership of CEO Delbert Morgan and Board President Robert Jacobson, we are committed to enhancing the financial well-being of every individual we serve. We understand that in today’s fast-paced world, convenience is key, which is why we offer a suite of modern features designed to make banking easier than ever. From electronic signature authorization and e-statements to mobile payments and a dedicated mobile app, our goal is to provide seamless access to your finances wherever you are. With robust online banking options and person-to-person payment support, managing your money has never been more straightforward. To learn more about how we can assist you on your financial journey, visit us at https://www.penair.org/ or reach out via fax at 8503178389. Welcome to a credit union that truly puts its members first!

Services & Financial Solutions

At Pen Air Credit Union, we understand that financial needs can vary greatly from person to person, which is why we offer a wide range of services designed to support our members throughout their financial journeys across Alabama. Whether you're looking to open a checking or savings account for your day-to-day expenses or seeking a reliable auto loan to help you get behind the wheel of your dream car, our personal banking options are tailored to make managing your finances as seamless as possible. Plus, with features like online banking and our user-friendly mobile application, you can easily keep track of your accounts and transactions anytime, anywhere. Our commitment to convenience extends further with mobile payments and person-to-person payment options, allowing you to handle your finances effortlessly.
When it comes to larger financial goals, such as buying a home or expanding your business, Pen Air provides comprehensive loan solutions including mortgage loans and refinancing options. Our credit cards come with rewards that enhance your purchasing power while helping you build credit. For entrepreneurs, our business banking services are designed to empower local businesses through tailored merchant services and business loans that meet specific operational needs. With e-statements and electronic signature capabilities, managing your financial documents has never been easier. At Pen Air Credit Union, we prioritize accessibility and flexibility so that you can focus on what truly matters—achieving your financial goals with confidence and ease.

Why Choose Us

At Pen Air in AL, we believe that joining our credit union should be a seamless and welcoming experience. Opening an account with us is straightforward, and we invite you to explore our membership eligibility at this link. We pride ourselves on our core values of trust, community engagement, personalized service, and financial reliability. Our dedicated team is here to assist you every step of the way, ensuring that you feel supported in your financial journey. With features like mobile banking and online services at your fingertips, managing your finances has never been easier. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. We can’t wait for you to become part of our community!

Branch Details

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)
  • Basic ATM Access (Withdrawals, Balance Checks)

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