PEN AIR CREDIT UNION

Welcome to Pen Air in Robertsdale, AL! Nestled at 21511 State Highway 59 S, our branch has been serving the community since 1936. With a commitment to member satisfaction and community support, we take pride in being more than just a credit union; we are your financial partner. At Pen Air, we believe in building strong relationships with our members. Currently, we are proud to have 129,385 members who trust us with their financial needs. Our total assets stand at an impressive $2,684,526,238, and we manage total deposits of $388,913,557. This solid foundation allows us to offer a range of services including personal banking, auto loans, mortgages, and business banking solutions. Our leadership team is dedicated to ensuring that you receive the best service possible. Led by CEO Delbert Morgan and Board President Robert Jacobson, our staff of 385 employees is here to assist you every step of the way. We are particularly proud of our ability to provide personalized services tailored to your unique needs. For any official correspondence, please note that while you can visit us at our branch address, mail should be sent to our mailing address at 1495 E Nine Mile Rd, Pensacola, FL 32514. Explore all that Pen Air has to offer by visiting our website at penair.org. Whether you're looking for checking accounts or want to discuss loan options (with total loans reaching up to 69,577), we're here for you. Don't hesitate to reach out! Call us at 850-505-3200 or visit us today. Your financial journey starts here with Pen Air where community matters!

Becoming a member of Pen Air is like joining a family that truly cares about your financial well-being. If you live, work, or worship in the community around our branch at 21511 State Highway 59 S Robertsdale Al 36567, you're already on your way to enjoying the benefits we offer. Our membership is designed to be inclusive, welcoming everyone who shares our values and vision. Whether you're looking for a supportive place to manage your savings, apply for loans, or simply want to feel more connected to your financial institution, you'll find it here with us. To learn more about the specific eligibility criteria and what makes you a perfect fit for membership, we invite you to check out our detailed guidelines at https://www.penair.org/personal/membership-benefits/ . And when you're ready to take the next step, opening an account is quick and straightforward! You can get started online by visiting https://apply.penair.org/apply.aspx ?enc=kw21wblm1yxpjjabdozad6tzjlf0j5bfzpeceeunsueax5zejsvdy_cxcbs14hskgfip7cojn9hjjsxi40kvvrzkibr-z0e2qjvjqr_ql98 or give us a call at (850) 505-3200 if you have any questions. We're excited to welcome you into the Pen Air community!

At Pen Air, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that knowing your credit union is financially strong can provide peace of mind, and we're proud to share our financial health with you. With a net worth of $307,557,404, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,141 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $842,500,416 in share certificates and $98,720,717 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $358,892, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $295,728,530 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust: with $23,307 in used auto loans and $1,521,546,369 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 380 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,688,362. Total Share and Deposit Accounts: 300,660, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pen Air is your trusted partner. Visit us at 21511 State Highway 59 S Robertsdale Al 36567 or call (850) 505-3200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.