Patelco Credit Union Lafayette CA | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Patelco, your trusted credit union located at 3498 Mt Diablo Blvd A, Lafayette, CA 94549. Since our establishment in 1936, we have proudly served our community and fostered a culture of financial well-being for our 506,920 members. With total assets reaching an impressive $9,525,458,343, we are committed to providing you with exceptional banking services tailored to meet your needs. At Patelco, we understand that financial decisions can be overwhelming. That's why our dedicated team of 839 employees, led by CEO Erin Mendez and Board President Jesse Rivera, is here to guide you every step of the way. Whether you're looking for personal banking solutions like checking and savings accounts or seeking financing options such as auto loans and mortgages, we've got you covered. While members can visit us at our branch in Lafayette, official correspondence should be sent to the same address: 3498 Mt Diablo Blvd # A, Lafayette, CA 94549. We invite you to explore our comprehensive services designed with your financial goals in mind. With total deposits of $893,031,499 and a net worth of $995,432,723, you can trust that your money is safe and sound with us. We believe in giving back to the community that supports us. Our commitment extends beyond just banking; we actively engage in initiatives that uplift and empower our members. So whether you're a long-time member or considering joining us for the first time, we're excited to help you achieve your financial dreams. Ready to get started? Give us a call at 925-299-7220 or visit our website at www.patelco.org to learn more about what we offer. Your journey towards financial success begins here!

Branch History & Mission

Community Focus

Patelco actively engages with the Lafayette community through partnerships and outreach programs aimed at enhancing local life. We understand the importance of giving back and strive to contribute positively wherever we can. Whether it's sponsoring local events or supporting educational initiatives, we believe in working together for a brighter future. As we look ahead, Patelco remains dedicated to fostering an inclusive environment where all members feel valued and supported. We invite you to join us on this journey towards achieving your financial aspirations while being part of a community-focused organization. Experience the benefits of membership with Patelco today! Visit us at our Lafayette branch or explore more about joining us by checking out our website. Together, let's build a prosperous future!

Our Mission

At the heart of Patelco's mission is a commitment to enhance the lives of our members through responsible financial practices and exceptional service. We believe that everyone deserves access to quality banking options that not only help them manage their finances but also promote long-term growth and stability. Our values reflect a dedication to transparency, integrity, and service excellence. In addition to traditional banking services, we focus on digital advancements that make banking more convenient for you. With features like online banking and mobile payments available, managing your finances has never been easier. Our branch ensures ADA compliance so that all community members can access our services comfortably.

Branch Location & Accessibility

Welcome to Patelco, your friendly neighborhood credit union located at 3498 Mt Diablo Blvd A in beautiful Lafayette, California! Our branch is conveniently situated near popular local spots like the Lafayette Plaza and the bustling downtown area, making it easy for you to stop by while running errands or enjoying a day out. At Patelco, we understand that accessibility is important. Our branch features ADA-compliant entrances and parking, ensuring everyone can comfortably access our services. While members can visit us at our Lafayette location, if you need to send official correspondence, please use our mailing address: 3498 Mt Diablo Blvd # A, Lafayette, CA 94549. We invite you to come in during our welcoming hours: Monday through Thursday from 10:00 AM to 6:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 10:00 AM to 2:00 PM. Our dedicated team is here to assist you with a variety of services ranging from personal banking options like checking and savings accounts, to auto loans and credit cards with rewards. Plus, for your convenience, we offer ATM services right here at the branch. Unfortunately, we do not have drive-thru banking available at this location; however, our staff is always ready to help you inside. If you're looking for a place that values community and service as much as you do, look no further than Patelco. Don't hesitate to give us a call at 925-299-7220 if you have questions or need assistance before your visit. We can't wait to welcome you!

Member Eligibility

At Patelco, we believe that everyone deserves access to financial services that truly support their needs. Becoming a member is easy and welcoming! If you live, work, or attend school in the areas we serve, you're already on your way to joining our community. We also welcome family members of existing members, making it simple to bring your loved ones into our fold. The benefits of being part of Patelco are plentiful from competitive rates on loans and savings accounts to personalized customer service that feels like family. To learn more about eligibility and see if you qualify, visit us at https://www.patelco.org/about-patelco/become-a-member. When you're ready to take the next step, opening an account is just a click away at https://www.patelco.org/onlineregistration. If you have any questions, feel free to reach out at (925) 299-7220; we're here for you! Your journey toward financial empowerment starts with us at our branch located at 3498 Mt Diablo Blvd A Lafayette Ca 94549.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $45 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,428,259, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine a busy Saturday at your store; having reliable payment options means happier customers and faster sales. Our merchant services include everything from card processing to mobile payments, allowing you to focus on what you do best: running your business. Visit us at 3498 Mt Diablo Blvd A Lafayette Ca 94549, Lafayette, CA, or give us a call at (925) 299-7220 to learn more about how we can support your business journey!

Comprehensive List Of Services

Accessing Your Funds Easily

Need cash? Our ATM & Cash Withdrawal Services are available whenever you need them. With basic ATM access for withdrawals and balance checks, getting to your funds is quick and straightforward. At Patelco, located at 3498 Mt Diablo Blvd A Lafayette Ca 94549, we strive to empower our members by providing personalized service and comprehensive financial solutions. If you're ready to explore how we can assist you further or if you have questions about any of our offerings, don't hesitate to reach out! Call us at (925) 299-7220 or visit us online at Lafayette today!

Auto Loans & Vehicle Financing

For those looking to buy a new car or refinance an existing loan, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms. Picture driving off in the vehicle you've always wanted without breaking the bank. We work with you to find financing that fits your budget, making car ownership more accessible than ever.

Business Banking Services

For entrepreneurs and small business owners, our Business Banking services include Merchant Services & Business Loans tailored to help grow your business. We know how vital it is for businesses to have reliable banking support, so we provide resources that cater specifically to your needs.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking services that allow you to manage your accounts from anywhere at any time. Whether you're checking balances, transferring funds, or paying bills on-the-go, our digital tools make banking easier than ever.

Home Financing Made Easy

If you're considering purchasing a home or refinancing your current mortgage, our Mortgage Loans & Refinancing services are here to help. We guide you through each step, ensuring you understand your options and feel confident in your decisions. Whether it's your first home or an investment property, we are committed to helping you find the best solution.

Personal Banking Solutions

We understand that managing finances can sometimes feel overwhelming. That's why we offer Personal Banking options, including Checking & Savings Accounts, designed to help you easily manage your day-to-day expenses while also saving for the future. Imagine having a place where your money works for you our accounts come with features that make it easy to track your spending and grow your savings.

Personal Loans for Life's Needs

Life can throw unexpected expenses your way, which is why we offer Personal Loans & Debt Consolidation solutions. Whether it's medical bills or home repairs, these loans can provide the relief you need without high-interest rates weighing you down.

Rewarding Credit Card Options

With our Credit Cards with Rewards, enjoy benefits that match your lifestyle. From cash back on everyday purchases to travel rewards for those who love exploring new places, our credit cards are designed with member satisfaction in mind.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly and packed with features to help you stay on top of your finances. You can check balances, transfer money, and pay bills all from the comfort of your home or on-the-go through our mobile application. Speaking of mobility, if you're looking to make purchases quickly, our mobile payments feature allows you to pay with just a tap. Need to send money to friends or family? Our person-to-person transfers make it simple to send cash directly from your account without any hassle. Plus, if you prefer going paperless, e-statements are readily available for your convenience, helping you keep track of your finances while being eco-friendly.

Security & Accessibility

At Patelco, we take your security seriously. Our online banking system is designed with robust security measures to protect your personal information. You can bank with peace of mind knowing that we prioritize the safety of your data. Whether you're using our website or mobile app, you'll find it easy to navigate and manage your accounts in real-time. Plus, since we don't currently offer electronic signature authorization, you can enjoy straightforward banking without complicated processes. Explore all the digital solutions available at Patelco today! Visit us online at https://www.patelco.org/ and discover how easy it is to take control of your financial journey.

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 1,065,187, showing a strong and growing member base that trusts us with their finances. This trust allows us to build lasting relationships with each of our members while fostering a secure banking environment. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Patelco is your trusted partner. Visit us at 3498 Mt Diablo Blvd A Lafayette Ca 94549 or call (925) 299-7220 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Focused Savings

Members' savings are secured through $2,424,527,505 in share certificates and $2,846,708,611 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $6,572,880 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 820 full-time employees and 19 part-time employees ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $967,064,650 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to lend is reflected in the $43,928 available in used auto loans and $6,856,932,621 in total loans and leases, supporting our members' financial goals across various sectors.

Solid Financial Foundation

With a net worth of $995,432,723, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.44% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $742,557,092 in used vehicle loans and $932,347,960 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, we can help make that dream a reality.

Business Loans

For business owners, our outstanding commercial loans totaling $4,428,259 provide the capital needed to grow and expand. We believe in supporting our local businesses so they can thrive in the community. Our loan services are designed to be accessible and straightforward. If you're unsure about eligibility or want to explore refinancing options, don't hesitate to reach out. You can contact us at (925) 299-7220, visit us at 3498 Mt Diablo Blvd A Lafayette Ca 94549, or check out our website for more information: https://www.patelco.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to helping you find the right financial solution tailored to your needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $838,511,825, make buying or refinancing simple. We offer competitive rates and terms that fit your budget. If you're considering refinancing your current mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $340,929,889 in loans helping members manage their finances effectively. Our credit cards come with benefits that suit your lifestyle while providing a safety net for unexpected expenses.

Loan Aggregator

Building Trust Through Transparency

LendMesh emphasizes transparency in its operations. Here are some key features: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This strict adherence to regulatory guidelines ensures that users receive fair and transparent offers. Each lender's information is verified, allowing LendMesh to present an accurate snapshot of current loan rates.

PATELCO CREDIT UNION - Lafayette, CA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Lafayette, CA (94549)

Introduction

Branch History & Mission

Community Focus

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Accessing Your Funds Easily

Auto Loans & Vehicle Financing

Business Banking Services

Convenient Digital Banking

Home Financing Made Easy

Personal Banking Solutions

Personal Loans for Life's Needs

Rewarding Credit Card Options

Digital & Online Banking

Key Features

Security & Accessibility

Financial Strength

Growing Member Base

Member-Focused Savings

Operational Efficiency

Reinvesting for Your Benefit

Solid Financial Foundation

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Building Trust Through Transparency

Ensuring Accurate Comparisons

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