Park Credit Union Louisville KY | Quick Personal Loans & ATM Services

Introduction

Welcome to Park Community Credit Union, where your financial well-being is our top priority! Located at 3083 Breckenridge Ln, Louisville, KY 40220, we have been serving our community since 1955. With a strong commitment to helping our 75,252 members thrive, we offer a range of services tailored to meet your individual needs. At Park Community, we understand that managing your finances can be overwhelming. That's why we provide a friendly and knowledgeable team ready to assist you with everything from checking and savings accounts to auto loans and personal financing. Our total assets stand proudly at $1,315,394,664, reflecting the trust our members place in us. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 3083 Breckenridge Ln, Louisville, KY 40220. With a net worth of $247,416,542 and cash reserves totaling $13,468,823, we ensure that your deposits are secure. Our dedication extends beyond just numbers; it's about building lasting relationships within the community. Under the leadership of our CEO, Jana Erny, and Board President, Bobby Willoughby, we strive to create a supportive environment for all members. As part of our commitment to serving you better, we have a robust range of services that include online banking and mobile payments for convenient access anytime. Whether you're looking for ways to save or need assistance with loans our experienced staff is here for you. Ready to take control of your financial future? Give us a call at 502-968-3681 or drop by our branch during lobby hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. We look forward to welcoming you into the Park Community family! For more information about our services or how to join us, visit our website at Park Community Credit Union.

Branch History & Mission

At Park Community Credit Union, our story is one of growth, community, and commitment. Founded in 1955, we opened our doors with a mission to provide accessible financial services to the people of Louisville, KY. Over the decades, we have grown into a trusted financial partner for over 75,000 members, all while staying true to our roots. Located at 3083 Breckenridge Ln in Louisville, our branch is easy to find and serve as a welcoming space for all. Our friendly team is here to assist you with everything from personal banking needs like checking and savings accounts to auto loans and mortgage refinancing. While members can visit us at this address for all their banking needs, official correspondence should be sent to the same location. Our mission at Park Community Credit Union is clear: we aim to enhance the financial well-being of our members and the communities we serve. We believe in not just providing financial products but also empowering individuals through education and support. Whether it's helping someone secure their first home or guiding a local business owner through the loan process, we strive to make a positive impact. Since our inception, we've continually evolved to meet the changing needs of our members. Today, we're proud to offer modern conveniences such as online banking, mobile payments, and electronic signatures. We also maintain compliance with ADA standards to ensure that everyone can access our services without barriers. In addition to providing exceptional financial products, we are deeply committed to community outreach. Our partnerships with local organizations allow us to support initiatives that uplift those in need. From sponsoring educational programs to participating in community events, we take pride in being an active member of the Louisville area. As we look ahead, we invite you to join us on this journey. Experience firsthand the benefits of membership at Park Community Credit Union where you're not just a number; you're part of a family dedicated to your financial success. To learn more about becoming a member or how we can assist you today, feel free to call us at 502-968-3681 or visit our website at Park Community Credit Union. Let's work together towards your financial goals!

Branch Location & Accessibility

Accessibility Features

At our Park branch, we prioritize accessibility for all our members. The branch is ADA compliant, featuring ramps and ample parking space to ensure that everyone can access our services comfortably. Whether you're visiting for personal banking, loans, or simply to ask questions about your account, you can navigate our space with ease.

Get in Touch!

If you have any questions or need assistance while visiting us at the Park branch, don't hesitate to reach out at 502-968-3681. We're here to help! Come by and discover how easy banking can be with Park Credit Union. We look forward to seeing you soon!

Operating Hours and Services

We understand that life can be busy! That's why our lobby is open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. For those who prefer drive-thru banking, we offer extended hours Monday through Friday from 8 AM to 8 PM and Saturday from 8:30 AM to 2 PM. You can quickly drop off deposits or withdraw cash without leaving your car. Our friendly staff is here to assist you with a wide range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and even business banking solutions. Plus, we provide access to an ATM on-site for your convenience.

Member Eligibility

At Park, becoming a member means joining a caring community where your financial needs come first. If you live, work, worship, or attend school in the Louisville area, you're likely eligible to join us! We pride ourselves on welcoming all individuals and families who are looking for personalized banking solutions. To learn more about the specific eligibility criteria, feel free to visit our detailed page at http://www.parkcommunity.com/join. Joining is easy! Once you confirm your eligibility, opening an account is just a step away. Whether you're interested in checking and savings accounts, loans, or credit cards, we've got you covered with competitive rates and friendly service. If you have any questions or want to start your membership journey today, don't hesitate to give us a call at (502) 968-3681. We can't wait to welcome you to the Park family at 3083 Breckenridge Ln Louisville Ky 40220!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having a reliable partner to handle your payment processing seamlessly. Our merchant services allow you to focus on running your business while we take care of transactions. Accept payments quickly and securely, enhancing customer satisfaction and streamlining your operations. Located at 3083 Breckenridge Ln Louisville Ky 40220 in Louisville, KY, our team is ready to assist you in finding the right banking solutions tailored for your business needs. Reach out today at (502) 968-3681 to learn how we can help you thrive!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $385 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $180,869,774, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and small business owners, we understand that managing finances is critical for success. Our Business Banking services include merchant services that simplify payment processing and flexible Business Loans that can help you expand your operations or cover costs.

Connect With Us

We invite you to explore all that Park has to offer! Whether you need assistance setting up an account or have questions about our loan products, don't hesitate to reach out. You can contact us at (502) 968-3681, or visit us at our branch location at 3083 Breckenridge Ln Louisville Ky 40220. Join us in making financial dreams come true! To learn more about eligibility and membership benefits, visit us online at Hikes Point. We look forward to serving you!

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why at Park, we offer robust Online & Mobile Banking solutions. Access your accounts anytime, anywhere with features like mobile payments and person-to-person transfers. Need to check your balance? Use our basic ATM access for quick withdrawals and balance inquiries without any hassle. Our drive-thru banking service allows you to complete simple transactions like deposits and withdrawals from the comfort of your vehicle. With operating hours designed for your convenience Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 12 PM you can bank on your schedule.

Personal Banking Services

For individuals seeking reliable banking options, we offer Personal Banking services, including checking and savings accounts tailored to fit your lifestyle. If you're planning to buy a car, our Auto Loans & Vehicle Financing can make your dream ride a reality with competitive rates and flexible terms. For those looking at home ownership or refinancing options, our Mortgage Loans & Refinancing services are designed to guide you through the process smoothly. If you're facing unexpected expenses or want to consolidate debt, consider our Personal Loans & Debt Consolidation options which can provide the relief you need. Plus, with our Credit Cards with Rewards, you can earn while you spend perfect for everyday purchases or special occasions.

Digital & Online Banking

At Park, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to put you in control, no matter where you are. With our online banking platform, accessible at https://www.parkcommunity.com/, you can monitor your accounts 24/7. Whether it's checking your balance, paying bills, or transferring money, everything you need is just a click away. Our mobile application makes it even easier to manage your finances on the go. You can download it today to enjoy the convenience of banking right from your smartphone. Security is our top priority. We use advanced encryption methods to ensure that your information is safe. Plus, with features like electronic signature authorization, signing documents has never been easier or more secure. You can complete important transactions without needing to visit a branch. We also offer e-statements for those who prefer digital records over paper ones. This not only helps the environment but also allows you to access your financial history whenever you need it. And for those quick payments between friends or family, our person-to-person transfer feature makes sending money simple and fast. Want to make purchases using just your phone? With our mobile payments feature, you can leave your wallet at home and pay conveniently with your device. At Park, we aim to provide an accessible and user-friendly experience for all our members. Enjoy real-time account management and take advantage of our comprehensive online services designed for your busy lifestyle!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 164,053, showing a strong and growing member base that trusts us with their finances. Our commitment to serving our community remains unwavering as we continue to strengthen our position as your trusted partner in achieving financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Park is your trusted partner. Visit us at 3083 Breckenridge Ln Louisville Ky 40220 or call (502) 968-3681 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $350,292,546 in share certificates and $142,089,259 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,839,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our strong operational efficiency is reflected in our $1,970,203, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 268 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $116,507,934 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $6,050 in used auto loans and $957,584,818 in total loans and leases, we support members' financial goals across various sectors.

Solid Financial Health

With a net worth of $247,416,542, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 18.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

For business owners, our outstanding commercial loans totaling $180,869,774 provide the capital needed to grow and expand your business operations. At Park, we pride ourselves on offering personalized service and guidance throughout the borrowing process. If you're considering refinancing or want more information about eligibility options, feel free to reach out. You can contact us at (502) 968-3681 or visit us at our branch located at 3083 Breckenridge Ln Louisville Ky 40220 in Louisville, KY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you take control of your financial future!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $95,708,997 in used vehicle loans and $36,926,637 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for both new and used vehicles, making it easier for you to drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $105,636,841, make buying or refinancing simple. We offer a variety of mortgage products tailored to meet your needs, whether you're a first-time buyer or looking to refinance your existing loan.

Unsecured Credit Card Loans

Managing finances effectively is crucial in today's world. We also offer flexible terms on unsecured credit card loans, with a total of $13,419,095 in loans helping members navigate their expenses without stress. Our credit cards come with rewards that can benefit you while providing an easy way to manage spending.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing ensures that users receive fair and transparent offers tailored to their needs. The platform prioritizes accuracy by maintaining strong relationships with reputable financial institutions, allowing it to present reliable loan information to its users.

Benefits of Using LendMesh

LendMesh stands out for several key reasons: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency throughout the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results, allowing users to make informed choices without pressure. - Real-Time Rate Comparisons: The platform offers up-to-date loan rates from multiple institutions, helping users evaluate their options effectively and efficiently. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Ready to take control of your financing decisions? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

PARK FEDERAL CREDIT UNION - Louisville, KY

Type of Loan Offerings

Personal Loans

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