Ornl Credit Union Knoxville TN | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Ornl, your trusted financial partner in the heart of Knoxville, TN. Nestled at 5208 N Broadway St, we have proudly served our community since 1948. With a commitment to excellence, we currently support over 219,000 members with a robust portfolio that includes more than $4 billion in total assets. At Ornl, we believe in empowering our members through accessible banking solutions and personalized services that cater to every financial need. While members can visit us at our branch location, official correspondence should be sent to 5208 North Broadway, Fountain View Plaza, Knoxville, TN 37918. This ensures you reach us quickly and efficiently. Our team is dedicated to providing a range of services including personal banking, auto loans, mortgages, and business banking solutions. With $177,820,004 in total deposits and a net worth of $453,527,196, we are well-equipped to help you achieve your financial goals. We also understand the importance of quick access to funds; that's why we maintain $78,071,899 in cash on hand for our members. Leadership plays a crucial role in our mission. Our CEO, Jenny Vipperman, alongside Board President William Gorman, spearheads initiatives that prioritize member satisfaction and community engagement. Together with our team of 550 employees, they ensure that every visit or interaction with Ornl feels like coming home. We invite you to explore the myriad of services available at Ornl and discover how we can make a positive impact on your financial journey. Feel free to reach out by calling us at 865-688-9555 or visit our website at ornlfcu.com for more information. We're here to serve you!

Branch History & Mission

At Ornl, we take pride in our rich history and deep commitment to serving the community. Established in 1948, our branch has been a vital part of Knoxville, TN for over 75 years. Located at 5208 N Broadway St, we are easily accessible to our members and neighbors alike, right in the heart of Fountain City. Our mission is simple yet profound: to provide financial services that empower individuals and families while fostering a sense of community support. From our humble beginnings, we have grown significantly. Today, we proudly serve over 219,000 members with total assets exceeding $4 billion. This growth reflects our dedication to providing quality services such as personal banking, auto loans, mortgages, credit cards, and business banking solutions. We believe that everyone deserves access to financial resources that help them achieve their goals. Our mission emphasizes not just financial success but also community impact. At Ornl, we strive to be more than just a financial institution; we aim to be a partner in our members' lives. Whether it's through educational outreach programs or local partnerships, we are committed to making a positive difference in Knoxville and beyond. While members can visit us at 5208 N Broadway St, official correspondence should be sent to 5208 North Broadway, Fountain View Plaza, Knoxville, TN 37918 if needed. We offer convenient operating hours from 9:00 AM to 5:00 PM Monday through Thursday, 9:00 AM to 6:00 PM on Friday, and 8:30 AM to Noon on Saturday. Additionally, our drive-thru service and ATM availability ensure that you can access your accounts with ease. In recent years, we've embraced digital advancements for better member experiences. With online banking options and mobile payments available, managing your finances is simpler than ever. We're also proud of our commitment to accessibility for all members. Join us at Ornl and experience firsthand the benefits of being part of a cooperative that truly cares about its members and the community. Together, let's build a brighter financial future! For more information or to become a member today, call us at 865-688-9555 or visit our website here.

Branch Location & Accessibility

A Welcoming Environment

Our branch is designed with your comfort in mind. With ample parking available, you can easily pop in for quick transactions or longer discussions about your financial goals. We also take pride in being accessible; our facilities comply with ADA standards, ensuring everyone can visit us without any barriers.

Comprehensive Services at Your Fingertips

At Ornl Credit Union, we offer a wide range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Our ATM is available for quick cash withdrawals and balance checks whenever you need it. If you prefer the convenience of drive-thru banking, we've got you covered there too! While members can visit us at our physical location for face-to-face service, official correspondence should be sent to our mailing address at 5208 North Broadway, Knoxville, TN 37918.

Convenient Operating Hours

We understand that life can get busy, which is why our operating hours are tailored to fit your schedule. Our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM, and on Fridays, we extend our hours until 6:00 PM! Plus, if you need to swing by on Saturday, our drive-thru service operates from 8:30 AM to noon.

Get in Touch

Have questions or want to learn more about what we offer? Feel free to give us a call at 865-688-9555. Our friendly staff is ready to assist you with any inquiries or to help set up an appointment. Come visit us today and experience the difference at Ornl Credit Union!

Member Eligibility

At Ornl, we believe that everyone deserves to be part of a caring and supportive community. Joining us as a member is simple and welcoming! To become a part of our family, you just need to meet a few friendly eligibility criteria. Typically, anyone who lives, works, worships, or attends school in our service area is welcome to apply. This means if you're in the Knoxville area or surrounding communities, you're likely eligible! For more detailed information about specific requirements. Once you know you qualify, opening an account with us is straightforward and can be done online. Just visit https://www.ornlfcu.com/apply-today to get started on your membership journey. If you have any questions or need assistance, don't hesitate to call us at (865) 688-9555. We're here to help you every step of the way as you join the Ornl community!

Business Banking & Commercial Services

Merchant Services

In today's fast-paced market, having reliable merchant services is crucial. At Ornl, we offer practical solutions that simplify transactions for your business. Picture this: accepting payments on-the-go, whether at a local market or a bustling event, helps you connect with customers more effectively. Our merchant services enable you to focus on what matters most growing your business. Visit us at 5208 N Broadway St Knoxville Tn 37918, Knoxville, TN or give us a call at (865) 688-9555 to learn more about how we can partner with you on your journey to success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $109 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $121,686,212, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For those who own businesses or are thinking about starting one, we provide business banking services that include merchant services and business loans. Whether you're seeking funding for expansion or need tools to manage daily transactions smoothly, we're here to support your entrepreneurial journey.

Convenient Access

Our branch is equipped with an ATM and drive-thru service for quick access to cash withdrawals and simple transactions like deposits. Need cash but can't make it inside? Our ATMs allow you to check balances and withdraw funds easily without stepping out of your car.

Credit Cards with Benefits

Don't forget about our credit card offerings! With rewards programs tailored to fit your lifestyle, using our credit cards can earn you points for travel, shopping, or dining out. This means that every time you use your card for regular purchases, you're getting closer to treating yourself!

Digital Features for Ease of Use

In today's fast-paced world, convenience matters. That's why we emphasize our robust online and mobile banking capabilities. From person-to-person payments to managing e-statements securely online, everything is designed with your busy life in mind.

Get Started Today!

Ready to explore all the financial possibilities available at Ornl? We invite you to visit us at 5208 N Broadway St Knoxville Tn 37918 or give us a call at (865) 688-9555 during our operating hours from 9:00 AM to 5:00 PM Monday through Thursday, 9:00 AM to 6:00 PM on Friday, and 8:30 AM to Noon on Saturday. Our friendly staff is eager to assist you in navigating through our services and finding the right solutions for your financial needs! Don't wait take the first step towards better banking today!

Loans Made Simple

When it comes to financing, Ornl has got you covered. Whether you're in the market for a new car or looking to refinance your mortgage, our auto loans and vehicle financing options are competitive and straightforward. Picture yourself driving off in your new vehicle with a loan that fits your budget perfectly. Additionally, if you're facing unexpected expenses or planning a big purchase, our personal loans and debt consolidation services can help ease the burden.

Personal Banking

Starting with personal banking, we offer checking and savings accounts that make it easy for you to manage your day-to-day finances. Imagine having a reliable account where you can easily deposit your paycheck or save for that dream vacation. With our online and mobile banking options, checking your balance or transferring funds is just a few taps away.

Digital & Online Banking

Easy Account Management

We also offer e-statements to help you keep track of your finances easily. Say goodbye to paper clutter and hello to organized records right at your fingertips! You can also take advantage of person-to-person transfers, making it easy to send money to friends or family quickly and securely.

Mobile Banking Made Simple

For those who prefer managing their finances on the go, our mobile application is perfect for you! With features like mobile payments, you can make purchases directly from your phone, keeping everything in one place. Whether you're shopping or just grabbing coffee, paying has never been easier. Our commitment to security means you can rest easy knowing that your financial information is protected with the latest technology. Enjoy real-time account management and peace of mind with our user-friendly interface designed for everyone. In a world where every second counts, Ornl is here to ensure that banking fits seamlessly into your lifestyle. Experience the convenience of digital banking today!

Online Banking Features

With our online banking platform available at https://www.ornlfcu.com/, you can access your accounts 24/7 from the comfort of your home or while on the go. Need to check your balance? Transfer money between accounts? Or maybe pay a bill? It's all just a few clicks away. Plus, our electronic signature authorization makes it simple to complete transactions securely without the hassle of paperwork.

Financial Strength

A Trusted Partner for Your Finances

Net Shares (Funds available for lending and investments): $2,411,631. Total Share and Deposit Accounts: 479,842, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ornl is your trusted partner. Visit us at 5208 N Broadway St Knoxville Tn 37918 or call (865) 688-9555 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $1,252,662,346 in share certificates and $336,057,989 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $11,715,646 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 531 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $412,006,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $41,590 in used auto loans and $3,389,938,692 in total loans and leases.

Strong Financial Position

With a net worth of $453,527,196, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.16% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $864,984,600 in used vehicle loans and $363,663,785 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new model or a reliable used vehicle, we've got options tailored just for you.

Business Financing

For business owners, our outstanding commercial loans totaling $121,686,212 provide the capital needed to grow and expand. We understand that running a business requires reliable funding, and we're here to support you every step of the way. At Ornl, we believe in empowering our members through transparent lending practices and competitive rates. If you're interested in refinancing or exploring eligibility options for any of our loan products, don't hesitate to reach out. You can contact us at (865) 688-9555 or visit us at our location: 5208 N Broadway St Knoxville Tn 37918 in Knoxville, TN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can assist you on your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $165,169,232, make buying or refinancing simple. We aim to provide flexible terms that fit your lifestyle and budget, making it easier for you to turn your homeownership dreams into reality.

Personal Loans and Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $40,103,756 in loans helping members manage their finances effectively. Our personal loan options can assist with debt consolidation or unexpected expenses, giving you the freedom to manage your finances without added stress.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to sourcing data from legitimate institutions enhances the trustworthiness of the comparisons provided.

ORNL FEDERAL CREDIT UNION - Knoxville, TN

Type of Loan Offerings

Personal Loans

Vehicle Loans

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Loan rates in Knoxville, TN (37918)