OnPoint Community Credit Union Portland OR | Cheap Mortgage Refinance & Rewards Cards

Introduction

Welcome to Onpoint Community, your trusted partner in financial well-being! Located at 6901 Ne Sandy Blvd, Portland, OR 97213, our branch has been serving the community since 1932. With a commitment to excellence and a member-first approach, we proudly support over 585,000 members with a range of services tailored to meet your unique needs. At Onpoint Community, we understand that every member's journey is different. That's why we offer a variety of financial solutions including personal banking, auto loans, mortgages, and business banking options. Our total assets stand strong at an impressive $9,679,670,581, ensuring that we have the resources to support you now and in the future. Our dedicated team, led by CEO Robert Stuart and Board President Katherine Durham, works tirelessly to create a welcoming environment where you can feel confident in managing your finances. With 1,158 employees ready to assist you, we strive to make your banking experience smooth and enjoyable. While members can visit us at our Portland branch for all their banking needs, official correspondence should be sent to PO Box 3750, Portland, OR 97208. Whether you're looking to open an account or inquire about loan options our friendly staff is just a call away at 503-276-4125. Join us today and discover how Onpoint Community can help you achieve your financial goals! Visit our website at onpointcu.com for more information or stop by our branch during our operating hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM. We look forward to welcoming you into our community!

Branch History & Mission

Community Engagement

Community support is at the core of what we do. We actively participate in various outreach programs and partnerships aimed at uplifting those around us. Whether it's through financial education workshops or local sponsorships, we are dedicated to making a positive impact in Portland and beyond. While you can visit us at our branch location for all your banking needs during our operating hours Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM you can also access many of our services online or via mobile banking. Our commitment to digital advancements ensures that you can manage your finances anytime and anywhere. For your convenience, we offer ATM services at this location, making it easier for you to access your funds quickly. Although we do not provide drive-thru banking at this branch, we invite you to explore the many ways we can assist you inside. If you need assistance or have questions about your account, please don't hesitate to reach out by calling us at 503-276-4125. While members can visit us at 6901 Ne Sandy Blvd, official correspondence should be sent to PO Box 3750, Portland, OR 97208. Join us at Onpoint Community today! Experience firsthand how our member-focused approach sets us apart from traditional banks. Together, let's work towards building a brighter financial future for you and your family. Visit us online at onpointcu.com or stop by our branch your community bank is here for you!

Branch Location & Accessibility

Come Visit Us!

If you're looking for a credit union that puts its members first, come visit us at Onpoint Community! We invite you to drop by or give us a call at 503-276-4125. Our friendly team looks forward to meeting you and helping you achieve your financial goals!

Convenient Access and Nearby Landmarks

Finding us is simple! Our branch is conveniently located near the bustling intersection of NE Sandy Blvd and 69th Ave, making it a breeze to drop by while you're out running errands or enjoying a day in the city. Plus, if you need to send any official correspondence, just remember that our mailing address is PO Box 3750, Portland, OR 97208. We know how important accessibility is for our members. Our branch is ADA compliant and features ramps for easy entry. Parking is available nearby, so you can visit us without any hassle.

Friendly Service and Flexible Hours

At Onpoint Community, we understand that your time is valuable. That's why we're open Monday through Friday from 9 AM to 6 PM and on Saturdays from 9 AM to 3 PM. Whether you have a quick question or need more extensive support, our dedicated staff is ready to assist you during these hours. You'll find a range of services waiting for you at our branch. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have solutions tailored to your needs. While we don't offer drive-thru service, we do have an ATM available for quick cash withdrawals and balance checks.

Member Eligibility

At Onpoint Community, we believe that becoming a member means joining a close-knit community that cares about your financial well-being. If you live, work, or attend school in the areas we serve, you're already on your way to joining us! We welcome individuals who share our commitment to mutual support and community growth. To explore the specifics of eligibility, you can find all the details. Opening an account is straightforward and hassle-free; just visit us online through this link: https://secure.onpointcu.com/opccuonline_42/sdk/idologyautoenrollmente2e. If you have any questions or need assistance, feel free to reach out at (503) 276-4125. We're here to help you every step of the way as you take this exciting step towards financial empowerment with Onpoint Community!

Business Banking & Commercial Services

Lending That Fuels Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $473 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $372,418,556, we continue to drive economic growth by financing new and expanding businesses. Imagine having the capital needed to invest in new equipment, expand your workforce, or open a new location. Our competitive rates and flexible terms make it easier for you to achieve those goals.

Streamlined Merchant Services

In addition to our loan offerings, we provide comprehensive merchant services that simplify transactions for your business. Whether you're running a retail store or providing services, our tools help you accept payments seamlessly keeping your cash flow smooth and allowing you more time to focus on what you do best. Let Onpoint Community at 6901 Ne Sandy Blvd Portland Or 97213, Portland, OR be your partner in navigating the financial landscape of your business. With us, you're not just getting a bank; you're gaining a trusted ally committed to seeing your enterprise thrive.

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, you'll appreciate our range of services specifically crafted for you. From merchant services that simplify payment processing to business loans that help fuel your growth, we're committed to supporting local businesses in our community.

Connect with Us Today

Ready to explore how Onpoint Community can help you reach your financial goals? Give us a call at (503) 276-4125 or visit us at our location in Portland. Whether you're just starting out or looking for advanced financial solutions, we're here for you every step of the way! Explore our website at https://www.onpointcu.com/ for more information about our services and how we can assist you today!

Emphasis on Convenience

In today's fast-paced world, convenience matters. At Rose City, our online and mobile banking features let you manage your accounts anytime, anywhere. With easy access to ATM and cash withdrawal services, along with basic ATM access for withdrawals and balance checks, you'll never be far from your money. We also prioritize security with features like electronic signatures and e-statements, so you can bank confidently knowing your information is protected.

Personal Banking Services

Our personal banking options are tailored for individuals and families looking for reliable financial solutions. With checking and savings accounts that fit various lifestyles, you can manage your money easily. If you're considering purchasing a vehicle, our auto loans and vehicle financing services offer competitive rates to help you get on the road quickly. For those dreaming of homeownership or looking to refinance their current mortgage, we provide comprehensive mortgage loan services. You'll find personalized guidance every step of the way, ensuring you understand all your options.

Support for Your Financial Goals

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation solutions that allow you to manage your finances better. Our credit cards come with rewards programs that give back while you spend, making them an excellent choice for everyday purchases.

Digital & Online Banking

Convenient Online Access

With our user-friendly online banking platform, accessible at https://www.onpointcu.com/, you can check your account balance, pay bills, and transfer money with just a few clicks. Enjoy 24/7 access to your accounts, ensuring you're always in control of your finances.

Mobile Banking Made Easy

Stay connected on the go with our mobile application available for download. Whether you're out shopping or relaxing at home, you can make mobile payments easily and quickly. This feature allows you to pay for purchases right from your phone no cash or cards needed!

Security You Can Trust

At Onpoint Community, we prioritize your security. Our online banking services are designed with robust security measures in place to protect your personal information and transactions. You can bank with confidence knowing that we take every precaution to keep your data safe. In summary, our digital and online banking services provide you with everything you need for effective account management right at your fingertips. Experience the convenience and peace of mind that comes with banking digitally at Onpoint Community!

Smart Features for Everyday Banking

Our digital services include the ability to send money directly to friends or family through person-to-person transfers. Need to sign documents? We've got you covered with electronic signature authorization, allowing you to complete transactions securely from the comfort of home. Plus, you'll have access to e-statements, making it easy to keep track of your finances without the clutter of paper.

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts stand at 1,257,919, showcasing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) currently sit at $0, further highlighting our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Onpoint Community is your trusted partner. Visit us at 6901 Ne Sandy Blvd Portland Or 97213 or call (503) 276-4125 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $175,238,849 in share certificates and $3,944,608,707 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $32,567,880, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,120 full-time employees and 38 part-time employees ready to serve you with knowledge and commitment.

Reinvestment in Services

With $1,227,067,980 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $25,972 in used auto loans and $5,685,404,725 in total loans and leases. This means we're here to support your financial goals across various sectors.

Strong Financial Health

With a net worth of $1,235,497,002, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.75% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $408,032,196 in used vehicle loans and $1,364,956,423 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your car-buying experience smooth and affordable.

Credit Lines and Business Loans

For those looking for additional financial flexibility, our credit lines can be a perfect solution. With a total of $1,811,621,722, we provide access to funds when you need them most. Additionally, for business owners, our outstanding commercial loans totaling $372,418,556 provide the capital needed to grow and expand. If you're interested in exploring refinancing options or checking eligibility for any of our loan products, please don't hesitate to reach out! Our dedicated team at Onpoint Community is here to assist you every step of the way. Feel free to contact us at (503) 276-4125, or visit us at 6901 Ne Sandy Blvd Portland Or 97213, Portland, OR. We're open Monday through Friday from 9 AM - 6 PM and Saturday from 9 AM - 3 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can assist you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $672,827,213, make buying or refinancing simple. We offer various mortgage solutions tailored to fit different needs, whether you're a first-time buyer or looking to refinance an existing mortgage.

Unsecured Credit Card Loans

Managing daily expenses is easier with our unsecured credit card loans. We also offer flexible terms on unsecured credit card loans, with a total of $209,932,832 in loans helping members manage their finances effectively. Enjoy the convenience of cashless transactions along with rewards that can benefit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers come from legitimate financial institutions. This ensures that you're looking at real options without hidden agendas. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. You will find a level playing field where all offers are presented fairly. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions allow users to make informed decisions quickly. You won't waste time sifting through outdated or misleading information. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the genuine value that LendMesh brings to its users. If you're ready to take control of your loan search, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that the offers you see are not only legitimate but also fair and transparent. With LendMesh, you can trust that the information you receive is accurate and reliable.

ONPOINT COMMUNITY CREDIT UNION - Portland, OR

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Portland, OR (97213)

Introduction

Branch History & Mission

Community Engagement

Branch Location & Accessibility

Come Visit Us!

Convenient Access and Nearby Landmarks

Friendly Service and Flexible Hours

Member Eligibility

Business Banking & Commercial Services

Lending That Fuels Your Growth

Streamlined Merchant Services

Comprehensive List Of Services

Business Banking Solutions

Connect with Us Today

Emphasis on Convenience

Personal Banking Services

Support for Your Financial Goals

Digital & Online Banking

Convenient Online Access

Mobile Banking Made Easy

Security You Can Trust

Smart Features for Everyday Banking

Financial Strength

Growing Membership Base

Member-Centric Savings

Operational Efficiency

Reinvestment in Services

Strong Financial Health

Loan Offering

Auto Loans

Credit Lines and Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

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