HIWASSEE RIVER CREDIT UNION

Welcome to O.M.C. Employees Credit Union, a trusted financial institution established in 1969 and headquartered in Charleston, TN. Under the leadership of CEO Stephanie Young and Board President Trendel Hodges, we are committed to empowering our members and serving our community with integrity and dedication. Our mission is to provide exceptional financial services tailored to meet the unique needs of our members, including military personnel and their families. As a member-focused credit union, we prioritize accessibility and trust, ensuring that you receive personalized support at every step of your financial journey.

At O.M.C. Employees Credit Union, we take pride in offering modern banking solutions designed for your convenience. With features such as online banking, e-statements, and person-to-person transfers, managing your finances has never been easier. We also ensure your peace of mind with NCUA insurance since November 10, 1992. While we currently do not offer mobile payments or a dedicated mobile application, we remain committed to enhancing our services for our valued members. For more information about how we can assist you or to access our services online, please visit us at https://www.omcecu.com/ or reach us by fax at 4233364614. Join us today and experience the difference of being a part of a community-focused credit union!

At O.m.c. Employees Credit Union, we are dedicated to providing a comprehensive suite of financial services tailored to meet the diverse needs of our members. With a focus on accessibility and convenience, we offer essential banking solutions including ATM Services Only, allowing for basic access such as withdrawals and balance checks. Our commitment to digital innovation is evident through our robust online banking platform, which enables members to manage their finances with ease from the comfort of their homes. Although we do not currently offer a mobile app or mobile payments, our person-to-person transfer feature empowers members to send money effortlessly to friends and family, enhancing everyday banking experiences.

We understand that life is full of milestones—whether you're planning for a new home, saving for your child’s education, or looking to grow your small business. O.m.c. Employees Credit Union is here to support you at every step with personalized financial guidance and resources. Our e-statements and e-signature options streamline your banking experience, making it easier than ever to stay on top of your accounts. For those interested in joining our community, eligibility information can be found at http://omcecu.com/membership.html, ensuring that everyone has the opportunity to benefit from our member-focused services. Additionally, if you're considering loan options, feel free to explore competitive rates through https://www.lendmesh.com for informed decision-making. Should you have any questions or need personal assistance, don’t hesitate to reach out via fax at (423) 336-4614; we’re here to help you achieve your financial goals with confidence.

In an era where financial stability and trust are paramount, Omc Employees stands out as a reliable partner for your financial journey. With a robust Total Membership of 2,031, we have cultivated a community that relies on us for their financial needs. Our commitment to excellence is reflected in our impressive Total Assets, which amount to $28,613,597, signifying our strong foundation and ability to support our members effectively.

The soundness of our institution is further demonstrated by our Net Worth of $2,828,791, showcasing our financial health and resilience in the face of economic fluctuations. In the past year, we have achieved a commendable Net Income of $36,706, highlighting our operational efficiency and dedication to serving our members' best interests. Our Total Deposits currently stand at $25,656,568, illustrating the trust placed in us by individuals and families who seek a secure place for their savings.

At Omc Employees, we understand the importance of accessible financing options. With Total Loans and Leases reaching $13,264,275, we provide diverse lending solutions tailored to meet the unique needs of our members. Our focus on responsible lending is underscored by our Net Worth Ratio of 9.89%, ensuring that we maintain adequate capital to support continued growth while safeguarding member interests.

We pride ourselves on being an institution that prioritizes service excellence, with a dedicated team of just Total Employees: 6 professionals who are committed to providing personalized attention and expert guidance. Additionally, our experience in the market is complemented by strategic offerings such as Credit Card Loan Volume at $299,145 and an impressive Auto Loan Volume of $5,691,593, catering to various lifestyle needs.

As a trusted financial partner since 1969, we continue to champion transparency and community impact, ensuring that every member feels valued and empowered. For insights into our performance metrics and credibility, you can refer to data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov.

Discover how we can help you achieve your financial goals today. Compare real-time loan offers at https://www.lendmesh.com and find the best rates tailored for your needs.