HIWASSEE RIVER CREDIT UNION - Charleston, TN

At O.m.c. Employees' Credit Union, we believe that community matters. Nestled in the heart of Charleston, TN, at 1186 Old Lower River Rd Nw, we have proudly served our members since 1969. Our commitment to providing personalized financial services is reflected in our growing membership of over 2,000 dedicated individuals. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 828, Charleston, TN 37310. With total assets exceeding $28.6 million and total deposits amounting to $6.3 million, we are equipped to support our members with a variety of financial products and services. Our lending capabilities include over 896 loans and leases, totaling more than $13.2 million. This demonstrates not only our strength as a financial institution but also our commitment to helping you achieve your goals. Our CEO, Stephanie Young, along with Board President Trendel Hodges, lead a dedicated team of six employees who are always ready to assist you with your financial journey. We take pride in maintaining a net worth of $2.8 million and having cash readily available at $246,130, ensuring that we can meet your needs promptly. At O.m.c. Employees' Credit Union, we strive to build lasting relationships with our members by offering exceptional service and understanding their unique financial situations. We invite you to experience the difference that comes from being part of a credit union that prioritizes its members above all else. Ready to take the next step? Call us today at 423-336-4331 or explore more about what we offer on our website: omcecu.com. Let's work together towards your financial success!

At O.m.c. Employees', we believe that everyone deserves a supportive financial community, and becoming a member is your first step towards joining us. If you live, work, or worship in the Charleston area or are related to someone who does, you're likely eligible to join our family. We welcome individuals from various backgrounds, making it easy for you to access our tailored services designed just for our members. To explore the specific eligibility criteria, feel free to visit our website at http://omcecu.com/membership.html. Joining is as simple as reaching out! You can easily open your account online by visiting https://my.homecu.net/banking/hcuactivate.prg?cu=omcecu or by calling us at (423) 336-4331. Our friendly team is here to help guide you through the process, ensuring that becoming part of O.m.c. Employees' feels welcoming and straightforward. We can't wait for you to experience the benefits of membership and all that we have to offer right here at 1186 Old Lower River Rd Nw Charleston Tn 37310.

At O.m.c. Employees', financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, reassuring you of our reliability as your trusted credit union. With a net worth of $2,828,791, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.89% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $7,448,995 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,791,812 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $174 in used auto loans and $13,264,275 in total loans and leases. Our operational efficiency is reflected in our $36,706, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 3,335, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, O.m.c. Employees' is your trusted partner. Visit us at 1186 Old Lower River Rd Nw Charleston Tn 37310 or call (423) 336-4331 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.