Welcome to Ocean State Credit Union, a trusted financial institution established in 1950 with a mission to empower our community through accessible and personalized banking solutions. Under the leadership of CEO Michael Garvey and Board President Michael Airhart, we are dedicated to providing exceptional service to our members, including military personnel and their families. Our headquarters is located in Coventry, RI, where we have proudly served our members since our inception. As an NCUA-insured credit union since September 25, 1985, we prioritize the safety and security of your deposits.

At Ocean State Credit Union, we understand that modern banking needs to be both convenient and efficient. That's why we offer a robust suite of digital tools designed for today’s busy lifestyles. With features such as online banking, a user-friendly mobile app, person-to-person transfers, e-statements, mobile payments, and more, managing your finances has never been easier. We invite you to explore how we can support your financial journey by visiting our website at https://www.oceanstatecu.org/ or contacting us at 4013971912. Join us today and experience a member-first approach that prioritizes your financial well-being.

At Ocean State Credit Union, we pride ourselves on providing a comprehensive suite of financial services designed to meet the diverse needs of our members. From personal banking options like checking and savings accounts to more specialized services such as auto loans, mortgage loans, and credit cards with rewards, we are here to support you in every stage of your financial journey. Our business banking solutions cater to small business owners with merchant services and business loans, ensuring that you have the tools necessary for growth and success. With ATM & cash withdrawal services available at various locations, managing your finances has never been easier.

In today's digital age, we understand the importance of convenience and accessibility. That’s why we offer robust online banking features that allow you to manage your accounts anytime, anywhere. Our mobile application enhances this experience even further, enabling person-to-person transfers and mobile payments right from your phone. For those who prefer traditional methods, we also provide e-statements to help keep your records organized. Whether you're planning for life milestones or looking to streamline your everyday banking tasks, our array of digital tools is designed to simplify your financial management.

Becoming a member of Ocean State Credit Union is straightforward; you can find more information about eligibility at https://www.oceanstatecu.org/resources/about-ocean-state-credit-union/how-to-become-a-member-of-ocean-state-credit-union . If you're interested in exploring loan options or comparing rates, visit https://www.lendmesh.com for an easy way to assess what might work best for you. We encourage you to reach out with any questions or for personalized support by faxing us at (401) 397-1912. Join us today and discover how Ocean State Credit Union can help pave the way toward a brighter financial future.

Ocean State Credit Union stands as a reliable and esteemed financial partner for our community, proudly serving a total membership of 22,504. With total assets amounting to 337,099,974, we demonstrate our solid foundation and commitment to financial stewardship. Our net worth of 38,593,810 reflects our stability and ability to support our members' needs while ensuring their funds are safe and secure.

In the past year, we achieved a net income of 702,061, which allows us to reinvest in our services and enhance the member experience. Our total deposits of 12,793,688 further exemplify the trust placed in us by our members, as they choose Ocean State as their primary financial institution. With a diverse portfolio comprising 3,538 loans and leases, we cater to various financial requirements, from personal banking solutions to auto financing options.

Our dedicated team of 62 employees is committed to delivering exceptional service and personalized support, ensuring that every interaction with Ocean State Credit Union leaves a lasting positive impression. We maintain a robust net worth ratio of 1,145, underscoring our resilience and capacity to navigate changing market conditions effectively.

As we continue to grow, we remain focused on providing value through competitive offerings, including a credit card loan volume of 474 and an auto loan volume of 78. While commercial loans may not currently be part of our portfolio with a reported volume of 0, our focus is on strengthening individual financial growth through sustainable practices. Additionally, our strategic management has led to total borrowings reaching 32,500,000, reinforcing our commitment to responsible lending.

At Ocean State Credit Union, transparency is key; all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . We invite you to take advantage of the superior products and services designed for your financial success. Compare real-time loan offers today at https://www.lendmesh.com and find the best rates for your needs.