At Ocean State Credit Union, our mission is to provide community-focused, member-first service that empowers individuals and families across Rhode Island. Led by our dedicated CEO, Michael Garvey, and Board President, Michael Airhart, we are committed to fostering financial wellness and strengthening the communities we serve. Our members enjoy a range of modern conveniences designed to enhance their banking experience, including electronic signature authorization, e-statements, mobile payments, a dedicated mobile app, online banking, and person-to-person payment support. We believe that technology should simplify your financial journey while maintaining the personal touch that defines our credit union. For more information or assistance, please visit our website at https://www.oceanstatecu.org/ or reach us via fax at 4013971912. Join us today and discover how we can help you achieve your financial goals!

At Ocean State Credit Union, we understand that managing your finances is an essential part of everyday life, and we're here to make it easier for our members across Rhode Island. Whether you're looking to open a checking or savings account, finance your first home, or simply save for the future, our comprehensive personal banking services cater to your unique needs. With online banking and a user-friendly mobile application at your fingertips, you can access your accounts anytime, anywhere. From checking balances to making person-to-person payments, managing your finances has never been more convenient. Plus, with the option for e-statements, you can keep track of your financial activities without the clutter of paper.

When it comes to loans and credit options, Ocean State Credit Union offers a range of solutions designed to fit various lifestyles and budgets. Our auto loans help members drive away in their dream vehicles without breaking the bank, while mortgage loans and refinancing options support those looking to purchase or improve their homes. Additionally, our personal loans provide flexibility for debt consolidation or unexpected expenses. For our business members, we offer tailored banking support including merchant services and business loans that empower local enterprises to thrive. With features like mobile payments and electronic signatures available through our mobile application, you can manage both personal and business finances seamlessly on the go. At Ocean State Credit Union, we are committed to providing accessible, flexible financial solutions that make a real difference in the lives of our members throughout Rhode Island.

Choosing ocean-state in means joining a community-focused institution that prioritizes your financial well-being. Becoming a member is simple and straightforward—just visit our eligibility page at https://www.oceanstatecu.org/resources/about-ocean-state-credit-union/how-to-become-a-member-of-ocean-state-credit-union to see how easy it is to get started. At ocean-state, we believe in the values of trust, community engagement, and personalized service. Our dedicated team is always here to assist you with any financial needs, ensuring you receive the reliable support you deserve. With our comprehensive range of services, including online banking and a user-friendly mobile application, managing your finances has never been easier. Plus, you can rest easy knowing that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . Ready to take the next step? Compare real-time loan offers today at LendMesh and find the best rates for your needs!